PROMO SERVICE (BELGIUM)
ActiveSummary
PROMO SERVICE (BELGIUM) has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €269k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.6% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+7
Solvency76▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.83 in 2024; short-term debt: 48.5% of total assets), and 48.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.5%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
27 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
87 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k
2024 · €-27k
2020: €-195k
2021: €-21k
2022: €33k
2023: €2k
2024: €-27k
2020 → 2025
Working capital
€-14k▲ 68.0%
2024 · €-45k
2020: €-120k
2021: €-113k
2022: €-78k
2023: €-47k
2024: €-45k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€260k-€292k▲ 12.6%€294k▲ 0.6%€267k▼ 9.2%€269k▲ 0.6%
Operating result€-19k-€4k€756▼ 81.5%€-6k€-6k▼ 0.5%
Net result€-21k-€33k€2k▼ 94.2%€-27k€2k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €6k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €522k
Fixed assets
€283k ▼ 9.3%
Current assets
€239k ▲ 8.9%
Equity and liabilities €522k
Equity
€269k ▲ 0.6%
Debt
€253k ▼ 4.2%
Debt's share of the balance-sheet total falls from 49.7% to 48.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▼
2024 · €23k
Cash flow
€31k▲
2024 · €2k
Current ratio
0.94▲
2024 · 0.83
Debt to equity
0.94▼
2024 · 0.99
ROE
0.6%▲
2024 · -10.1%
ROA
0.3%▲
2024 · -5.1%
Interest coverage
2680.33▲
2024 · 19.45
Debt ≤ 1 year
€253k▼
2024 · €264k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€531k€522k▼
Fixed assets21/28€312k€283k▼
Tangible fixed assets22/27€312k€283k▼
Land and buildings22€312k€283k▼
Current assets29/58€219k€239k▲
Amounts receivable within one year40/41€219k€239k▲
Other amounts receivable41€219k€239k▲
Cash at bank and in hand54/58€0-
Equity and liabilities
Total equity and liabilities10/49€531k€522k▼
Equity10/15€267k€269k▲
Contributions10/11€496k€496k=
Capital10€496k€496k=
Issued capital100€496k€496k=
Reserves13€11k€11k=
Non-distributable reserves130/1€11k€11k=
Legal reserve130€11k€11k=
Profit (loss) carried forward14€-240k€-238k▲
Amounts payable17/49€264k€253k▼
Amounts payable within one year42/48€264k€253k▼
Financial debts43€240k€234k▼
Other loans439€240k€234k▼
Trade debts44€16k€19k▲
Suppliers440/4€16k€19k▲
Taxes, remuneration and social security45€9k-
Taxes450/3€9k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k=
Other operating charges640/8€10k€12k▲
Gross operating margin9900€33k€35k▲
Operating profit (loss)9901€-6k€-6k▼
Financial income75/76B€3k€8k▲
Recurring financial income75€3k€8k▲
Financial charges65/66B€1k€8▼
Recurring financial charges65€1k€8▼
Profit (loss) for the period before taxes9903€-4k€2k▲
Income taxes67/77€23k-
Profit (loss) for the period9904€-27k€2k▲
Profit (loss) for the period to be appropriated9905€-27k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-240k€-238k▲
Profit (loss) brought forward from the previous period14P€-213k€-240k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Back to profitnet €33k
Net result €33k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 87 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 45 days late
23-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 266 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Zénobe Gramme 241300 WavreGround area
1,129 m²
Parcel 25006A0145/00Y000, Wallonia. Linked by address, not a title deed.
1 establishment unit
PROMOBEL
since 19982.085.492.872
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006A0145/00Y000 | Wallonia | 1,129 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-02-1998
Fiscal year end31-12
Abbreviation FR
PROMOBEL
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.