PROMADO
ActivePROMADO has been active since 1967 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-174k) and a net result of €-13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
13
/ 100
Critical▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-61
Solvency39=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.76 against 0.77 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-30%
Return on assets
-2.3%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€174k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
43 d early
2022
2 d early
2021
2 d early
2020
on the day
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-174k▼ 8.4%
2024 · €-160k
2018: €53k
2019: €50k
2020: €61k
2021: €80k
2022: €34k
2023: €7k
2024: €-160k
2018 → 2025
Total assets
€579k▲ 1.4%
2024 · €571k
2018: €757k
2019: €573k
2020: €947k
2021: €776k
2022: €514k
2023: €742k
2024: €571k
2018 → 2025
Net result
€-13k▲ 92.0%
2024 · €-168k
2018: €4k
2019: €-3k
2020: €12k
2021: €18k
2022: €-46k
2023: €-27k
2024: €-168k
2018 → 2025
Working capital
€-184k▼ 7.3%
2024 · €-171k
2018: €53k
2019: €50k
2020: €61k
2021: €66k
2022: €21k
2023: €-5k
2024: €-171k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€34k▼ 57.2%€7k▼ 78.8%€-160k€-174k▼ 8.4%
Operating result€33k-€-35k€4k€-117k€17k
Net result€18k-€-46k€-27k▲ 41.0%€-168k▼ 522%€-13k▲ 92.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €117k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €579k
Fixed assets
€10k▼ 8.3%
Current assets
€569k▲ 1.6%
Key figures and ratios
EBITDA
€18k▲
2024 · €-116k
Cash flow
€-13k▲
2024 · €-166k
Solvency
-30.0%▼
2024 · -28.1%
Current ratio
0.76▼
2024 · 0.77
Quick ratio
0.61▲
2024 · 0.60
Debt / equity
-4.33▲
2024 · -4.56
ROE
7.7%▼
2024 · 104.5%
ROA
-2.3%▲
2024 · -29.4%
Interest coverage
0.59▲
2024 · -2.28
Debt
€753k▲
2024 · €731k
Debt ≤ 1 year
€753k▲
2024 · €731k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€571k€579k▲
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€11k€10k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€5k€5k=
Financial fixed assets28€200€200=
Current assets29/58€560k€569k▲
Stocks and contracts in progress3€121k€112k▼
Stocks30/36€121k€112k▼
Amounts receivable within one year40/41€434k€455k▲
Trade receivables40€80k€138k▲
Other amounts receivable41€354k€318k▼
Cash at bank and in hand54/58€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€571k€579k▲
Equity10/15€-160k€-174k▼
Contributions10/11€81k€81k=
Reserves13€0-
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Profit (loss) carried forward14€-241k€-254k▼
Amounts payable17/49€731k€753k▲
Amounts payable within one year42/48€731k€753k▲
Current portion of amounts payable after more than one year42€690k€2k▼
Financial debts43€1k€690k▲
Credit institutions430/8€1k€690k▲
Trade debts44€40k€61k▲
Suppliers440/4€40k€61k▲
Taxes, remuneration and social security45-€3
Taxes450/3-€3
Other amounts payable47/48€411€411=
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€897▼
Other operating charges640/8€3k€642▼
Gross operating margin9900€-112k€19k▲
Operating profit (loss)9901€-117k€17k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€51k€30k▼
Recurring financial charges65€51k€30k▼
Profit (loss) for the period before taxes9903€-168k€-13k▲
Profit (loss) for the period9904€-168k€-13k▲
Profit (loss) for the period to be appropriated9905€-168k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-242k€-254k▼
Profit (loss) brought forward from the previous period14P€-75k€-241k▼
Transfer from equity791/2€1k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-168k
Net result drops to €-168k, the lowest in the series; recovery starts the following year.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €18k ▲58.7%
Operating result €33k, net result €18k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 1362800 MechelenGround area
1,483 m²
Building footprint
1,463 m²
Volume, LiDAR
14,114 m³
Parcel 12404F0629/00N000, Flanders · tallest building 28.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
-
since 19902.164.591.127
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0629/00N000 | Flanders | 1,483 m² | 1 · 1,463 m² | 28.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D-RENOVATIONS
BE 0629.689.356
Kortrijk · Eq €7k
JLG RENOVE
BE 1023.164.017
Halle · Eq €7k
Vision Projects
BE 0769.552.171
Antwerpen · Eq €7k
TSER
BE 0781.326.486
Tessenderlo-Ham · Eq €7k
Real Assets of Africa
BE 0801.068.461
Genk · Eq €7k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 7,861 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-1967
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.