PROMURBA
ActiveSummary
PROMURBA has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €551,652 and a net result of €39,216. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 9354 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+7
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 86.44 against 49.46 in 2024; short-term debt: 0.8% and cash: 5.5% of total assets), and 0.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.2%
Return on assets
7.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
12 d late
2023
2 d early
2022
21 d early
2021
4 d early
2020
5 d late
2019
6 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#3 oldest company in Tongeren-Borgloon, Real estate sector
Equity
€551,652▲ 7.7%
2024 · €512,436
Total assets
€556,119▲ 7.1%
2024 · €519,053
Net result
€39,216▲ 328%
2024 · €9,164
Working capital
€381,665▲ 19.0%
2024 · €320,671
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,822▲ 221%-€52,126-€86,723▼ 66.4%-€4,260▲ 95.1%€24,430
Net result€2,574within the sector's middle half-€44,030below the sector's middle half-€82,927below the sector's middle half▼ 88.3%€9,164within the sector's middle half€39,216within the sector's middle half▲ 328%
Equity€630,229above the sector's middle half▲ 0.4%€586,199above the sector's middle half▼ 7.0%€503,272above the sector's middle half▼ 14.1%€512,436above the sector's middle half▲ 1.8%€551,652within the sector's middle half▲ 7.7%
Total assets€742,193within the sector's middle half▼ 52.3%€673,588within the sector's middle half▼ 9.2%€548,683within the sector's middle half▼ 18.5%€519,053within the sector's middle half▼ 5.4%€556,119within the sector's middle half▲ 7.1%
Debt€111,964▼ 87.9%€87,389▼ 21.9%€45,411▼ 48.0%€6,617▼ 85.4%€4,467▼ 32.5%
Working capital€415,221above the sector's middle half▲ 1.1%€370,731above the sector's middle half▼ 10.7%€289,546above the sector's middle half▼ 21.9%€320,671above the sector's middle half▲ 10.7%€381,665within the sector's middle half▲ 19.0%
Solvency84.9%above the sector's middle half▲ 44.6pp87.0%above the sector's middle half▲ 2.1pp91.7%above the sector's middle half▲ 4.7pp98.7%above the sector's middle half▲ 7.0pp99.2%above the sector's middle half▲ 0.5pp
Current ratio9.95above the sector's middle half▲ 8.457.69above the sector's middle half▼ 2.267.38above the sector's middle half▼ 0.3149.46above the sector's middle half▲ 42.0986.44above the sector's middle half▲ 36.98
Return on assets (ROA)0.3%within the sector's middle half▲ 0.4pp-6.5%below the sector's middle half▼ 6.9pp-15.1%below the sector's middle half▼ 8.6pp1.8%within the sector's middle half▲ 16.9pp7.1%above the sector's middle half▲ 5.3pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24,430 after a loss of €4,260 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €556,119
Fixed assets
€169,987 ▼ 11.4%
Current assets
€386,132 ▲ 18.0%
Equity and liabilities €556,119
Equity
€551,652 ▲ 7.7%
Debt
€4,467 ▼ 32.5%
Debt's share of the balance-sheet total falls from 1.3% to 0.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46,207▲
2024 · €17,702
Cash flow
€60,993▲
2024 · €31,126
Debt to equity
0.01▼
2024 · 0.01
ROE
7.1%▲
2024 · 1.8%
Interest coverage
227.60▲
2024 · 25.62
Debt ≤ 1 year
€4,467▼
2024 · €6,617
Income taxes
€649▼
2024 · €1,081
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2,415 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,568 | €34,349 | €34,548 | €21,962 | €21,777 | ▼ 0.8% |
| Other operating charges640/8 | €562 | €2,309 | €2,185 | €1,600 | €2,821 | ▲ 76.3% |
| Gross operating margin9900 | €47,951 | -€15,468 | -€49,990 | €19,302 | €49,028 | ▲ 154% |
| Operating profit (loss)9901 | €12,822 | -€52,126 | -€86,723 | -€4,260 | €24,430 | ▲ 673% |
| Financial income75/76B | €1,384 | €7,624 | €10,748 | €15,196 | €15,639 | ▲ 2.9% |
| Recurring financial income75 | €1,384 | €7,624 | €10,748 | €15,196 | €15,639 | ▲ 2.9% |
| Financial charges65/66B | €6,875 | €1,214 | €2,196 | €691 | €203 | ▼ 70.6% |
| Recurring financial charges65 | €6,875 | €1,214 | €2,196 | €691 | €203 | ▼ 70.6% |
| Profit (loss) for the period before taxes9903 | €7,331 | -€45,715 | -€78,171 | €10,245 | €39,865 | ▲ 289% |
| Income taxes67/77 | €4,756 | -€1,685 | €4,756 | €1,081 | €649 | ▼ 40.0% |
| Profit (loss) for the period9904 | €2,574 | -€44,030 | -€82,927 | €9,164 | €39,216 | ▲ 328% |
| Profit (loss) for the period to be appropriated9905 | €2,574 | -€44,030 | -€82,927 | €9,164 | €39,216 | ▲ 328% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €742,193 | €673,588 | €548,683 | €519,053 | €556,119 | ▲ 7.1% |
| Fixed assets21/28 | €280,575 | €247,437 | €213,726 | €191,764 | €169,987 | ▼ 11.4% |
| Tangible fixed assets22/27 | €280,575 | €247,437 | €213,726 | €191,764 | €169,987 | ▼ 11.4% |
| Land and buildings22 | €247,250 | €227,875 | €208,499 | €189,124 | €169,748 | ▼ 10.2% |
| Plant, machinery and equipment23 | €9,054 | €6,439 | €3,825 | €1,820 | €0 | ▼ 100% |
| Furniture and vehicles24 | €24,271 | €13,123 | €1,402 | €820 | €239 | ▼ 70.9% |
| Current assets29/58 | €461,618 | €426,151 | €334,957 | €327,288 | €386,132 | ▲ 18.0% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - |
| Stocks30/36 | €0 | - | - | - | - | - |
| Contracts in progress37 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €165,692 | €249,539 | €272,044 | €323,021 | €355,810 | ▲ 10.2% |
| Trade receivables40 | €68,976 | €25,071 | €556 | €11,915 | €13,510 | ▲ 13.4% |
| Other amounts receivable41 | €96,716 | €224,468 | €271,488 | €311,106 | €342,301 | ▲ 10.0% |
| Cash at bank and in hand54/58 | €295,001 | €176,112 | €62,413 | €4,002 | €30,321 | ▲ 658% |
| Deferred charges and accrued income490/1 | €925 | €500 | €500 | €265 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €742,193 | €673,588 | €548,683 | €519,053 | €556,119 | ▲ 7.1% |
| Equity10/15 | €630,229 | €586,199 | €503,272 | €512,436 | €551,652 | ▲ 7.7% |
| Contributions10/11 | €87,000 | €87,000 | €87,000 | €87,000 | €87,000 | = |
| Capital10 | €87,000 | €87,000 | €87,000 | €87,000 | €87,000 | = |
| Issued capital100 | €87,000 | €87,000 | €87,000 | €87,000 | €87,000 | = |
| Reserves13 | €544,184 | €544,184 | €544,184 | €544,184 | €544,184 | = |
| Non-distributable reserves130/1 | €8,700 | €8,700 | €8,700 | €8,700 | €8,700 | = |
| Legal reserve130 | €8,700 | €8,700 | €8,700 | €8,700 | €8,700 | = |
| Distributable reserves133 | €535,484 | €535,484 | €535,484 | €535,484 | €535,484 | = |
| Profit (loss) carried forward14 | -€955 | -€44,985 | -€127,912 | -€118,748 | -€79,532 | ▲ 33.0% |
| Amounts payable17/49 | €111,964 | €87,389 | €45,411 | €6,617 | €4,467 | ▼ 32.5% |
| Amounts payable after more than one year17 | €65,567 | €31,970 | €0 | - | - | - |
| Financial debts170/4 | €65,567 | €31,970 | €0 | - | - | - |
| Amounts payable within one year42/48 | €46,397 | €55,419 | €45,411 | €6,617 | €4,467 | ▼ 32.5% |
| Current portion of amounts payable after more than one year42 | €32,683 | €33,597 | €31,970 | €0 | - | - |
| Financial debts43 | €426 | €0 | - | - | - | - |
| Credit institutions430/8 | €426 | €0 | - | - | - | - |
| Trade debts44 | €4,234 | €922 | €2,287 | €4,139 | €2,566 | ▼ 38.0% |
| Suppliers440/4 | €4,234 | €922 | €2,287 | €4,139 | €2,566 | ▼ 38.0% |
| Taxes, remuneration and social security45 | €9,055 | €20,900 | €11,154 | €2,478 | €1,901 | ▼ 23.3% |
| Taxes450/3 | €9,055 | €20,900 | €11,154 | €2,478 | €1,901 | ▼ 23.3% |
| Other amounts payable47/48 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,574 | -€44,030 | -€82,927 | €9,164 | €39,216 | ▲ 328% |
| + Depreciation and write-downs630 | €34,568 | €34,349 | €34,548 | €21,962 | €21,777 | ▼ 0.8% |
| Operating cash flow (approximation) | €37,142 | -€9,682 | -€48,379 | €31,126 | €60,993 | ▲ 96.0% |
| Investment in fixed assets (approximation) | - | -€1,211 | -€837 | €0 | €0 | - |
| Change in cash | - | -€118,889 | -€113,699 | -€58,410 | €26,319 | ▲ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Back to profitnet €9,164
Net result €9,164 after 2 loss-making years.
31-12
Financial
Liquidity times 7current ratio 49.46
Current ratio from 7.38 to 49.46; short-term debt falls from €45,411 to €6,617.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€82,927
Net result drops to -€82,927, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2,574
Net result €2,574 after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 9.95
Current ratio from 1.50 to 9.95; short-term debt falls from €829,454 to €46,397.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
Show earlier events
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1976
Ground area
3,982 m²
Building footprint
683 m²
Volume, LiDAR
3,378 m³
2 parcels, Flanders · tallest building 13.7 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
PROMURBA
since 19762.012.539.568
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73089A0252/00R000 | Flanders | 3,825 m² | 1 · 526 m² | 13.7 m · 1 fl. |
| 73083C0997/00D000 | Flanders | 157 m² | 1 · 157 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 228 EUR awarded · 228 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 134 EUR | 134 EUR |
| 2023 | 1 | 94 EUR | 94 EUR |
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Of 11,749 companies in this sector we hold annual accounts for 6,910. 4,470 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPublic limited company
Founded08-07-1976
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Contact
Phone
012/741571Heers
Fax
012/741575Heers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0416258276
Also
9925:BE0416258276
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.