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PROMISIA ASSURANCES

Active Risk: not assessed
Private limited companyfounded 1979active for 46 yearsAvenue des Alliés 82a, 4960 Malmedy, BelgiumKBO/BCE: BE 0420.178.858
Summary

PROMISIA ASSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €586,645 and a net result of €157,434. Equity remains stable across the filed financial years (±1.4% per year). Its solvency ranks better than 71% of 50 sector peers (NACE 65, financial year 2025). The company has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals.

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PROMISIA ASSURANCESActive
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Overview

Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65122Insurance agents and brokers NACE 66220
Oldest company in the province of Liège, Insurance and pension funding sector3 sites
Size
≈ €1.5mturnover 2025, estimated
Staff
7.9 FTE
Equity
€586,645
Profit
€157,434
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
MARE INVEST · 56.97%
2025 accounts filed 4 days late8 deeds in the Belgian Official Gazette
SignalsneutralA punctual record breaksShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
4 days late
2024
6 days early
2023
1 day early
2022
on the day
2021
19 days late
2020
28 days late
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2018 to 2025net €157,434 ▲81.9%
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: Result rose in 2025from €86,527 to €157,434 ▲ 81.9% View
  • Positive: Oldest company in the province of Liège, Insurance and pension funding sectorin the Checked rankings No. 1 View
  • Controlled by MARE INVESTknown shareholders 100% 56.97% View
  • Active since 1979founded 28-12-1979 46 years View

By topic

Financials

Financial year
2025
Total assets
€901,325
Profit
€157,434
Solvency
65.1%
Total assets▲ 15.0%
Net result
20182025
Go to Financials

Timeline

Events
49
Since
1981
Next accounts
by 31-07-2027
  1. 30-07-2024Annual accounts filed
  2. 31-07-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Insurance, reinsurance and pension funding, except compulsory social…NACE 65122
Founded
28-12-1979
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about PROMISIA ASSURANCES

What is the company number of PROMISIA ASSURANCES?
0420.178.858. In Belgium the VAT number is the company number with BE in front: BE 0420.178.858.
Where is PROMISIA ASSURANCES based?
The registered office is at Avenue des Alliés 82a, 4960 Malmedy.Company details
What does PROMISIA ASSURANCES do?
According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65122).
What is the legal form of PROMISIA ASSURANCES?
Private limited company (BV).
When was PROMISIA ASSURANCES founded?
On 28-12-1979.
Is PROMISIA ASSURANCES still active?
Yes, PROMISIA ASSURANCES is an active enterprise in the KBO register.
How many employees does PROMISIA ASSURANCES have?
On average 7.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PROMISIA ASSURANCES?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PROMISIA ASSURANCES profitable?
In financial year 2025, PROMISIA ASSURANCES made a profit of €157,434.
Where can I find the annual accounts of PROMISIA ASSURANCES?
PROMISIA ASSURANCES filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PROMISIA ASSURANCES due?
By 31-07-2027, for financial year 2026.Timeline

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