PROMISSIO
ActivePROMISSIO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €52k. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +65 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency98▲+10
Growth52▲+17
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.53 against 3.65 in 2024), and 46.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.5%
Return on assets
20.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
22 d late
2023
29 d late
2022
60 d late
2021
92 d late
2020
179 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€15k▼ 85.0%
2023 · €100k
2022: €142k
2023: €100k
2022 → 2024
EBIT margin
-106.6%▼ 146.8pp
2023 · 40.2%
2022: 79.0%
2023: 40.2%
2022 → 2024
Net result
€52k
2024 · €-21k
2018: €4k
2019: €30k
2020: €-12k
2021: €-22k
2022: €85k
2023: €24k
2024: €-21k
2018 → 2025
Working capital
€119k▲ 46.4%
2024 · €81k
2018: €65k
2019: €79k
2020: €73k
2021: €28k
2022: €103k
2023: €116k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€142k€100k▼ 29.8%€15k▼ 85.0%
Equity€-7k-€78k€103k▲ 31.2%€81k▼ 20.7%€133k▲ 63.6%
Operating result€-18k-€112k€40k▼ 64.3%€-16k€68k
Net result€-22k-€85k€24k▼ 71.2%€-21k€52k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €68k after a loss of €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€82k▼ 7.0%
Current assets
€166k▲ 48.3%
Equity and liabilities €249k
Equity
€133k▲ 63.6%
Provisions
€26k=
Debt
€89k▼ 4.0%
The debt ratio falls from 46.3% to 35.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€75k▲
2024 · €-10k
Cash flow
€58k▲
2024 · €-15k
Solvency
53.5%▲
2024 · 40.5%
Current ratio
3.53▼
2024 · 3.65
Quick ratio
3.53▼
2024 · 3.65
Debt / equity
0.67▼
2024 · 1.14
ROE
38.9%▲
2024 · -26.0%
ROA
20.8%▲
2024 · -10.6%
Interest coverage
18.06▲
2024 · -1.88
Debt
€89k▼
2024 · €93k
Debt ≤ 1 year
€47k▲
2024 · €31k
Debt > 1 year
€42k▼
2024 · €62k
Income taxes
€13k▲
2024 · €100
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€249k▲
Fixed assets21/28€89k€82k▼
Tangible fixed assets22/27€89k€82k▼
Land and buildings22€89k€82k▼
Current assets29/58€112k€166k▲
Amounts receivable after more than one year29€105k€106k▲
Other amounts receivable291€105k€106k▲
Amounts receivable within one year40/41€7k€5▼
Trade receivables40€0-
Other amounts receivable41€7k€5▼
Cash at bank and in hand54/58€85€60k▲
Deferred charges and accrued income490/1€412€388▼
Equity and liabilities
Total equity and liabilities10/49€201k€249k▲
Equity10/15€81k€133k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€73k€125k▲
Provisions and deferred taxes16€26k€26k=
Provisions for liabilities and charges160/5€26k€26k=
Pensions and similar obligations160€26k€26k=
Amounts payable17/49€93k€89k▼
Amounts payable after more than one year17€62k€42k▼
Financial debts170/4€62k€42k▼
Amounts payable within one year42/48€31k€47k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€0€18k▲
Taxes450/3€0€18k▲
Other amounts payable47/48€9k€9k=
Accrued charges and deferred income492/3€750€12▼
Income statement
Code20242025
Turnover70€15k-
Goods, raw materials, services and sundry goods60/61€37k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€4k€4k▼
Gross operating margin9900€-6k€78k▲
Operating profit (loss)9901€-16k€68k▲
Financial income75/76B€44€9▼
Recurring financial income75€44€9▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-21k€64k▲
Income taxes67/77€100€13k▲
Profit (loss) for the period9904€-21k€52k▲
Profit (loss) for the period to be appropriated9905€-21k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€125k▲
Profit (loss) brought forward from the previous period14P€94k€73k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
31-12
Financial
Equity above €100kEq €133k ▲63.6%
Equity rises from €81k to €133k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €100kEq €103k ▲31.2%
2 profitable years in a row build equity to €103k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €85k
Net result €85k after 2 loss-making years.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 179 days late
2021
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouterstraat 303090 OverijseGround area
586 m²
Building footprint
108 m²
Volume, LiDAR
732 m³
Parcel 23544D0426/00X004, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Promisso
since 20082.309.266.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0426/00X004 | Flanders | 586 m² | 1 · 108 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BMONKEYS
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DE CALUWE CARLO
BE 0713.882.287
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Mesh
BE 0739.994.786
Maaseik · Eq €133k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 40,731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-08-2000
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.