Summary
PROMOFI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €352.83M and a net result of €108.20M. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 2399 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
53 d early
2023
43 d early
2022
70 d early
2021
63 d early
2020
68 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€352.83M▲ 21.8%
2024 · €289.60M
2019: €190.67M
2020: €188.34M▼ -1.2% vs 2019lowest in 7 years
2021: €188.49M▲ +0.1% vs 2020
2022: €222.69M▲ +18.1% vs 2021
2023: €259.46M▲ +16.5% vs 2022
2024: €289.60M▲ +11.6% vs 2023
2025: €352.83M▲ +21.8% vs 2024highest in 7 years
2019 → 2025
Net result
€108.20M▲ 259%
2024 · €30.14M
2019: €90.37M
2020: €2.68M▼ -97.0% vs 2019lowest in 7 years
2021: €25.15M▲ +839% vs 2020
2022: €34.20M▲ +36.0% vs 2021
2023: €36.78M▲ +7.5% vs 2022
2024: €30.14M▼ -18.1% vs 2023
2025: €108.20M▲ +259% vs 2024highest in 7 years
2019 → 2025
Total assets
€352.96M▲ 21.7%
2024 · €290.01M
2019: €190.75M
2020: €188.44M▼ -1.2% vs 2019lowest in 7 years
2021: €188.62M▲ +0.1% vs 2020
2022: €224.55M▲ +19.1% vs 2021
2023: €259.63M▲ +15.6% vs 2022
2024: €290.01M▲ +11.7% vs 2023
2025: €352.96M▲ +21.7% vs 2024highest in 7 years
2019 → 2025
Solvency
100.0%▲ 0.1pp
2024 · 99.9%
2019: 100.0%
2020: 99.9%● -0.0% vs 2019
2021: 99.9%● -0.0% vs 2020
2022: 99.2%▼ -0.8% vs 2021lowest in 7 years
2023: 99.9%▲ +0.8% vs 2022
2024: 99.9%▼ -0.1% vs 2023
2025: 100.0%▲ +0.1% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188.49M-€222.69M▲ 18.1%€259.46M▲ 16.5%€289.60M▲ 11.6%€352.83M▲ 21.8%
2021: €188.49Mlowest in 5 years
2022: €222.69M▲ +18.1% vs 2021
2023: €259.46M▲ +16.5% vs 2022
2024: €289.60M▲ +11.6% vs 2023
2025: €352.83M▲ +21.8% vs 2024highest in 5 years
Operating result€-605k-€-712k▼ 17.6%€-826k▼ 16.1%€-1.04M▼ 26.5%€-1.02M▲ 2.4%
2021: €-605khighest in 5 years
2022: €-712k▼ -17.6% vs 2021
2023: €-826k▼ -16.1% vs 2022
2024: €-1.04M▼ -26.5% vs 2023lowest in 5 years
2025: €-1.02M▲ +2.4% vs 2024
Net result€25.15M-€34.20M▲ 36.0%€36.78M▲ 7.5%€30.14M▼ 18.1%€108.20M▲ 259%
2021: €25.15Mlowest in 5 years
2022: €34.20M▲ +36.0% vs 2021
2023: €36.78M▲ +7.5% vs 2022
2024: €30.14M▼ -18.1% vs 2023
2025: €108.20M▲ +259% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.02M in 2025 against €1.04M in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €352.96M
Fixed assets
€109.66M ▲ 0.3%
Current assets
€243.30M ▲ 34.6%
Equity and liabilities €352.96M
Equity
€352.83M ▲ 21.8%
Debt
€129k ▼ 68.2%
Debt's share of the balance-sheet total falls from 0.1% to 0.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
30.7%▲
2024 · 10.4%
ROA
30.7%▲
2024 · 10.4%
Debt ≤ 1 year
€94k▼
2024 · €139k
Income taxes
€1.36M▲
2024 · €289k
A ratio outside any meaningful range has been withheld (balance sheet total €352.96M, equity €352.83M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet
Code20242025
Assets
Total assets20/58€290.01M€352.96M▲
Fixed assets21/28€109.31M€109.66M▲
Tangible fixed assets22/27€73k€35k▼
Furniture and vehicles24€73k€35k▼
Financial fixed assets28€109.24M€109.62M▲
Affiliated companies280/1€2.09M-
Participating interests280€2.09M-
Companies linked by participating interests282/3€104.86M€107.58M▲
Participating interests282€104.86M€107.58M▲
Other financial fixed assets284/8€2.28M€2.04M▼
Shares284€2.28M€2.04M▼
Current assets29/58€180.70M€243.30M▲
Amounts receivable within one year40/41€31.69M€32.21M▲
Other amounts receivable41€31.69M€32.21M▲
Current investments50/53€147.01M€96.22M▼
Other investments51/53€147.01M€96.22M▼
Cash at bank and in hand54/58€1.95M€114.86M▲
Deferred charges and accrued income490/1€54k€6k▼
Equity and liabilities
Total equity and liabilities10/49€290.01M€352.96M▲
Equity10/15€289.60M€352.83M▲
Contributions10/11€1.70M€1.70M=
Capital10€1.70M€1.70M=
Issued capital100€1.70M€1.70M=
Reserves13€807k€807k=
Non-distributable reserves130/1€200k€200k=
Legal reserve130€200k€200k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€601k€601k=
Profit (loss) carried forward14€287.09M€350.32M▲
Amounts payable17/49€407k€129k▼
Amounts payable within one year42/48€139k€94k▼
Trade debts44€139k€94k▼
Suppliers440/4€139k€94k▼
Accrued charges and deferred income492/3€268k€35k▼
Income statement
Code20242025
Operating income70/76A€20k€20k▼
Other operating income74€20k€20k▼
Operating charges60/66A€1.07M€1.04M▼
Services and other goods61€1.02M€998k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€38k=
Other operating charges640/8€2k€4k▲
Operating profit (loss)9901€-1.04M€-1.02M▲
Financial income75/76B€31.64M€117.35M▲
Recurring financial income75€30.46M€113.93M▲
Income from financial fixed assets750€26.29M€63.99M▲
Income from current assets751€4.13M€6.03M▲
Other financial income752/9€35k€43.91M▲
Non-recurring financial income76B€1.18M€3.42M▲
Financial charges65/66B€172k€6.77M▲
Recurring financial charges65€-42k€6.30M▲
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651€-3.81M€3.18M▲
Other financial charges652/9€3.77M€3.12M▼
Non-recurring financial charges66B€214k€476k▲
Profit (loss) for the period before taxes9903€30.42M€109.56M▲
Income taxes67/77€289k€1.36M▲
Taxes670/3€289k€1.36M▲
Profit (loss) for the period9904€30.14M€108.20M▲
Profit (loss) for the period to be appropriated9905€30.14M€108.20M▲
Appropriation of the result
Profit (loss) to be appropriated9906€287.09M€395.29M▲
Profit (loss) brought forward from the previous period14P€256.96M€287.09M▲
Profit to be distributed694/7-€44.97M
Return on contributions (dividend)694-€44.97M
The notes to these accounts (32 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €21k | €20k | €20k | €20k | ▼ 2.7% |
| Other operating income74 | - | €21k | €20k | €20k | €20k | ▼ 2.7% |
| Operating charges60/66A | - | €733k | €846k | €1.07M | €1.04M | ▼ 2.4% |
| Services and other goods61 | - | €700k | €814k | €1.02M | €998k | ▼ 2.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €27k | €30k | €38k | €38k | = |
| Other operating charges640/8 | - | €6k | €2k | €2k | €4k | ▲ 63.6% |
| Operating profit (loss)9901 | €-605k | €-712k | €-826k | €-1.04M | €-1.02M | ▲ 2.4% |
| Financial income75/76B | - | €39.07M | €37.43M | €31.64M | €117.35M | ▲ 271% |
| Recurring financial income75 | €26.73M | €37.36M | €36.64M | €30.46M | €113.93M | ▲ 274% |
| Income from financial fixed assets750 | - | €27.88M | €30.99M | €26.29M | €63.99M | ▲ 143% |
| Income from current assets751 | - | €3.19M | €3.17M | €4.13M | €6.03M | ▲ 46.0% |
| Other financial income752/9 | - | €6.28M | €2.48M | €35k | €43.91M | ▲ 123,899% |
| Non-recurring financial income76B | - | €1.71M | €790k | €1.18M | €3.42M | ▲ 189% |
| Financial charges65/66B | - | €4.16M | €-174k | €172k | €6.77M | ▲ 3,842% |
| Recurring financial charges65 | €1.26M | €4.12M | €-174k | €-42k | €6.30M | ▲ 14,985% |
| Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651 | - | €3.39M | €-707k | €-3.81M | €3.18M | ▲ 184% |
| Other financial charges652/9 | - | €731k | €534k | €3.77M | €3.12M | ▼ 17.3% |
| Non-recurring financial charges66B | - | €40k | - | €214k | €476k | ▲ 122% |
| Profit (loss) for the period before taxes9903 | €25.17M | €34.20M | €36.78M | €30.42M | €109.56M | ▲ 260% |
| Income taxes67/77 | €22k | €976 | €933 | €289k | €1.36M | ▲ 369% |
| Taxes670/3 | - | €976 | €933 | €289k | €1.36M | ▲ 369% |
| Profit (loss) for the period9904 | €25.15M | €34.20M | €36.78M | €30.14M | €108.20M | ▲ 259% |
| Profit (loss) for the period to be appropriated9905 | €25.15M | €34.20M | €36.78M | €30.14M | €108.20M | ▲ 259% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €188.62M | €224.55M | €259.63M | €290.01M | €352.96M | ▲ 21.7% |
| Fixed assets21/28 | €129.72M | €133.27M | €105.71M | €109.31M | €109.66M | ▲ 0.3% |
| Tangible fixed assets22/27 | €120k | €93k | €111k | €73k | €35k | ▼ 52.4% |
| Furniture and vehicles24 | - | €93k | €111k | €73k | €35k | ▼ 52.4% |
| Financial fixed assets28 | €129.60M | €133.17M | €105.60M | €109.24M | €109.62M | ▲ 0.4% |
| Affiliated companies280/1 | - | €2.09M | €2.09M | €2.09M | - | - |
| Participating interests280 | - | €2.09M | €2.09M | €2.09M | - | - |
| Companies linked by participating interests282/3 | - | €101.05M | €102.37M | €104.86M | €107.58M | ▲ 2.6% |
| Participating interests282 | - | €101.05M | €102.37M | €104.86M | €107.58M | ▲ 2.6% |
| Other financial fixed assets284/8 | - | €30.03M | €1.14M | €2.28M | €2.04M | ▼ 10.5% |
| Shares284 | - | €30.03M | €1.14M | €2.28M | €2.04M | ▼ 10.5% |
| Current assets29/58 | €58.90M | €91.29M | €153.91M | €180.70M | €243.30M | ▲ 34.6% |
| Amounts receivable within one year40/41 | €368k | €1.02M | €31.03M | €31.69M | €32.21M | ▲ 1.7% |
| Other amounts receivable41 | - | €1.02M | €31.03M | €31.69M | €32.21M | ▲ 1.7% |
| Current investments50/53 | €49.52M | €67.35M | €121.82M | €147.01M | €96.22M | ▼ 34.5% |
| Other investments51/53 | - | €67.35M | €121.82M | €147.01M | €96.22M | ▼ 34.5% |
| Cash at bank and in hand54/58 | €9.00M | €22.92M | €919k | €1.95M | €114.86M | ▲ 5,801% |
| Deferred charges and accrued income490/1 | - | €3k | €145k | €54k | €6k | ▼ 88.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €188.62M | €224.55M | €259.63M | €290.01M | €352.96M | ▲ 21.7% |
| Equity10/15 | €188.49M | €222.69M | €259.46M | €289.60M | €352.83M | ▲ 21.8% |
| Contributions10/11 | €1.70M | €1.70M | €1.70M | €1.70M | €1.70M | = |
| Capital10 | - | €1.70M | €1.70M | €1.70M | €1.70M | = |
| Issued capital100 | - | €1.70M | €1.70M | €1.70M | €1.70M | = |
| Reserves13 | €807k | €807k | €807k | €807k | €807k | = |
| Non-distributable reserves130/1 | - | €200k | €200k | €200k | €200k | = |
| Legal reserve130 | - | €200k | €200k | €200k | €200k | = |
| Tax-exempt reserves132 | - | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | - | €601k | €601k | €601k | €601k | = |
| Profit (loss) carried forward14 | €185.98M | €220.18M | €256.96M | €287.09M | €350.32M | ▲ 22.0% |
| Amounts payable17/49 | €125k | €1.87M | €164k | €407k | €129k | ▼ 68.2% |
| Amounts payable within one year42/48 | €125k | €1.87M | €164k | €139k | €94k | ▼ 32.2% |
| Trade debts44 | €85k | €86k | €164k | €139k | €94k | ▼ 32.2% |
| Suppliers440/4 | - | €86k | €164k | €139k | €94k | ▼ 32.2% |
| Other amounts payable47/48 | - | €1.78M | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €268k | €35k | ▼ 86.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25.15M | €34.20M | €36.78M | €30.14M | €108.20M | ▲ 259% |
| + Depreciation and write-downs630 | €13k | €27k | €30k | €38k | €38k | = |
| Operating cash flow (approximation) | €25.16M | €34.22M | €36.81M | €30.17M | €108.24M | ▲ 259% |
| Investment in fixed assets (approximation) | - | €-3.57M | €27.53M | €-3.63M | €-386k | ▲ 89.4% |
| Change in cash | - | €13.92M | €-22.00M | €1.03M | €112.91M | ▲ 10,893% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Highest result since 2019net €108.20M ▲259%
Net result €108.20M, the highest in the series.
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-06
Financial
Liquidity times 19current ratio 940.44
Current ratio from 48.91 to 940.44; short-term debt falls from €1.87M to €164k.
30-06
Financial
Equity above €250MEq €259.46M ▲16.5%
5 profitable years in a row build equity to €259.46M.
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Weakest financial yearnet €2.68M ▼97%
Net result drops to €2.68M, the lowest in the series; recovery starts the following year.
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
01-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Ground area
1,193 m²
Building footprint
178 m²
Volume, LiDAR
1,323 m³
Parcel 11812M0071/00Z000, Flanders · tallest building 8.7 m, ±3 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Promofi
since 20152.253.179.049
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11812M0071/00Z000 | Flanders | 1,193 m² | 1 · 178 m² | 8.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600S5HYRMLC19QI76
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 808 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-12-2015
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.