PRONAT
ActivePRONAT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €327k and a net result of €-22k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 75% of 521 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+6
Solvency100=
Growth37=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 0.93 in 2024; short-term debt: 1.3% and cash: 2.1% of total assets), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-22k
neutral · Latest accounts filed on time
The financial year that closed on 01-10-2025 was due by 01-05-2026 and was filed on 30-01-2026, 91 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
91 d early
2024
93 d early
2023
91 d early
2022
75 d early
2021
67 d early
2020
71 d early
2019
71 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 01-10-2026 and is due by 01-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today01-10-2026 close01-05-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€209k▼ 8.3%
2022 · €228k
2022: €228k
2022 → 2023
EBIT margin
7.6%▼ 12.0pp
2022 · 19.6%
2022: 19.6%
2022 → 2023
Net result
€-22k▲ 48.0%
2024 · €-41k
2018: €7k
2019: €24k
2020: €-2k
2021: €15k
2022: €35k
2023: €3k
2024: €-41k
2018 → 2025
Working capital
€6k
2024 · €-2k
2018: €-66k
2019: €-42k
2020: €-36k
2021: €-29k
2022: €2k
2023: €17k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€228k€209k▼ 8.3%
Equity€352k-€387k▲ 10.1%€390k▲ 0.9%€349k▼ 10.6%€327k▼ 6.2%
Operating result€24k-€45k▲ 87.9%€16k▼ 64.6%€-32k€-22k▲ 33.0%
Net result€15k-€35k▲ 144%€3k▼ 90.4%€-41k€-22k▲ 48.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €32k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €385k
Fixed assets
€374k▼ 5.1%
Current assets
€11k▼ 59.4%
Equity and liabilities €385k
Equity
€327k▼ 6.2%
Debt
€57k▼ 20.5%
The debt ratio falls from 17.1% to 14.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▲
2024 · €-12k
Cash flow
€-1k▲
2024 · €-21k
Solvency
85.1%▲
2024 · 82.9%
Current ratio
2.11▲
2024 · 0.93
Quick ratio
2.11▲
2024 · 0.93
Debt / equity
0.17▼
2024 · 0.21
ROE
-6.6%▲
2024 · -11.9%
ROA
-5.6%▲
2024 · -9.8%
Interest coverage
-0.67▲
2024 · -5.33
Debt
€57k▼
2024 · €72k
Debt ≤ 1 year
€5k▼
2024 · €29k
Debt > 1 year
€50k▲
2024 · €30k
Income taxes
€-2k▼
2024 · €4k
Staff costs
€44k▼
2024 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€421k€385k▼
Fixed assets21/28€394k€374k▼
Tangible fixed assets22/27€393k€373k▼
Land and buildings22€375k€364k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€625€8k▲
Leasing and similar rights25€15k-
Financial fixed assets28€750€750=
Current assets29/58€27k€11k▼
Amounts receivable within one year40/41€14k€3k▼
Trade receivables40€14k€3k▼
Cash at bank and in hand54/58€13k€8k▼
Equity and liabilities
Total equity and liabilities10/49€421k€385k▼
Equity10/15€349k€327k▼
Contributions10/11€19k€19k=
Reserves13€3k€3k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€327k€306k▼
Amounts payable17/49€72k€57k▼
Amounts payable after more than one year17€30k€50k▲
Financial debts170/4€30k€50k▲
Amounts payable within one year42/48€29k€5k▼
Current portion of amounts payable after more than one year42€2k-
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€16k€1k▼
Taxes450/3€6k€1k▼
Remuneration and social security454/9€10k-
Other amounts payable47/48€7k€3k▼
Accrued charges and deferred income492/3€13k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€117k€44k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€3k€3k▼
Gross operating margin9900€108k€45k▼
Operating profit (loss)9901€-32k€-22k▲
Financial income75/76B€7€7=
Recurring financial income75€7€7=
Financial charges65/66B€5k€2k▼
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B€3k-
Profit (loss) for the period before taxes9903€-38k€-24k▲
Income taxes67/77€4k€-2k▼
Profit (loss) for the period9904€-41k€-22k▲
Profit (loss) for the period to be appropriated9905€-41k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€327k€306k▼
Profit (loss) brought forward from the previous period14P€369k€327k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-10
Financial
Liquidity doublescurrent ratio 2.11
Current ratio from 0.93 to 2.11; short-term debt falls from €29k to €5k.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-10
Financial
Weakest financial yearnet €-41k ▼1310%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-10
Financial
Highest result since 2018net €35k ▲144%
Operating result €45k, net result €35k, both a record.
23-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-10
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
19-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Livinuspolder(STM) 89981 Sint-LaureinsGround area
3,775 m²
Building footprint
140 m²
Volume, LiDAR
540 m³
Parcel 43015A0365/02C000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sint Livinuspolder(STM) 8, 9981 Sint-Laureins
since 19982.086.289.262
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43015A0365/02C000 | Flanders | 3,775 m² | 1 · 140 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,177 companies in sector 72109 we hold annual accounts for 715. 489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-1998
Fiscal year end01-10
Activities, NACEBEL
72109Other research and development on natural sciences
73100
85323
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.