PROMADE
ActiveSummary
PROMADE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €810,007 and a net result of €20,366. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 67% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-1
Solvency97▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.0 in 2024; short-term debt: 15.4% and cash: 12.4% of total assets), and 27.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
1.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-02-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
40 d early
2023
31 d early
2022
6 d early
2021
1 d early
2020
39 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€810,007▼ 1.4%
2024 · €821,641
Total assets
€1.1m▼ 5.0%
2024 · €1.2m
Net result
€20,366▼ 39.2%
2024 · €33,505
Working capital
€1,818▲ 95.4%
2024 · €930
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€25,164▼ 33.9%€18,228▼ 27.6%€1,350▼ 92.6%€54,604▲ 3,945%€33,103▼ 39.4%
Net result€18,954within the sector's middle half▼ 31.5%€10,792within the sector's middle half▼ 43.1%-€2,631below the sector's middle half€33,505within the sector's middle half€20,366within the sector's middle half▼ 39.2%
Equity€979,974above the sector's middle half▲ 2.0%€990,766above the sector's middle half▲ 1.1%€888,135above the sector's middle half▼ 10.4%€821,641above the sector's middle half▼ 7.5%€810,007above the sector's middle half▼ 1.4%
Total assets€1.3mabove the sector's middle half▼ 21.2%€1.3mabove the sector's middle half▼ 0.3%€1.3mabove the sector's middle half▼ 1.6%€1.2mabove the sector's middle half▼ 6.8%€1.1mabove the sector's middle half▼ 5.0%
Debt€308,040▼ 54.3%€293,766▼ 4.6%€375,649▲ 27.9%€356,402▼ 5.1%€308,719▼ 13.4%
Working capital€120,911within the sector's middle half€138,675above the sector's middle half▲ 14.7%€53,317within the sector's middle half▼ 61.6%€930below the sector's middle half▼ 98.3%€1,818within the sector's middle half▲ 95.4%
Solvency76.1%within the sector's middle half▲ 17.3pp77.1%within the sector's middle half▲ 1.0pp70.3%within the sector's middle half▼ 6.9pp69.7%within the sector's middle half▼ 0.5pp72.4%within the sector's middle half▲ 2.7pp
Current ratio3.39within the sector's middle half▲ 2.683.16within the sector's middle half▼ 0.231.30within the sector's middle half▼ 1.861.00below the sector's middle half▼ 0.301.01within the sector's middle half▲ 0.01
Return on assets (ROA)1.5%within the sector's middle half▼ 0.2pp0.8%below the sector's middle half▼ 0.6pp-0.2%below the sector's middle half▼ 1.0pp2.8%within the sector's middle half▲ 3.1pp1.8%below the sector's middle half▼ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€944,617 ▼ 4.3%
Current assets
€174,109 ▼ 8.6%
Equity and liabilities €1.1m
Equity
€810,007 ▼ 1.4%
Debt
€308,719 ▼ 13.4%
Debt's share of the balance-sheet total falls from 30.3% to 27.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€80,892▼
2024 · €102,704
Cash flow
€68,155▼
2024 · €81,606
Debt to equity
0.38▼
2024 · 0.43
ROE
2.5%▼
2024 · 4.1%
Interest coverage
19.39▼
2024 · 19.85
Debt ≤ 1 year
€172,292▼
2024 · €189,572
Debt > 1 year
€131,970▼
2024 · €162,043
Income taxes
€10,686▼
2024 · €17,309
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,045 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.3%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,045 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €51,387 | €52,739 | €47,563 | €48,101 | €47,789 | ▼ 0.6% |
| Other operating charges640/8 | €6,480 | €9,306 | €14,227 | €9,144 | €9,927 | ▲ 8.6% |
| Gross operating margin9900 | €83,031 | €80,272 | €63,139 | €111,848 | €90,820 | ▼ 18.8% |
| Operating profit (loss)9901 | €25,164 | €18,228 | €1,350 | €54,604 | €33,103 | ▼ 39.4% |
| Financial income75/76B | €1,163 | €353 | €1,615 | €1,385 | €2,121 | ▲ 53.1% |
| Recurring financial income75 | €1,163 | €353 | €1,615 | €1,385 | €2,121 | ▲ 53.1% |
| Financial charges65/66B | €5,174 | €3,605 | €5,316 | €5,175 | €4,172 | ▼ 19.4% |
| Recurring financial charges65 | €5,174 | €3,605 | €5,316 | €5,175 | €4,172 | ▼ 19.4% |
| Profit (loss) for the period before taxes9903 | €21,153 | €14,976 | -€2,350 | €50,814 | €31,052 | ▼ 38.9% |
| Income taxes67/77 | €2,200 | €4,184 | €281 | €17,309 | €10,686 | ▼ 38.3% |
| Profit (loss) for the period9904 | €18,954 | €10,792 | -€2,631 | €33,505 | €20,366 | ▼ 39.2% |
| Profit (loss) for the period to be appropriated9905 | €18,954 | €10,792 | -€2,631 | €33,505 | €20,366 | ▼ 39.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.3m | €1.3m | €1.2m | €1.1m | ▼ 5.0% |
| Fixed assets21/28 | €1.1m | €1.1m | €1.0m | €987,540 | €944,617 | ▼ 4.3% |
| Tangible fixed assets22/27 | €1.1m | €1.1m | €1.0m | €985,954 | €943,031 | ▼ 4.4% |
| Land and buildings22 | €1.1m | €1.1m | €1.0m | €983,652 | €941,347 | ▼ 4.3% |
| Furniture and vehicles24 | €12,749 | €6,374 | €1,725 | €2,302 | €1,684 | ▼ 26.9% |
| Financial fixed assets28 | €1,586 | €1,586 | €1,586 | €1,586 | €1,586 | = |
| Current assets29/58 | €171,532 | €202,842 | €229,152 | €190,503 | €174,109 | ▼ 8.6% |
| Amounts receivable within one year40/41 | €35,912 | €21,918 | €22,048 | €25,306 | €31,841 | ▲ 25.8% |
| Trade receivables40 | €12,453 | €4,538 | €7,898 | €14,279 | €23,211 | ▲ 62.6% |
| Other amounts receivable41 | €23,459 | €17,380 | €14,151 | €11,027 | €8,631 | ▼ 21.7% |
| Current investments50/53 | - | - | - | €100,752 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €131,783 | €175,761 | €203,432 | €59,580 | €138,278 | ▲ 132% |
| Deferred charges and accrued income490/1 | €3,838 | €5,164 | €3,672 | €4,865 | €3,990 | ▼ 18.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.3m | €1.3m | €1.2m | €1.1m | ▼ 5.0% |
| Equity10/15 | €979,974 | €990,766 | €888,135 | €821,641 | €810,007 | ▼ 1.4% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €14,260 | €14,260 | = |
| Reserves13 | €952,360 | €962,860 | €862,860 | €794,500 | €782,700 | ▼ 1.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | €950,500 | €961,000 | €861,000 | €794,500 | €782,700 | ▼ 1.5% |
| Profit (loss) carried forward14 | €15,214 | €15,506 | €12,875 | €12,881 | €13,047 | ▲ 1.3% |
| Amounts payable17/49 | €308,040 | €293,766 | €375,649 | €356,402 | €308,719 | ▼ 13.4% |
| Amounts payable after more than one year17 | €250,098 | €221,103 | €191,752 | €162,043 | €131,970 | ▼ 18.6% |
| Financial debts170/4 | €250,098 | €221,103 | €191,752 | €162,043 | €131,970 | ▼ 18.6% |
| Amounts payable within one year42/48 | €50,622 | €64,167 | €175,835 | €189,572 | €172,292 | ▼ 9.1% |
| Current portion of amounts payable after more than one year42 | €28,645 | €28,996 | €29,350 | €29,710 | €30,073 | ▲ 1.2% |
| Trade debts44 | €5,225 | €4,409 | €8,170 | €4,772 | €11,943 | ▲ 150% |
| Suppliers440/4 | €5,225 | €4,409 | €8,170 | €4,772 | €11,943 | ▲ 150% |
| Taxes, remuneration and social security45 | €3,651 | €7,663 | €7,440 | €18,045 | €5,199 | ▼ 71.2% |
| Taxes450/3 | €3,651 | €7,663 | €7,440 | €18,045 | €5,153 | ▼ 71.4% |
| Remuneration and social security454/9 | - | - | - | - | €46 | - |
| Other amounts payable47/48 | €13,100 | €23,100 | €130,875 | €137,046 | €125,077 | ▼ 8.7% |
| Accrued charges and deferred income492/3 | €7,320 | €8,496 | €8,062 | €4,787 | €4,458 | ▼ 6.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,954 | €10,792 | -€2,631 | €33,505 | €20,366 | ▼ 39.2% |
| + Depreciation and write-downs630 | €51,387 | €52,739 | €47,563 | €48,101 | €47,789 | ▼ 0.6% |
| Operating cash flow (approximation) | €70,341 | €63,531 | €44,932 | €81,606 | €68,155 | ▼ 16.5% |
| Investment in fixed assets (approximation) | - | -€17,947 | -€505 | -€1,008 | -€4,866 | ▼ 383% |
| Change in cash | - | €43,978 | €27,671 | -€143,852 | €78,698 | ▲ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €33,505
Net result €33,505 after one loss-making year.
30-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity times 5current ratio 3.39
Current ratio from 0.71 to 3.39; short-term debt falls from €672,339 to €50,622.
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €27,672
Net result €27,672 after 2 loss-making years.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2009
Ground area
3,444 m²
Building footprint
161 m²
Volume, LiDAR
1,230 m³
Parcel 92136B0250/00G000, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROMADE
since 20092.180.200.704
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92136B0250/00G000 | Wallonia | 3,444 m² | 1 · 161 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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NIK DE CORTE
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Mechelen · Eq €809,771
KROONAARD
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 30,132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-08-2009
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0817740385
Also
9925:BE0817740385
Registered
19-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.