PROMOSOL
ActiveThe computed 12-month bankruptcy probability of PROMOSOL is 2.6% (moderate). The 2024 annual accounts show equity of €73k and a net result of €38k. Equity is growing by ~83.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 36376 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
66
/ 100
Healthy▼ -20 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency31▼-15
Growth78=
Stability94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.67 against 1.31 in 2023), and 74.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.3%
Return on assets
13.3%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-11-2025, 105 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
105 d late
2023
80 d late
2022
67 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€216k
EBIT margin
7.1%
Net result
€38k▲ 93.4%
2023 · €20k
2022: €13k
2023: €20k
2022 → 2024
Working capital
€-71k
2023 · €31k
2022: €15k
2023: €31k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€216k-
Equity€15k-€35k▲ 133%€73k▲ 111%
Operating result€15k-€25k▲ 64.7%€48k▲ 92.9%
Net result€13k-€20k▲ 54.3%€38k▲ 93.4%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 93% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €289k
Fixed assets
€144k▲ 4,163%
Current assets
€145k▲ 10.6%
Equity and liabilities €289k
Equity
€73k▲ 111%
Debt
€216k▲ 116%
The debt ratio rises from 74.2% to 74.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€54k▲
2023 · €26k
Cash flow
€44k▲
2023 · €21k
Solvency
25.3%▼
2023 · 25.8%
Current ratio
0.67▼
2023 · 1.31
Quick ratio
0.67▼
2023 · 1.31
Debt / equity
2.96▲
2023 · 2.88
ROE
52.5%▼
2023 · 57.2%
ROA
13.3%▼
2023 · 14.7%
Interest coverage
132.94▼
2023 · 282.17
Debt
€216k▲
2023 · €100k
Debt ≤ 1 year
€216k▲
2023 · €100k
Income taxes
€10k▲
2023 · €5k
Staff costs
€11k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€135k€289k▲
Fixed assets21/28€3k€144k▲
Tangible fixed assets22/27€3k€144k▲
Land and buildings22-€120k
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24-€20k
Current assets29/58€131k€145k▲
Amounts receivable within one year40/41€7k€120k▲
Trade receivables40€3k€113k▲
Other amounts receivable41€5k€7k▲
Cash at bank and in hand54/58€124k€25k▼
Equity and liabilities
Total equity and liabilities10/49€135k€289k▲
Equity10/15€35k€73k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€33k€71k▲
Amounts payable17/49€100k€216k▲
Amounts payable within one year42/48€100k€216k▲
Current portion of amounts payable after more than one year42€26k€26k=
Trade debts44€30k€165k▲
Suppliers440/4€30k€165k▲
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€11k▲
Other amounts payable47/48€37k€14k▼
Income statement
Code20232024
Remuneration, social security and pensions62€10k€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€38k€67k▲
Operating profit (loss)9901€25k€48k▲
Financial income75/76B€20€20▼
Recurring financial income75€20€20▼
Financial charges65/66B€93€404▲
Recurring financial charges65€93€404▲
Profit (loss) for the period before taxes9903€25k€48k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€20k€38k▲
Profit (loss) for the period to be appropriated9905€20k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€71k▲
Profit (loss) brought forward from the previous period14P€13k€33k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 105 days late
2024
31-12
Financial
Highest result since 2022net €38k ▲93.4%
Operating result €48k, net result €38k, both a record.
19-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 80 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lichtenberglaan 182660 AntwerpenGround area
241 m²
Building footprint
102 m²
Volume, LiDAR
557 m³
Parcel 11382A0364/00G005, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROMOSOL
since 20222.328.895.368
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11382A0364/00G005 | Flanders | 241 m² | 1 · 102 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DERMAUT GREGORY
BE 0769.802.985
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Fire Protection Projects
BE 0800.253.562
Nijlen · Eq €73k
ISO STAN
BE 0646.776.895
Schaarbeek · Eq €73k
Eu Rope
BE 0802.146.943
Anderlecht · Eq €73k
M.I.C. THERMIQUE
BE 0752.880.148
Fléron · Eq €73k
Of 4,244 companies in sector 43230 we hold annual accounts for 1,230. 1,032 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2022
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43333Wallpapering and laying of floor and wall coverings in other materials
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.