PROMOTIONS ET CONSTRUCTIONS
ActivePROMOTIONS ET CONSTRUCTIONS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362k and a net result of €78k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+2
Solvency66▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.49 in 2024; short-term debt: 16% and cash: 14.8% of total assets), and 58.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.2%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
33 d late
2024
30 d early
2023
27 d late
2022
70 d late
2021
75 d late
2020
107 d late
2019
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€78k▲ 16.5%
2024 · €67k
2018: €12k
2019: €18k
2020: €30k
2021: €133k
2022: €41k
2023: €59k
2024: €67k
2018 → 2025
Working capital
€-9k▲ 77.7%
2024 · €-39k
2018: €-63k
2019: €-50k
2020: €5k
2021: €101k
2022: €149k
2023: €27k
2024: €-39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€208k▲ 24.5%€267k▲ 28.4%€334k▲ 25.1%€362k▲ 8.4%
Operating result€169k-€73k▼ 56.6%€89k▲ 21.5%€96k▲ 7.9%€109k▲ 12.7%
Net result€133k-€41k▼ 69.4%€59k▲ 44.7%€67k▲ 13.2%€78k▲ 16.5%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €878k
Fixed assets
€746k▼ 10.0%
Current assets
€132k▲ 250%
Equity and liabilities €878k
Equity
€362k▲ 8.4%
Debt
€516k▼ 3.1%
The debt ratio falls from 61.5% to 58.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€191k▲
2024 · €178k
Cash flow
€161k▲
2024 · €149k
Solvency
41.2%▲
2024 · 38.5%
Current ratio
0.94▲
2024 · 0.49
Quick ratio
0.94▲
2024 · 0.49
Debt / equity
1.43▼
2024 · 1.60
ROE
21.5%▲
2024 · 20.0%
ROA
8.9%▲
2024 · 7.7%
Interest coverage
8.36▲
2024 · 6.06
Debt
€516k▼
2024 · €533k
Debt ≤ 1 year
€140k▲
2024 · €77k
Debt > 1 year
€376k▼
2024 · €456k
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€867k€878k▲
Fixed assets21/28€829k€746k▼
Tangible fixed assets22/27€829k€746k▼
Land and buildings22€829k€746k▼
Current assets29/58€38k€132k▲
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40-€2k
Other amounts receivable41€7k€9▼
Cash at bank and in hand54/58€30k€130k▲
Deferred charges and accrued income490/1€25€22▼
Equity and liabilities
Total equity and liabilities10/49€867k€878k▲
Equity10/15€334k€362k▲
Contributions10/11€395k€345k▼
Capital10€395k-
Issued capital100€395k-
Outside capital11-€345k
Other1109/19-€345k
Reserves13-€17k
Distributable reserves133-€17k
Profit (loss) carried forward14€-61k€199▲
Amounts payable17/49€533k€516k▼
Amounts payable after more than one year17€456k€376k▼
Financial debts170/4€456k€376k▼
Amounts payable within one year42/48€77k€140k▲
Current portion of amounts payable after more than one year42€76k€80k▲
Trade debts44€968€2k▲
Suppliers440/4€968€2k▲
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Other amounts payable47/48-€50k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€83k▲
Other operating charges640/8€17k€18k▲
Gross operating margin9900€196k€209k▲
Operating profit (loss)9901€96k€109k▲
Financial charges65/66B€29k€23k▼
Recurring financial charges65€29k€23k▼
Profit (loss) for the period before taxes9903€67k€86k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€67k€78k▲
Profit (loss) for the period to be appropriated9905€67k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-61k€17k▲
Profit (loss) brought forward from the previous period14P€-128k€-61k▲
Transfer to equity691/2-€17k
To other reserves6921-€17k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 33 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Equity above €200kEq €208k ▲24.5%
5 profitable years in a row build equity to €208k.
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
31-12
Financial
Highest result since 2018net €133k ▲345%
Operating result €169k, net result €133k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.40
Current ratio from 1.07 to 2.40.
31-12
Financial
Equity above €150kEq €167k ▲399%
4 profitable years in a row build equity to €167k.
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 107 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 1.07
Current ratio from 0.47 to 1.07; short-term debt falls from €94k to €64k.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
02-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 33 days late
2018
03-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 34 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2018
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-09-2018
Resigned as Managing director
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ecoles(VIS) 55B4600 ViséGround area
3,087 m²
Building footprint
808 m²
Volume, LiDAR
4,850 m³
2 parcels, Wallonia · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Voie de l'Air Pur 6, 4052 Chaudfontaine
since 19972.082.022.747
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62022E0369/00C007 | Wallonia | 2,804 m² | 1 · 565 m² | 11.3 m · 2 fl. |
| 62108A0085/00R000 | Wallonia | 283 m² | 1 · 243 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MADECE
BE 0686.775.341
Kruisem · Eq €362k
J. GRIMMEAU
BE 0438.577.580
Ukkel · Eq €362k
BERIMCO
BE 0475.142.820
Nijlen · Eq €362k
DL-INVEST
BE 0832.836.654
Aalst · Eq €361k
LA CREMAILLERE
BE 0433.011.661
Jalhay · Eq €362k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-1997
Fiscal year end31-12
Abbreviation FR
PROMOCO
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.