Promizhe

Active

Private limited companyfounded 20232 yrs activeRue de Dhuy, Warisoulx 9, 5080 La Bruyère, BelgiumKBO/BCE: BE 1003.754.020

Summary

The annual accounts of Promizhe for fiscal year 2025 show a net loss of 53% of total assets and of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €1,326 and a net result of -€2,007. Equity is shrinking by ~64.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 30% of 20854 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

PromizheActiveChecked score 54/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100NACE 62010

1 site

Size

€3,789total assets 2025

Equity: €1,326
Loss: -€2,007

Turnover not published (abridged schema)

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 34 d late0 of 1 deed read

Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Latest accounts 34 days late; 2 of the last 3 late+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €3,789+ Liquidity: current ratio 1.54, cash €3,221Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 25% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 60-21

equity 35.0% of total assets

Liquidity 66-13

short-term debt 65.0% · cash 85.0%

Profitability 0=

return on assets -53.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)

Last 24 months 01-2025: 0.1%lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%▲ +3.5% vs 02-2025 04-2025: 0.1%▲ +8.5% vs 03-2025 05-2025: 0.1%▲ +3.1% vs 04-2025 06-2025: 0.1%▲ +6.1% vs 05-2025 07-2025: 0.1%▲ +5.7% vs 06-2025 08-2025: 0.2%▲ +114% vs 07-2025 09-2025: 0.1%▼ -53.8% vs 08-2025 10-2025: 0.1%▼ -2.7% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%▲ +5.6% vs 11-2025 01-2026: 0.1%▲ +12.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +6.0% vs 02-2026 04-2026: 0.1%▲ +4.5% vs 03-2026 05-2026: 0.1%▲ +2.2% vs 04-2026 06-2026: 0.1%▲ +3.2% vs 05-2026 07-2026: 0.1%▲ +6.1% vs 06-2026 08-2026: 0.2%▲ +89.4% vs 07-2026 09-2026: 0.3%▲ +33.5% vs 08-2026highest value 10-2026: 0.1%▼ -50.6% vs 09-2026

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Size: total assets €3,789 lowers the probability for this profile
Liquidity: current ratio 1.54, cash €3,221 lowers the probability
Latest accounts 34 days late; 2 of the last 3 late raises the probability

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

balance sheet total too small for a liquidity verdict.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 32%, liquidity 49%, profitability 5%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Computer programming, consultancy and related activities (NACE 62)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €3,789

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 1.54, cash €3,221

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts 34 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Young company

Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

34 d late

2024

23 d late

2023

33 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 September (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

03-09-26 Annual accounts filedfiscal year 2025 · micro…
23-08-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Weakest financial yearnet -€2,276

Key points

Risk: 3 loss-making years in a rowloss fiscal year 2025 -€2,007 View
Caution: Among the weakest 10% on equitysector median €68,882 · 20,860 companies €1,326 View
Total assets 20253 fiscal years filed €3,789 View