PROPOSITION
ActiveSummary
PROPOSITION has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,813 and a net result of €20,966. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 56% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+9
Solvency90▼-10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.79 against 5.92 in 2024; short-term debt: 34.8% of total assets), and 34.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
32.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
34 d early
2024
6 d early
2023
on the day
2022
5 d early
2021
2 d late
2020
on the day
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 25 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€41,813▼ 19.7%
2024 · €52,091
Total assets
€64,140▲ 3.3%
2024 · €62,091
Net result
€20,966▲ 86.7%
2024 · €11,231
Working capital
€39,987▼ 18.7%
2024 · €49,171
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€39,852▲ 32.6%€30,077▼ 24.5%€19,418▼ 35.4%€17,053▼ 12.2%€28,889▲ 69.4%
Net result€30,542within the sector's middle half▲ 47.8%€19,085within the sector's middle half▼ 37.5%€11,472within the sector's middle half▼ 39.9%€11,231within the sector's middle half▼ 2.1%€20,966within the sector's middle half▲ 86.7%
Equity€78,276within the sector's middle half▲ 64.0%€79,169within the sector's middle half▲ 1.1%€53,191within the sector's middle half▼ 32.8%€52,091within the sector's middle half▼ 2.1%€41,813within the sector's middle half▼ 19.7%
Total assets€87,466within the sector's middle half▲ 22.8%€101,014within the sector's middle half▲ 15.5%€72,738within the sector's middle half▼ 28.0%€62,091below the sector's middle half▼ 14.6%€64,140below the sector's middle half▲ 3.3%
Debt€9,190▼ 60.8%€21,845▲ 138%€19,547▼ 10.5%€9,999▼ 48.8%€22,327▲ 123%
Working capital€76,706within the sector's middle half▲ 69.3%€76,171within the sector's middle half▼ 0.7%€48,298within the sector's middle half▼ 36.6%€49,171within the sector's middle half▲ 1.8%€39,987within the sector's middle half▼ 18.7%
Solvency89.5%above the sector's middle half▲ 22.5pp78.4%within the sector's middle half▼ 11.1pp73.1%within the sector's middle half▼ 5.2pp83.9%above the sector's middle half▲ 10.8pp65.2%within the sector's middle half▼ 18.7pp
Current ratio9.35above the sector's middle half▲ 6.404.49within the sector's middle half▼ 4.863.47within the sector's middle half▼ 1.025.92above the sector's middle half▲ 2.452.79within the sector's middle half▼ 3.13
Return on assets (ROA)34.9%above the sector's middle half▲ 5.9pp18.9%within the sector's middle half▼ 16.0pp15.8%within the sector's middle half▼ 3.1pp18.1%within the sector's middle half▲ 2.3pp32.7%within the sector's middle half▲ 14.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 69% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64,140
Fixed assets
€1,826 ▼ 37.5%
Current assets
€62,314 ▲ 5.3%
Equity and liabilities €64,140
Equity
€41,813 ▼ 19.7%
Debt
€22,327 ▲ 123%
Debt's share of the balance-sheet total rises from 16.1% to 34.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€29,984▲
2024 · €19,025
Cash flow
€22,061▲
2024 · €13,203
Debt to equity
0.53▲
2024 · 0.19
ROE
50.1%▲
2024 · 21.6%
Interest coverage
89.29▲
2024 · 75.30
Debt ≤ 1 year
€22,327▲
2024 · €9,999
Income taxes
€7,593▲
2024 · €5,576
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €29,633 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,054 | €1,224 | €1,506 | €1,972 | €1,094 | ▼ 44.5% |
| Other operating charges640/8 | €101 | €643 | €2,530 | €1,872 | €1,378 | ▼ 26.4% |
| Gross operating margin9900 | €41,006 | €31,945 | €23,454 | €20,897 | €31,362 | ▲ 50.1% |
| Operating profit (loss)9901 | €39,852 | €30,077 | €19,418 | €17,053 | €28,889 | ▲ 69.4% |
| Financial income75/76B | €5,626 | €486 | - | €7 | €5 | ▼ 27.3% |
| Recurring financial income75 | €5,626 | €486 | - | €7 | €5 | ▼ 27.3% |
| Financial charges65/66B | €5,004 | €3,433 | €2,694 | €253 | €336 | ▲ 32.9% |
| Recurring financial charges65 | €5,004 | €3,433 | €2,694 | €253 | €336 | ▲ 32.9% |
| Profit (loss) for the period before taxes9903 | €40,474 | €27,130 | €16,724 | €16,807 | €28,559 | ▲ 69.9% |
| Income taxes67/77 | €9,932 | €8,045 | €5,252 | €5,576 | €7,593 | ▲ 36.2% |
| Profit (loss) for the period9904 | €30,542 | €19,085 | €11,472 | €11,231 | €20,966 | ▲ 86.7% |
| Profit (loss) for the period to be appropriated9905 | €30,542 | €19,085 | €11,472 | €11,231 | €20,966 | ▲ 86.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €87,466 | €101,014 | €72,738 | €62,091 | €64,140 | ▲ 3.3% |
| Fixed assets21/28 | €1,570 | €2,998 | €4,893 | €2,921 | €1,826 | ▼ 37.5% |
| Tangible fixed assets22/27 | €1,570 | €2,998 | €4,893 | €2,921 | €1,826 | ▼ 37.5% |
| Furniture and vehicles24 | €1,570 | €2,998 | €4,893 | €2,921 | €1,826 | ▼ 37.5% |
| Current assets29/58 | €85,895 | €98,016 | €67,845 | €59,170 | €62,314 | ▲ 5.3% |
| Amounts receivable after more than one year29 | €20,000 | €30,000 | €20,000 | €20,000 | €20,000 | = |
| Other amounts receivable291 | €20,000 | €30,000 | €20,000 | €20,000 | €20,000 | = |
| Amounts receivable within one year40/41 | €32,637 | €22,628 | €38,652 | €38,394 | €42,314 | ▲ 10.2% |
| Trade receivables40 | €30,359 | €20,428 | €36,050 | €35,490 | €37,186 | ▲ 4.8% |
| Other amounts receivable41 | €2,278 | €2,200 | €2,603 | €2,904 | €5,128 | ▲ 76.6% |
| Current investments50/53 | €7,442 | €19,766 | - | - | - | - |
| Cash at bank and in hand54/58 | €25,760 | €25,623 | €9,193 | €776 | - | - |
| Deferred charges and accrued income490/1 | €57 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €87,466 | €101,014 | €72,738 | €62,091 | €64,140 | ▲ 3.3% |
| Equity10/15 | €78,276 | €79,169 | €53,191 | €52,091 | €41,813 | ▼ 19.7% |
| Contributions10/11 | €6,200 | €18,550 | €186 | €186 | €186 | = |
| Reserves13 | €72,076 | €60,619 | €53,006 | €51,906 | €41,627 | ▼ 19.8% |
| Non-distributable reserves130/1 | €1,855 | €1,855 | - | - | - | - |
| Reserves not available under the articles1311 | €1,855 | €1,855 | - | - | - | - |
| Distributable reserves133 | €70,221 | €58,764 | €53,006 | €51,906 | €41,627 | ▼ 19.8% |
| Amounts payable17/49 | €9,190 | €21,845 | €19,547 | €9,999 | €22,327 | ▲ 123% |
| Amounts payable within one year42/48 | €9,190 | €21,845 | €19,547 | €9,999 | €22,327 | ▲ 123% |
| Financial debts43 | - | - | - | - | €10,587 | - |
| Credit institutions430/8 | - | - | - | - | €10,587 | - |
| Trade debts44 | €3,269 | €2,196 | €11,906 | €186 | €3,329 | ▲ 1,690% |
| Suppliers440/4 | €3,269 | €2,196 | €11,906 | €186 | €3,329 | ▲ 1,690% |
| Taxes, remuneration and social security45 | €5,843 | €19,150 | €4,452 | €8,954 | €8,411 | ▼ 6.1% |
| Taxes450/3 | €3,276 | €19,150 | €4,452 | €8,954 | €8,411 | ▼ 6.1% |
| Remuneration and social security454/9 | €2,567 | - | - | - | - | - |
| Other amounts payable47/48 | €78 | €499 | €3,189 | €859 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,542 | €19,085 | €11,472 | €11,231 | €20,966 | ▲ 86.7% |
| + Depreciation and write-downs630 | €1,054 | €1,224 | €1,506 | €1,972 | €1,094 | ▼ 44.5% |
| Operating cash flow (approximation) | €31,596 | €20,309 | €12,977 | €13,203 | €22,061 | ▲ 67.1% |
| Investment in fixed assets (approximation) | - | -€2,652 | -€3,400 | €0 | €0 | - |
| Change in cash | - | -€136 | -€16,430 | -€8,417 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €11,231 ▼2.1%
Net result drops to €11,231, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-09
Financial
Highest result since 2019net €30,542 ▲47.8%
Operating result €39,852, net result €30,542, both a record.
30-09
Financial
Liquidity triplescurrent ratio 9.35
Current ratio from 2.95 to 9.35; short-term debt falls from €23,279 to €9,190.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2018
Ground area
607 m²
Building footprint
144 m²
Volume, LiDAR
1,003 m³
Parcel 12009E0413/00K000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PROPOSITION
since 20182.280.198.103
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009E0413/00K000 | Flanders | 607 m² | 1 · 144 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,610 EUR awarded · 2,610 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,610 EUR | 2,610 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
894500LE612Z9ZH1U604
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Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 15,044 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-10-2018
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0707627272
Also
9925:BE0707627272
Registered
22-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.