Skip to content

PROLOC

Active
Private limited companyfounded 201610 yrs activeDrève de l'Infante 33, 1410 Waterloo, BelgiumKBO/BCE: BE 0646.995.542
Summary

PROLOC has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-39k) and a net result of €-81k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 1526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability38▼-44
Solvency19▼-11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23 against 0.38 in 2024; short-term debt: 105.6% and cash: 4.9% of total assets), and equity is negative.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-5.6%
Return on assets
-11.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €-39k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
1 d late
2023
30 d late
2022
58 d late
2021
25 d late
2020
31 d late
2019
87 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-39k
2024 · €42k
2018: €-51klowest in 8 years 2019: €-6k▲ +88.5% vs 2018 2020: €7k▲ +218% vs 2019 2021: €46k▲ +571% vs 2020 2022: €91k▲ +96.9% vs 2021highest in 8 years 2023: €-48k▼ -153% vs 2022 2024: €42k▲ +187% vs 2023 2025: €-39k▼ -194% vs 2024
2018 → 2025
Total assets
€698k▼ 15.4%
2024 · €825k
2018: €244klowest in 8 years 2019: €332k▲ +35.8% vs 2018 2020: €393k▲ +18.5% vs 2019 2021: €507k▲ +29.1% vs 2020 2022: €489k▼ -3.5% vs 2021 2023: €917k▲ +87.4% vs 2022highest in 8 years 2024: €825k▼ -10.0% vs 2023 2025: €698k▼ -15.4% vs 2024
2018 → 2025
Net result
€-81k
2024 · €90k
2018: €-34k 2019: €45k▲ +232% vs 2018 2020: €13k▼ -71.6% vs 2019 2021: €39k▲ +208% vs 2020 2022: €45k▲ +13.8% vs 2021 2023: €-139k▼ -411% vs 2022lowest in 8 years 2024: €90k▲ +164% vs 2023highest in 8 years 2025: €-81k▼ -190% vs 2024
2018 → 2025
Working capital
€-566k▼ 16.1%
2024 · €-488k
2018: €-53k 2019: €-11k▲ +79.9% vs 2018 2020: €3k▲ +129% vs 2019 2021: €43k▲ +1278% vs 2020 2022: €89k▲ +107% vs 2021highest in 8 years 2023: €-597k▼ -774% vs 2022lowest in 8 years 2024: €-488k▲ +18.3% vs 2023 2025: €-566k▼ -16.1% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€46k-€91k▲ 96.9%€-48k€42k€-39k 2021: €46k 2022: €91k▲ +96.9% vs 2021highest in 5 years 2023: €-48k▼ -153% vs 2022lowest in 5 years 2024: €42k▲ +187% vs 2023 2025: €-39k▼ -194% vs 2024
Operating result€51k-€63k▲ 23.8%€-142k€91k€-79k 2021: €51k 2022: €63k▲ +23.8% vs 2021 2023: €-142k▼ -326% vs 2022lowest in 5 years 2024: €91k▲ +164% vs 2023highest in 5 years 2025: €-79k▼ -188% vs 2024
Net result€39k-€45k▲ 13.8%€-139k€90k€-81k 2021: €39k 2022: €45k▲ +13.8% vs 2021 2023: €-139k▼ -411% vs 2022lowest in 5 years 2024: €90k▲ +164% vs 2023highest in 5 years 2025: €-81k▼ -190% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100kOperating result 2021: €51k€51kNet result 2021: €39k€39kOperating result 2022: €63k€63kNet result 2022: €45k€45kOperating result 2023: €-142k€-142kNet result 2023: €-139k€-139kOperating result 2024: €91k€91kNet result 2024: €90k€90kOperating result 2025: €-79k€-79kNet result 2025: €-81k€-81k20212022202320242025€-200k€-100k€0€100kOperating result 2023: €-142k€-142kNet result 2023: €-139k€-139kOperating result 2024: €91k€91kNet result 2024: €90k€90kOperating result 2025: €-79k€-79kNet result 2025: €-81k€-81k202320242025
The operating result turns negative in 2025: a loss of €79k after €91k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €698k
Fixed assets €527k ▼ 0.7%
Current assets €171k ▼ 41.9%
Key figures and ratios
2025 value · change against 2024
EBITDA
€5k▼
2024 · €170k
Cash flow
€4k▼
2024 · €169k
Solvency
-5.6%▼
2024 · 5.0%
Current ratio
0.23▼
2024 · 0.38
Debt to equity
-18.87▼
2024 · 18.82
ROA
-11.6%▼
2024 · 10.9%
Interest coverage
4.03▼
2024 · 187.63
Debt
€737k▼
2024 · €784k
Debt ≤ 1 year
€737k▼
2024 · €782k
Staff costs
€148k▲
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€825k€698k▼
Fixed assets21/28€531k€527k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€524k€522k▼
Plant, machinery and equipment23€364k€386k▲
Furniture and vehicles24€17k€10k▼
Other tangible fixed assets26€143k€125k▼
Financial fixed assets28€3k€3k=
Current assets29/58€295k€171k▼
Amounts receivable within one year40/41€250k€137k▼
Trade receivables40€246k€130k▼
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€36k€34k▼
Deferred charges and accrued income490/1€8k-
Equity and liabilities
Total equity and liabilities10/49€825k€698k▼
Equity10/15€42k€-39k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€27k€-53k▼
Amounts payable17/49€784k€737k▼
Amounts payable within one year42/48€782k€737k▼
Trade debts44€40k€12k▼
Suppliers440/4€40k€12k▼
Taxes, remuneration and social security45€56k€52k▼
Taxes450/3€35k€37k▲
Remuneration and social security454/9€21k€15k▼
Other amounts payable47/48€686k€673k▼
Accrued charges and deferred income492/3€1k-
Income statement Code20242025
Remuneration, social security and pensions62€104k€148k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€85k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€275k€155k▼
Operating profit (loss)9901€91k€-79k▼
Financial charges65/66B€904€1k▲
Recurring financial charges65€904€1k▲
Profit (loss) for the period before taxes9903€90k€-81k▼
Income taxes67/77€70-
Profit (loss) for the period9904€90k€-81k▼
Profit (loss) for the period to be appropriated9905€90k€-81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€-53k▼
Profit (loss) brought forward from the previous period14P€-62k€27k▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Remuneration, social security and pensions62--€61k€104k€148k▲ 42.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€880€987€53k€79k€85k▲ 7.4%
Other operating charges640/8€2k€2k€1k€2k€1k▼ 27.3%
Gross operating margin9900€53k€65k€-26k€275k€155k▼ 43.8%
Operating profit (loss)9901€51k€63k€-142k€91k€-79k▼ 188%
Financial income75/76B€0€7€0---
Recurring financial income75€0€7€0---
Financial charges65/66B€220€371€360€904€1k▲ 45.9%
Recurring financial charges65€220€371€360€904€1k▲ 45.9%
Profit (loss) for the period before taxes9903€50k€62k€-142k€90k€-81k▼ 190%
Income taxes67/77€11k€17k€-3k€70--
Profit (loss) for the period9904€39k€45k€-139k€90k€-81k▼ 190%
Profit (loss) for the period to be appropriated9905€39k€45k€-139k€90k€-81k▼ 190%
Line20212022202320242025Change
Assets
Total assets20/58€507k€489k€917k€825k€698k▼ 15.4%
Fixed assets21/28€4k€3k€548k€531k€527k▼ 0.7%
Intangible fixed assets21--€4k€3k€2k▼ 32.5%
Tangible fixed assets22/27€2k€1k€541k€524k€522k▼ 0.5%
Plant, machinery and equipment23€520€314€356k€364k€386k▲ 6.1%
Furniture and vehicles24€2k€781€25k€17k€10k▼ 43.0%
Other tangible fixed assets26--€160k€143k€125k▼ 12.2%
Financial fixed assets28€1k€1k€3k€3k€3k=
Current assets29/58€504k€487k€369k€295k€171k▼ 41.9%
Amounts receivable within one year40/41€380k€242k€266k€250k€137k▼ 45.4%
Trade receivables40€375k€241k€265k€246k€130k▼ 47.0%
Other amounts receivable41€4k€377€416€4k€6k▲ 51.4%
Cash at bank and in hand54/58€124k€245k€103k€36k€34k▼ 4.6%
Deferred charges and accrued income490/1---€8k--
Equity and liabilities
Total equity and liabilities10/49€507k€489k€917k€825k€698k▼ 15.4%
Equity10/15€46k€91k€-48k€42k€-39k▼ 194%
Contributions10/11€12k€12k€12k€12k€12k=
Capital10€12k€12k€12k---
Issued capital100€19k€19k€19k---
Uncalled capital101€6k€6k€6k---
Reserves13€2k€2k€2k€2k€2k=
Non-distributable reserves130/1€2k€2k€2k€2k--
Legal reserve130€2k€2k€2k---
Reserves not available under the articles1311---€2k--
Distributable reserves133----€2k-
Profit (loss) carried forward14€32k€77k€-62k€27k€-53k▼ 294%
Amounts payable17/49€461k€398k€965k€784k€737k▼ 5.9%
Amounts payable within one year42/48€461k€398k€965k€782k€737k▼ 5.7%
Trade debts44€440k€192k€300k€40k€12k▼ 69.0%
Suppliers440/4€440k€192k€300k€40k€12k▼ 69.0%
Taxes, remuneration and social security45€21k€56k€86k€56k€52k▼ 7.3%
Taxes450/3€21k€56k€71k€35k€37k▲ 3.7%
Remuneration and social security454/9--€15k€21k€15k▼ 26.0%
Other amounts payable47/48€695€151k€579k€686k€673k▼ 1.9%
Accrued charges and deferred income492/3---€1k--
Line20212022202320242025Change
Profit (loss) for the period9904€39k€45k€-139k€90k€-81k▼ 190%
+ Depreciation and write-downs630€880€987€53k€79k€85k▲ 7.4%
Operating cash flow (approximation)€40k€46k€-86k€169k€4k▼ 97.6%
Investment in fixed assets (approximation)-€0€-599k€-61k€-81k▼ 33.0%
Change in cash-€121k€-142k€-67k€-2k▲ 97.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Sign in to download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
01-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial Back to profitnet €90k
Net result €90k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Weakest financial yearnet €-139k
Net result drops to €-139k, the lowest in the series; recovery starts the following year.
27-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
26-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
31-12
Financial Back to profitnet €45k
Net result €45k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,533 m²
Building footprint
433 m²
Volume, LiDAR
1,971 m³
Parcel 25762F0134/00C000, Wallonia · tallest building 5.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RESSI
Drève de l'Infante 33, 1410 WaterlooSupport activities for crop production
since 20162.275.534.183
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25762F0134/00C000 Wallonia 1,533 m² 1 · 433 m² 5.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,187 companies in sector 77399 we hold annual accounts for 710. 382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
77399Renting and leasing of other machinery, equipment and tangible goods
43990Other specialised construction activities

Scores and ratios are computed by Checked and are not a credit decision.