Promind Consulting
ActivePromind Consulting has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €102k and a net result of €9k. Equity is growing by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 289 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
86
/ 100
Excellent▼ -7 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability44▼-56
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
99.7%
Return on assets
8.7%
Age of the figures
7 mo
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 13-04-2026, 170 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
170 d early
2025
169 d early
2024
164 d early
2023
142 d early
2022
on the day
2021
on the day
2020
106 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today28-02-2027 close30-09-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€102k▲ 9.6%
2025 · €93k
2019: €25k
2020: €22k
2021: €19k
2022: €19k
2023: €40k
2024: €69k
2025: €93k
2019 → 2026
Total assets
€102k▲ 7.7%
2025 · €95k
2019: €26k
2020: €23k
2021: €20k
2022: €20k
2023: €44k
2024: €75k
2025: €95k
2019 → 2026
Net result
€9k▼ 62.4%
2025 · €24k
2019: €990
2020: €-3k
2021: €-3k
2022: €-528
2023: €22k
2024: €29k
2025: €24k
2019 → 2026
Working capital
€102k▲ 9.4%
2025 · €93k
2019: €25k
2020: €22k
2021: €19k
2022: €19k
2023: €37k
2024: €68k
2025: €93k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€19k-€40k▲ 115%€69k▲ 72.2%€93k▲ 34.2%€102k▲ 9.6%
Operating result€-413-€22k€32k▲ 48.8%€32k▼ 0.2%€13k▼ 58.7%
Net result€-528-€22k€29k▲ 35.3%€24k▼ 18.4%€9k▼ 62.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 59% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Equity and liabilities €102k
Equity
€102k▲ 9.6%
Debt
€346▼ 82.6%
The debt ratio falls from 2.1% to 0.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€14k▼
2025 · €33k
Cash flow
€10k▼
2025 · €25k
Solvency
99.7%▲
2025 · 97.9%
Debt / equity
0.00▼
2025 · 0.02
ROE
8.8%▼
2025 · 25.5%
ROA
8.7%▼
2025 · 25.0%
Interest coverage
68.10▼
2025 · 162.09
Debt
€346▼
2025 · €2k
Debt ≤ 1 year
€346▼
2025 · €929
Income taxes
€4k▼
2025 · €8k
A ratio outside any meaningful range has been withheld (balance sheet total €102k, equity €102k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€95k€102k▲
Fixed assets21/28€859€0▼
Tangible fixed assets22/27€859€0▼
Plant, machinery and equipment23€69€0▼
Furniture and vehicles24€790€0▼
Current assets29/58€94k€102k▲
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€23k€14k▼
Other amounts receivable41€212€1k▲
Current investments50/53-€75k
Cash at bank and in hand54/58€71k€13k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€95k€102k▲
Equity10/15€93k€102k▲
Contributions10/11€21k€21k=
Reserves13€72k€81k▲
Distributable reserves133€72k€81k▲
Amounts payable17/49€2k€346▼
Amounts payable within one year42/48€929€346▼
Trade debts44€658€293▼
Suppliers440/4€658€293▼
Taxes, remuneration and social security45€269€31▼
Taxes450/3€269€31▼
Other amounts payable47/48€2€22▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€985€859▼
Other operating charges640/8€387€400▲
Gross operating margin9900€34k€15k▼
Operating profit (loss)9901€32k€13k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€205€208▲
Recurring financial charges65€205€208▲
Profit (loss) for the period before taxes9903€32k€13k▼
Income taxes67/77€8k€4k▼
Profit (loss) for the period9904€24k€9k▼
Profit (loss) for the period to be appropriated9905€24k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€9k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€24k€9k▼
To other reserves6921€24k€9k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
28-02
Financial
Liquidity triplescurrent ratio 296.53
Current ratio from 101.59 to 296.53; short-term debt falls from €929 to €346.
28-02
Financial
Equity above €100kEq €102k ▲9.6%
4 profitable years in a row build equity to €102k.
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
28-02
Financial
Liquidity times 8current ratio 101.59
Current ratio from 13.19 to 101.59; short-term debt falls from €6k to €929.
2024
19-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
29-02
Financial
Highest result since 2019net €29k ▲35.3%
Operating result €32k, net result €29k, both a record.
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
28-02
Financial
Back to profitnet €22k
Net result €22k after 3 loss-making years.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
29-02
Financial
Weakest financial yearnet €-3k ▼439%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hazenpad(LIN) 103210 LubbeekGround area
2,945 m²
Building footprint
230 m²
Volume, LiDAR
1,650 m³
Parcel 24063A0039/00V003, Flanders · tallest building 27.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROMIND CONSULTING
since 19892.042.318.766
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063A0039/00V003 | Flanders | 2,944 m² | 1 · 229 m² | 27.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-1989
Fiscal year end28-02
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.