PRONTO
ActiveThe computed 12-month bankruptcy probability of PRONTO is 1.5% (moderate). The 2025 annual accounts show equity of €86k and a net result of €20k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 13270 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+11
Solvency74▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.88 in 2024; short-term debt: 19.4% of total assets), but 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
11.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-04-2026, 5 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
5 d early
2024
33 d early
2023
32 d early
2022
59 d late
2021
36 d early
2020
46 d early
2019
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€516k
EBIT margin
6.5%
Net result
€20k▲ 116%
2024 · €9k
2018: €-10k
2019: €20k
2020: €11k
2021: €27k
2022: €91
2023: €430
2024: €9k
2018 → 2025
Working capital
€21k▼ 6.2%
2024 · €23k
2018: €-9k
2019: €16k
2020: €22k
2021: €17k
2022: €17k
2023: €19k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€516k-
Equity€56k-€56k▲ 0.2%€57k▲ 0.8%€66k▲ 15.9%€86k▲ 29.7%
Operating result€34k-€2k▼ 93.1%€10k▲ 335%€14k▲ 38.4%€35k▲ 152%
Net result€27k-€91▼ 99.7%€430▲ 373%€9k▲ 2,007%€20k▲ 116%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 152% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€120k▲ 6.6%
Current assets
€55k▲ 14.3%
Equity and liabilities €176k
Equity
€86k▲ 29.7%
Debt
€90k▼ 5.5%
The debt ratio falls from 59.2% to 51.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2024 · €22k
Cash flow
€29k▲
2024 · €17k
Solvency
48.6%▲
2024 · 40.8%
Current ratio
1.62▼
2024 · 1.88
Quick ratio
1.49▼
2024 · 1.76
Debt / equity
1.06▼
2024 · 1.45
ROE
22.9%▲
2024 · 13.7%
ROA
11.1%▲
2024 · 5.6%
Interest coverage
5.20▲
2024 · 4.70
Debt
€90k▼
2024 · €96k
Debt ≤ 1 year
€34k▲
2024 · €26k
Debt > 1 year
€56k▼
2024 · €70k
Income taxes
€7k▲
2024 · €138
Staff costs
€217k▲
2024 · €186k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€176k▲
Fixed assets21/28€113k€120k▲
Tangible fixed assets22/27€113k€120k▲
Land and buildings22€89k€85k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€23k€34k▲
Current assets29/58€49k€55k▲
Stocks and contracts in progress3€3k€5k▲
Stocks30/36€3k€5k▲
Amounts receivable within one year40/41€2k€3k▲
Other amounts receivable41€2k€3k▲
Current investments50/53€44k€48k▲
Equity and liabilities
Total equity and liabilities10/49€162k€176k▲
Equity10/15€66k€86k▲
Contributions10/11€19k€19k=
Reserves13€35k€35k=
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€12k€32k▲
Amounts payable17/49€96k€90k▼
Amounts payable after more than one year17€70k€56k▼
Financial debts170/4€70k€56k▼
Amounts payable within one year42/48€26k€34k▲
Current portion of amounts payable after more than one year42€14k€13k▼
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€6k€12k▲
Remuneration and social security454/9€6k€12k▲
Other amounts payable47/48€100€100=
Income statement
Code20242025
Remuneration, social security and pensions62€186k€217k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€212k€266k▲
Operating profit (loss)9901€14k€35k▲
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€9k€26k▲
Income taxes67/77€138€7k▲
Profit (loss) for the period9904€9k€20k▲
Profit (loss) for the period to be appropriated9905€9k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€32k▲
Profit (loss) brought forward from the previous period14P€3k€12k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 59 days late
2022
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €27k ▲138%
Net result €27k, the highest in the series.
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 2 days late
2019
30-09
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 1.62
Current ratio from 0.70 to 1.62; short-term debt falls from €31k to €26k.
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Smet de Naeyerlaan 718370 BlankenbergeGround area
65 m²
Building footprint
57 m²
Volume, LiDAR
762 m³
Parcel 31004A0793/00P000, Flanders · tallest building 15.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Pronto
since 20172.262.387.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31004A0793/00P000 | Flanders | 65 m² | 1 · 57 m² | 15.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 500 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBlankenberge2.262.387.220
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Of 1,352 companies in sector 56220 we hold annual accounts for 405. 316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2017
Fiscal year end30-09
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.