PROPOSITUM
ActivePROPOSITUM has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €608k and a net result of €7k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 402 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+55
Solvency75▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.21 in 2024; short-term debt: 4.1% and cash: 0.7% of total assets), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
0.6%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
115 d late
2023
9 d early
2022
32 d early
2021
3 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€608k▲ 1.2%
2024 · €600k
2019: €310k
2020: €491k
2021: €658k
2022: €727k
2023: €653k
2024: €600k
2019 → 2025
Total assets
€1.23M▼ 0.1%
2024 · €1.23M
2019: €894k
2020: €985k
2021: €1.07M
2022: €1.23M
2023: €1.04M
2024: €1.23M
2019 → 2025
Net result
€7k
2024 · €-52k
2019: €211k
2020: €181k
2021: €171k
2022: €92k
2023: €-74k
2024: €-52k
2019 → 2025
Working capital
€48k▲ 609%
2024 · €7k
2019: €196k
2020: €353k
2021: €439k
2022: €545k
2023: €206k
2024: €7k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€658k-€727k▲ 10.4%€653k▼ 10.2%€600k▼ 8.0%€608k▲ 1.2%
Operating result€255k-€143k▼ 44.1%€-52k€-44k▲ 15.4%€17k
Net result€171k-€92k▼ 46.1%€-74k€-52k▲ 29.4%€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €44k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.23M
Fixed assets
€1.13M▼ 5.1%
Current assets
€99k▲ 151%
Equity and liabilities €1.23M
Equity
€608k▲ 1.2%
Debt
€618k▼ 1.3%
The debt ratio falls from 51.0% to 50.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▲
2024 · €589
Cash flow
€61k▲
2024 · €-8k
Solvency
49.6%▲
2024 · 49.0%
Current ratio
1.96▲
2024 · 1.21
Quick ratio
1.84▲
2024 · 1.01
Debt / equity
1.02▼
2024 · 1.04
ROE
1.2%▲
2024 · -8.7%
ROA
0.6%▲
2024 · -4.3%
Interest coverage
7.28▲
2024 · 0.07
Debt
€618k▼
2024 · €626k
Debt ≤ 1 year
€50k▲
2024 · €33k
Debt > 1 year
€560k▼
2024 · €576k
Income taxes
€430▲
2024 · €291
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.23M€1.23M▼
Fixed assets21/28€1.19M€1.13M▼
Tangible fixed assets22/27€1.19M€1.13M▼
Land and buildings22€1.07M€1.04M▼
Plant, machinery and equipment23€32€4k▲
Furniture and vehicles24€114k€81k▼
Other tangible fixed assets26€1k€817▼
Current assets29/58€39k€99k▲
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41€8k€1k▼
Trade receivables40€4k€958▼
Other amounts receivable41€4k€124▼
Current investments50/53-€83k
Cash at bank and in hand54/58€22k€9k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€1.23M€1.23M▼
Equity10/15€600k€608k▲
Contributions10/11€6k€6k=
Reserves13€721k€721k=
Distributable reserves133€721k€721k=
Profit (loss) carried forward14€-127k€-119k▲
Amounts payable17/49€626k€618k▼
Amounts payable after more than one year17€576k€560k▼
Financial debts170/4-€560k
Other amounts payable178/9€576k-
Amounts payable within one year42/48€33k€50k▲
Current portion of amounts payable after more than one year42-€16k
Financial debts43€16k-
Credit institutions430/8€16k-
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€291€8k▲
Taxes450/3€291€8k▲
Other amounts payable47/48€13k€23k▲
Accrued charges and deferred income492/3€17k€7k▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€53k▲
Other operating charges640/8€6k€6k▲
Non-recurring operating charges66A€7k-
Gross operating margin9900€14k€77k▲
Operating profit (loss)9901€-44k€17k▲
Financial income75/76B€370€275▼
Recurring financial income75€370€275▼
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€-52k€8k▲
Income taxes67/77€291€430▲
Profit (loss) for the period9904€-52k€7k▲
Profit (loss) for the period to be appropriated9905€-52k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-127k€-119k▲
Profit (loss) brought forward from the previous period14P€-74k€-127k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
23-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 115 days late
2023
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-74k ▼180%
Net result drops to €-74k, the lowest in the series; recovery starts the following year.
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €500kEq €658k ▲34.1%
3 profitable years in a row build equity to €658k.
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellestraat 322630 AartselaarGround area
233 m²
Building footprint
99 m²
Volume, LiDAR
944 m³
Parcel 11001B0259/00S000, Flanders · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROPOSITUM
since 20142.230.079.191
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0259/00S000 | Flanders | 233 m² | 1 · 99 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DENYS TIMMER- EN SCHRIJNWERKEN
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MEUBELMAKERIJ MINNE
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Of 1,499 companies in sector 31004 we hold annual accounts for 620. 423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2014
Fiscal year end31-03
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
13929Manufacture of textiles
31001Manufacture of furniture
47120Other non-specialised retail sale
47191Retail trade
47400Retail sale of information and communication equipment
47410Retail trade
47551Retail sale of household furniture
47591Retail trade
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate activities
95240Repair and maintenance of furniture and upholstery
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Wendy@redesignwendy.be