Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Of this, €7,544 falls due within a year.
Less equity than 83% of companies in wholesale trade. Sector median €58,174 · 15,461 companies.
In July 2024, 1,554 companies had the same profile as PROLECAR has now. Each dot stands for 4 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,554 companies, not a prediction for PROLECAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PROLECAR Ath | €436,356 | €26,794 | -2.0% | - |
| SLEEK BRAKE PRODUCTS EUROPE Zaventem | €367,623 | €30,623 | 0.4% | - |
| Classic Car Parts Tienen | €358,478 | €28,035 | 84.1% | - |
| B&I TECHNICS Bruges | €570,648 | €44,464 | 35.0% | - |
| ADS Industries Zaventem | €326,806 | €62,343 | 7.8% | - |
| OTR Tire Market Maasmechelen | €550,068 | €57,951 | 18.6% | - |
| LEADER AUTO PARTS Mons | €193,378 | €36,720 | 15.2% | - |
These companies have the same main activity as PROLECAR: wholesale of motor vehicle parts and accessories (NACE 46720). They are comparable in size and age: total assets between €193,000 and €571,000, founded between 2023 and 2024.
PROLECAR has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€8,714) and a net result of -€11,214.
Its solvency ranks better than 19% of 15,428 sector peers (NACE 46, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.