PROMACOR
ActivePROMACOR has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €12k. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 13% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+3
Solvency33▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.91 against 2.56 in 2024; short-term debt: 12% and cash: 3.5% of total assets), but 92.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.8%
Return on assets
2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 27451 sector peers (2025).
NBB · sector comparisonPosition among 27451 sector peers
Solvency
better than 13%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €47k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
6 d early
2023
14 d early
2022
11 d early
2021
9 d early
2020
11 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 34.8%
2024 · €35k
2018: €65k
2019: €38k
2020: €48k
2021: €46k
2022: €32k
2023: €3k
2024: €35k
2018 → 2025
Total assets
€604k▼ 1.3%
2024 · €612k
2018: €485k
2019: €457k
2020: €443k
2021: €508k
2022: €443k
2023: €618k
2024: €612k
2018 → 2025
Net result
€12k▼ 80.3%
2024 · €62k
2018: €-8k
2019: €-27k
2020: €9k
2021: €-1k
2022: €-14k
2023: €-29k
2024: €62k
2018 → 2025
Working capital
€138k▲ 25.6%
2024 · €110k
2018: €-250k
2019: €-303k
2020: €-294k
2021: €-294k
2022: €109k
2023: €68k
2024: €110k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€32k▼ 30.4%€3k▼ 90.3%€35k▲ 1,023%€47k▲ 34.8%
Operating result€5k-€-9k€-24k▼ 169%€90k€21k▼ 77.0%
Net result€-1k-€-14k▼ 860%€-29k▼ 107%€62k€12k▼ 80.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €604k
Fixed assets
€394k▼ 8.8%
Current assets
€210k▲ 16.6%
Equity and liabilities €604k
Equity
€47k▲ 34.8%
Debt
€556k▼ 3.5%
The debt ratio falls from 94.3% to 92.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €121k
Cash flow
€44k▼
2024 · €92k
Solvency
7.8%▲
2024 · 5.7%
Current ratio
2.91▲
2024 · 2.56
Quick ratio
2.28▼
2024 · 2.29
Debt / equity
11.78▼
2024 · 16.46
ROE
25.8%▼
2024 · 176.7%
ROA
2.0%▼
2024 · 10.1%
Interest coverage
5.69▲
2024 · 4.19
Debt
€556k▼
2024 · €577k
Debt ≤ 1 year
€72k▲
2024 · €71k
Debt > 1 year
€484k▼
2024 · €506k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€612k€604k▼
Fixed assets21/28€432k€394k▼
Tangible fixed assets22/27€432k€394k▼
Land and buildings22€287k€273k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€6k€5k▼
Leasing and similar rights25€135k€113k▼
Current assets29/58€180k€210k▲
Stocks and contracts in progress3€19k€45k▲
Stocks30/36€19k€45k▲
Amounts receivable within one year40/41€127k€143k▲
Trade receivables40€47k€37k▼
Other amounts receivable41€79k€106k▲
Cash at bank and in hand54/58€34k€21k▼
Deferred charges and accrued income490/1€690€666▼
Equity and liabilities
Total equity and liabilities10/49€612k€604k▼
Equity10/15€35k€47k▲
Contributions10/11€19k€19k=
Reserves13€55k€55k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€53k€53k=
Profit (loss) carried forward14€-39k€-27k▲
Amounts payable17/49€577k€556k▼
Amounts payable after more than one year17€506k€484k▼
Financial debts170/4€506k€484k▼
Amounts payable within one year42/48€71k€72k▲
Current portion of amounts payable after more than one year42€22k€22k=
Trade debts44€18k€50k▲
Suppliers440/4€18k€50k▲
Other amounts payable47/48€30k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€32k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€122k€54k▼
Operating profit (loss)9901€90k€21k▼
Financial income75/76B€439€715▲
Recurring financial income75€439€715▲
Financial charges65/66B€29k€9k▼
Recurring financial charges65€29k€9k▼
Profit (loss) for the period before taxes9903€62k€12k▼
Profit (loss) for the period9904€62k€12k▼
Profit (loss) for the period to be appropriated9905€62k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-27k▼
Profit (loss) brought forward from the previous period14P€-71k€-39k▲
Profit to be distributed694/7€30k-
Directors or managers695€30k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €62k
Net result €62k after 3 loss-making years.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 31current ratio 11.27
Current ratio from 0.36 to 11.27; short-term debt falls from €461k to €11k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 52 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Heide 79830 Sint-Martens-LatemGround area
2.7 ha
Building footprint
1.3 ha
Volume, LiDAR
109,440 m³
2 parcels, Flanders · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Promacor
since 20142.229.508.673
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44006C0186/00B000 | Flanders | 2.6 ha | 1 · 1.3 ha | 14.2 m · 3 fl. |
| 44064B0064/00E002 | Flanders | 757 m² | 1 · 190 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERSTRAETEN & C°
BE 0809.505.085
Wetteren · Eq €47k
DG OUTDOOR
BE 0804.496.323
Chaumont-Gistoux · Eq €47k
GLM
BE 0795.520.952
Oreye · Eq €47k
DS INFRA
BE 0803.081.509
Bilzen-Hoeselt · Eq €47k
MBK TECH
BE 0762.775.732
Beveren-Kruibeke-Zwijndrecht · Eq €47k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,232. 2,474 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2014
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
47639Retail sale of other sporting goods
47640Retail trade
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.