PROPRE ET NET
ActivePROPRE ET NET has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €479k and a net result of €72k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 1193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-1
Solvency67▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.01 in 2024; short-term debt: 24.5% and cash: 1.5% of total assets), and 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
21 d late
2022
30 d late
2021
31 d late
2020
29 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€72k▲ 2.6%
2024 · €70k
2018: €42k
2019: €-38k
2020: €4k
2021: €29k
2022: €-12k
2023: €116k
2024: €70k
2018 → 2025
Working capital
€-5k
2024 · €1k
2018: €299k
2019: €262k
2020: €196k
2021: €110k
2022: €-201k
2023: €245k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€240k▼ 5.6%€337k▲ 40.7%€407k▲ 20.7%€479k▲ 17.6%
Operating result€37k-€45k▲ 23.3%€109k▲ 141%€92k▼ 15.4%€104k▲ 12.7%
Net result€29k-€-12k€116k€70k▼ 39.5%€72k▲ 2.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€874k=
Current assets
€278k▲ 153%
Equity and liabilities €1.15M
Equity
€479k▲ 17.6%
Debt
€673k▲ 16.7%
The debt ratio falls from 58.6% to 58.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€104k▲
2024 · €92k
Cash flow
€72k▲
2024 · €70k
Solvency
41.6%▲
2024 · 41.4%
Current ratio
0.98▼
2024 · 1.01
Quick ratio
0.98▼
2024 · 1.00
Debt / equity
1.41▼
2024 · 1.42
ROE
15.0%▼
2024 · 17.2%
ROA
6.2%▼
2024 · 7.1%
Interest coverage
25.77▼
2024 · 29.78
Debt
€673k▲
2024 · €577k
Debt ≤ 1 year
€283k▲
2024 · €109k
Debt > 1 year
€391k▼
2024 · €468k
Income taxes
€29k▲
2024 · €19k
Staff costs
€13k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€984k€1.15M▲
Fixed assets21/28€874k€874k=
Tangible fixed assets22/27€29-
Furniture and vehicles24€29-
Financial fixed assets28€874k€874k=
Current assets29/58€110k€278k▲
Stocks and contracts in progress3€1k€842▼
Stocks30/36€1k€842▼
Amounts receivable within one year40/41€76k€258k▲
Trade receivables40€75k€98k▲
Other amounts receivable41€887€161k▲
Cash at bank and in hand54/58€32k€18k▼
Deferred charges and accrued income490/1€995€951▼
Equity and liabilities
Total equity and liabilities10/49€984k€1.15M▲
Equity10/15€407k€479k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€72k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133-€70k
Profit (loss) carried forward14€387k€389k▲
Amounts payable17/49€577k€673k▲
Amounts payable after more than one year17€468k€391k▼
Financial debts170/4€10k€1k▼
Other amounts payable178/9€459k€389k▼
Amounts payable within one year42/48€109k€283k▲
Current portion of amounts payable after more than one year42€9k€8k▼
Trade debts44€34k€38k▲
Suppliers440/4€34k€38k▲
Taxes, remuneration and social security45€18k€47k▲
Taxes450/3€17k€40k▲
Remuneration and social security454/9€1k€7k▲
Other amounts payable47/48€47k€190k▲
Accrued charges and deferred income492/3€30€31▲
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€19k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76€29▼
Other operating charges640/8€1k€948▼
Gross operating margin9900€112k€118k▲
Operating profit (loss)9901€92k€104k▲
Financial income75/76B€17€1k▲
Recurring financial income75€17€1k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€89k€101k▲
Income taxes67/77€19k€29k▲
Profit (loss) for the period9904€70k€72k▲
Profit (loss) for the period to be appropriated9905€70k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€387k€459k▲
Profit (loss) brought forward from the previous period14P€317k€387k▲
Transfer to equity691/2-€70k
To other reserves6921-€70k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Back to profitnet €116k
Net result €116k after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 4.00
Current ratio from 0.58 to 4.00; short-term debt falls from €474k to €82k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-38k ▼190%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haagbeukstraat 357850 EnghienGround area
2,063 m²
Building footprint
287 m²
Volume, LiDAR
1,592 m³
2 parcels, Flanders, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Rumoldusstraat 89, 1851 Grimbergen
since 19892.044.613.312
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23036B0237/00R000 | Flanders | 1,282 m² | 1 · 206 m² | 8.5 m · 2 fl. |
| 55025A0377/00Z000 | Wallonia | 781 m² | 1 · 81 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AD.CI
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GENERAL SERVICES & CLEANING
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CALLEBOUT SCHOONMAAKBEDRIJF
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Of 7,008 companies in sector 81220 we hold annual accounts for 2,416. 1,406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-07-1989
Fiscal year end31-12
Activities, NACEBEL
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.