PROPERTYM
ActivePROPERTYM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-7k) and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
16
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-40%
Return on assets
31.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 17987 sector peers (2025).
NBB · sector comparisonPosition among 17987 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
43 d early
2022
16 d late
2021
5 d late
2020
16 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-7k▲ 44.1%
2024 · €-12k
2018: €72k
2019: €60k
2020: €32k
2021: €9k
2022: €576
2023: €-17k
2024: €-12k
2018 → 2025
Total assets
€17k▲ 464%
2024 · €3k
2018: €130k
2019: €110k
2020: €126k
2021: €84k
2022: €32k
2023: €5k
2024: €3k
2018 → 2025
Net result
€5k▲ 16.8%
2024 · €5k
2018: €7k
2019: €-12k
2020: €-28k
2021: €-23k
2022: €-9k
2023: €-18k
2024: €5k
2018 → 2025
Working capital
€-14k▼ 9.5%
2024 · €-12k
2018: €73k
2019: €60k
2020: €30k
2021: €13k
2022: €6k
2023: €-11k
2024: €-12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€576▼ 93.7%€-17k€-12k▲ 27.4%€-7k▲ 44.1%
Operating result€-21k-€-8k▲ 63.3%€-17k▼ 118%€5k€6k▲ 24.4%
Net result€-23k-€-9k▲ 62.2%€-18k▼ 107%€5k€5k▲ 16.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 24% above 2024 and is the highest year so far.
Balance-sheet composition
Assets €17k
Fixed assets
€7k
Current assets
€11k
Key figures and ratios
EBITDA
€7k
Cash flow
€7k
Solvency
-40.0%
Current ratio
0.44
Quick ratio
0.30
Debt / equity
-3.50
ROE
-78.8%
ROA
31.5%
Interest coverage
16.05
Debt
€24k▲
2024 · €16k
Debt ≤ 1 year
€24k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€17k▲
Fixed assets21/28-€7k
Intangible fixed assets21-€7k
Current assets29/58€3k€11k▲
Stocks and contracts in progress3€1k€3k▲
Stocks30/36€1k€3k▲
Amounts receivable within one year40/41€736-
Other amounts receivable41€736-
Cash at bank and in hand54/58€850€7k▲
Equity and liabilities
Total equity and liabilities10/49€3k€17k▲
Equity10/15€-12k€-7k▲
Contributions10/11€6k€6k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€16k€16k=
Profit (loss) carried forward14€-36k€-31k▲
Amounts payable17/49€16k€24k▲
Amounts payable within one year42/48€16k€24k▲
Trade debts44€595€237▼
Suppliers440/4€595€237▼
Taxes, remuneration and social security45€264€3k▲
Taxes450/3€264€3k▲
Other amounts payable47/48€15k€21k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8-€50
Gross operating margin9900€5k€7k▲
Operating profit (loss)9901€5k€6k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€82€454▲
Recurring financial charges65€82€454▲
Profit (loss) for the period before taxes9903€5k€5k▲
Income taxes67/77€0-
Profit (loss) for the period9904€5k€5k▲
Profit (loss) for the period to be appropriated9905€5k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-31k▲
Profit (loss) brought forward from the previous period14P€-41k€-36k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation3 facts ▸
- General meeting, 2026-06-15
- Director resignation, Anne Godfroid (bestuurder)
- Director resignation, Anne Godfroid (zaakvoerder)
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 5 loss-making years.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-06-2026
Resigned as Director
15-06-2026
Resigned as Manager
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Livingstonelaan 93080 TervurenGround area
3,416 m²
Building footprint
451 m²
Volume, LiDAR
746 m³
2 parcels, Flanders, Wallonia · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Louise
since 20082.168.346.116
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302E0001/00F004 | Wallonia | 2,827 m² | 1 · 251 m² | - |
| 24104C0109/00T014 | Flanders | 589 m² | 1 · 200 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RABIAH
BE 0746.516.750
Antwerpen · Eq €582
KYSTALY
BE 0644.518.577
Visé · Eq €560
BAB OUTLET
BE 0834.027.675
Sint-Gillis (bij-Brussel) · Eq €595
ORTSTORE
BE 0846.860.478
Brussel · Eq €598
AMBF
BE 0777.963.556
Saint-Nicolas · Eq €549
Of 6,459 companies in sector 47716 we hold annual accounts for 2,424. 198 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2008
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47714Retail trade
47715Retail trade
47721Retail sale of footwear
47722Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.