PROMOVEO
ActivePROMOVEO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €25k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 95% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+21
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 19.31 against 14.55 in 2024; short-term debt: 5.2% and cash: 80.7% of total assets), and 5.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.8%
Return on assets
20.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▼ 29.2%
2024 · €168k
2018: €156k
2019: €231k
2020: €245k
2021: €246k
2022: €283k
2023: €261k
2024: €168k
2018 → 2025
Total assets
€125k▼ 30.4%
2024 · €180k
2018: €180k
2019: €352k
2020: €266k
2021: €251k
2022: €300k
2023: €285k
2024: €180k
2018 → 2025
Net result
€25k▲ 298%
2024 · €6k
2018: €100k
2019: €75k
2020: €18k
2021: €281
2022: €37k
2023: €27k
2024: €6k
2018 → 2025
Working capital
€118k▼ 29.1%
2024 · €167k
2018: €157k
2019: €231k
2020: €245k
2021: €246k
2022: €283k
2023: €261k
2024: €167k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€246k-€283k▲ 15.1%€261k▼ 7.7%€168k▼ 35.7%€119k▼ 29.2%
Operating result€2k-€57k▲ 3,098%€40k▼ 28.8%€8k▼ 79.5%€29k▲ 245%
Net result€281-€37k▲ 13,078%€27k▼ 27.1%€6k▼ 76.3%€25k▲ 298%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 245% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€454▼ 50.0%
Current assets
€125k▼ 30.3%
Equity and liabilities €125k
Equity
€119k▼ 29.2%
Debt
€6k▼ 47.5%
The debt ratio falls from 6.8% to 5.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €9k
Cash flow
€26k▲
2024 · €7k
Solvency
94.8%▲
2024 · 93.2%
Current ratio
19.31▲
2024 · 14.55
Quick ratio
19.31▲
2024 · 14.55
Debt / equity
0.05▼
2024 · 0.07
ROE
21.4%▲
2024 · 3.8%
ROA
20.3%▲
2024 · 3.6%
Interest coverage
72.68▲
2024 · 37.44
Debt
€6k▼
2024 · €12k
Debt ≤ 1 year
€6k▼
2024 · €12k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€180k€125k▼
Fixed assets21/28€908€454▼
Tangible fixed assets22/27€908€454▼
Furniture and vehicles24€908€454▼
Current assets29/58€179k€125k▼
Amounts receivable within one year40/41€4k€24k▲
Trade receivables40€3k€21k▲
Other amounts receivable41€444€2k▲
Cash at bank and in hand54/58€175k€101k▼
Deferred charges and accrued income490/1€618€261▼
Equity and liabilities
Total equity and liabilities10/49€180k€125k▼
Equity10/15€168k€119k▼
Contributions10/11€6k€6k=
Reserves13€162k€113k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€160k€111k▼
Amounts payable17/49€12k€6k▼
Amounts payable within one year42/48€12k€6k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€6k€80▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€468€484▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€454€454=
Other operating charges640/8€387€400▲
Gross operating margin9900€9k€29k▲
Operating profit (loss)9901€8k€29k▲
Financial income75/76B€2k€555▼
Recurring financial income75€2k€555▼
Financial charges65/66B€234€400▲
Recurring financial charges65€234€400▲
Profit (loss) for the period before taxes9903€10k€29k▲
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€6k€25k▲
Profit (loss) for the period to be appropriated9905€6k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€25k▲
Transfer from equity791/2€100k€74k▼
Transfer to equity691/2€6k€25k▲
To other reserves6921€6k€25k▲
Profit to be distributed694/7€100k€74k▼
Return on contributions (dividend)694€100k€74k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €281 ▼98.4%
Net result drops to €281, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 48.74
Current ratio from 12.68 to 48.74; short-term debt falls from €21k to €5k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 12.68
Current ratio from 2.91 to 12.68; short-term debt falls from €121k to €21k.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Equity above €200kEq €231k ▲47.6%
2 profitable years in a row build equity to €231k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kantersteen 471000 BrusselGround area
6,828 m²
Building footprint
7,874 m²
Volume, LiDAR
179,427 m³
Parcel 21804D0900/00E002, Brussels · tallest building 44.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
PROMOVEO
since 20092.181.935.618
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D0900/00E002 | Brussels | 6,828 m² | 1 · 7,874 m² | 44.7 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Recognised contractor
4 categoriesPROMOVEO SRL38214
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Compleo
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STUCCARTE
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Of 4,010 companies in sector 43310 we hold annual accounts for 1,745. 1,485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2009
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43422Screed work
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476/943260