PROMS
ActivePROMS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €631k and a net result of €30k. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-3
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 4.93 in 2024), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
3.3%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
7 d early
2023
1 d early
2022
5 d early
2021
2 d late
2020
10 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€631k▼ 7.4%
2024 · €681k
2019: €1.37M
2020: €1.40M
2021: €1.45M
2022: €1.56M
2023: €646k
2024: €681k
2019 → 2025
Total assets
€907k▲ 6.2%
2024 · €854k
2019: €1.60M
2020: €1.48M
2021: €1.51M
2022: €1.73M
2023: €805k
2024: €854k
2019 → 2025
Net result
€30k▼ 15.5%
2024 · €35k
2019: €19k
2020: €22k
2021: €56k
2022: €110k
2023: €-16k
2024: €35k
2019 → 2025
Working capital
€629k▼ 7.3%
2024 · €679k
2019: €1.27M
2020: €1.30M
2021: €1.37M
2022: €1.56M
2023: €643k
2024: €679k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.45M-€1.56M▲ 7.6%€646k▼ 58.6%€681k▲ 5.4%€631k▼ 7.4%
Operating result€69k-€145k▲ 111%€-25k€54k€55k▲ 2.0%
Net result€56k-€110k▲ 97.9%€-16k€35k€30k▼ 15.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €907k
Fixed assets
€2k▼ 37.7%
Current assets
€905k▲ 6.3%
Equity and liabilities €907k
Equity
€631k▼ 7.4%
Debt
€276k▲ 59.7%
The debt ratio rises from 20.2% to 30.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€56k▲
2024 · €55k
Cash flow
€31k▼
2024 · €37k
Solvency
69.6%▼
2024 · 79.8%
Current ratio
3.28▼
2024 · 4.93
Quick ratio
3.28▼
2024 · 4.93
Debt / equity
0.44▲
2024 · 0.25
ROE
4.7%▼
2024 · 5.1%
ROA
3.3%▼
2024 · 4.1%
Interest coverage
6.02▼
2024 · 7.31
Debt
€276k▲
2024 · €173k
Debt ≤ 1 year
€276k▲
2024 · €173k
Income taxes
€16k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€854k€907k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€852k€905k▲
Amounts receivable within one year40/41€65k€52k▼
Trade receivables40€60k€52k▼
Other amounts receivable41€4k-
Current investments50/53€744k€769k▲
Cash at bank and in hand54/58€43k€84k▲
Equity and liabilities
Total equity and liabilities10/49€854k€907k▲
Equity10/15€681k€631k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€424k€569k▲
Non-distributable reserves130/1€96k€96k=
Legal reserve130€96k€96k=
Distributable reserves133€328k€473k▲
Profit (loss) carried forward14€195k-
Amounts payable17/49€173k€276k▲
Amounts payable within one year42/48€173k€276k▲
Trade debts44€451€241▼
Suppliers440/4€451€241▼
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€10k€14k▲
Other amounts payable47/48€162k€262k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€952▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€57k€57k▲
Operating profit (loss)9901€54k€55k▲
Financial income75/76B€24-
Recurring financial income75€24-
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€46k€45k▼
Income taxes67/77€11k€16k▲
Profit (loss) for the period9904€35k€30k▼
Profit (loss) for the period to be appropriated9905€35k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€230k€225k▼
Profit (loss) brought forward from the previous period14P€195k€195k=
Transfer to equity691/2€35k€145k▲
To other reserves6921€35k€145k▲
Profit to be distributed694/7-€80k
Return on contributions (dividend)694-€80k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-16k ▼114%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €110k ▲97.9%
Operating result €145k, net result €110k, both a record.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 15.90
Current ratio from 6.61 to 15.90; short-term debt falls from €227k to €87k.
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Honsdonkstraat 633120 TremeloGround area
3,901 m²
Building footprint
357 m²
Volume, LiDAR
1,834 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoogland 57, 3118 Rotselaar
since 19912.051.381.932
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24121E0577/00C002 | Flanders | 2,921 m² | 1 · 206 m² | 9.1 m · 2 fl. |
| 24109B0007/00L000 | Flanders | 980 m² | 1 · 151 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 132 EUR awarded · 109 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 132 EUR | 109 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
DUURZAAM INVESTEREN
BE 0867.723.297
Schilde · Eq €631k
P.O. Management
BE 0869.932.127
Antwerpen · Eq €631k
RUBBENS BEHEER
BE 0899.686.876
Antwerpen · Eq €631k
Foreign Trade Consultants
BE 0861.356.931
Blankenberge · Eq €631k
SEOS
BE 0463.727.306
Lennik · Eq €631k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 32,500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-1991
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.