PROMAHERO
ActivePROMAHERO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €50k and a net result of €-3k. Equity is growing by ~44.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 75 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2026
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability15▼-85
Solvency72▼-28
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 7.65 in 2025; short-term debt: 51.9% and cash: 54.3% of total assets), but 53.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
46.5%
Return on assets
-2.9%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 26-05-2026, 158 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
158 d early
2025
4 d early
2024
1 d early
2023
3 d early
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€50k▼ 45.6%
2025 · €91k
2022: €13k
2023: €43k
2024: €64k
2025: €91k
2022 → 2026
Total assets
€107k▲ 2.1%
2025 · €105k
2022: €34k
2023: €53k
2024: €75k
2025: €105k
2022 → 2026
Net result
€-3k
2025 · €28k
2022: €9k
2023: €30k
2024: €21k
2025: €28k
2022 → 2026
Working capital
€42k▼ 52.8%
2025 · €89k
2022: €11k
2023: €38k
2024: €61k
2025: €89k
2022 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€13k-€43k▲ 233%€64k▲ 50.0%€91k▲ 43.1%€50k▼ 45.6%
Operating result€13k-€42k▲ 231%€30k▼ 27.6%€39k▲ 28.5%€-3k
Net result€9k-€30k▲ 239%€21k▼ 28.6%€28k▲ 29.5%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €3k after €39k in 2025, the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €107k
Fixed assets
€10k▲ 257%
Current assets
€97k▼ 4.6%
Equity and liabilities €107k
Equity
€50k▼ 45.6%
Debt
€57k▲ 329%
The debt ratio rises from 12.7% to 53.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2025 · €39k
Cash flow
€-2k▼
2025 · €28k
Solvency
46.5%▼
2025 · 87.3%
Current ratio
1.75▼
2025 · 7.65
Quick ratio
1.75▼
2025 · 7.65
Debt / equity
1.15▲
2025 · 0.15
ROE
-6.2%▼
2025 · 30.1%
ROA
-2.9%▼
2025 · 26.3%
Interest coverage
-10.84▼
2025 · 244.97
Debt
€57k▲
2025 · €13k
Debt ≤ 1 year
€55k▲
2025 · €13k
Income taxes
€144▼
2025 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€105k€107k▲
Fixed assets21/28€3k€10k▲
Tangible fixed assets22/27€3k€10k▲
Land and buildings22€2k€0▼
Furniture and vehicles24€246€7k▲
Other tangible fixed assets26-€2k
Current assets29/58€102k€97k▼
Amounts receivable within one year40/41€31k€37k▲
Trade receivables40€28k€27k▼
Other amounts receivable41€2k€10k▲
Cash at bank and in hand54/58€72k€58k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€105k€107k▲
Equity10/15€91k€50k▼
Contributions10/11€4k€4k=
Reserves13€87k€49k▼
Distributable reserves133€87k€49k▼
Profit (loss) carried forward14-€-3k
Amounts payable17/49€13k€57k▲
Amounts payable within one year42/48€13k€55k▲
Trade debts44€4k€515▼
Suppliers440/4€4k€515▼
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€2k€9k▲
Remuneration and social security454/9€8k€8k=
Other amounts payable47/48€292€39k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€632€647▲
Other operating charges640/8€603€783▲
Gross operating margin9900€40k€-1k▼
Operating profit (loss)9901€39k€-3k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€161€193▲
Recurring financial charges65€161€193▲
Profit (loss) for the period before taxes9903€39k€-3k▼
Income taxes67/77€11k€144▼
Profit (loss) for the period9904€28k€-3k▼
Profit (loss) for the period to be appropriated9905€28k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€-3k▼
Transfer from equity791/2-€39k
Transfer to equity691/2€28k€0▼
To other reserves6921€28k€0▼
Profit to be distributed694/7-€39k
Return on contributions (dividend)694-€39k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €-3k ▼111%
Net result drops to €-3k, the lowest in the series.
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2022net €30k ▲239%
Operating result €42k, net result €30k, both a record.
31-03
Financial
Liquidity triplescurrent ratio 4.88
Current ratio from 1.54 to 4.88; short-term debt falls from €21k to €10k.
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brielmolenstraat 999160 LokerenGround area
981 m²
Building footprint
147 m²
Volume, LiDAR
911 m³
Parcel 46007D1176/00E000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROMAHERO
since 20212.316.034.257
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007D1176/00E000 | Flanders | 981 m² | 1 · 147 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,915 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2021
Fiscal year end31-03
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.