PROJECTOPIA
ActiveSummary
PROJECTOPIA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€30,811) and a net result of €16,232. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 20% of 1535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+37
Solvency17▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 0.22 in 2024; short-term debt: 24.4% and cash: 3.2% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.1%
Return on assets
4.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1535 sector peers (2025).
NBB · sector comparisonPosition among 1535 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
37 d early
2023
34 d early
2022
28 d early
2021
29 d late
2020
4 d early
2019
39 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
In the rankings
#3 company by total assets in Mettet, Administrative and support services sector#8 oldest company in Mettet, Administrative and support services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16,232
2024 · -€15,761
Working capital
-€57,747▲ 31.8%
2024 · -€84,618
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€16,505-€2,515▲ 84.8%€20,480-€5,337€24,656
Net result-€24,778below the sector's middle half-€11,831below the sector's middle half▲ 52.3%€12,018within the sector's middle half-€15,761below the sector's middle half€16,232within the sector's middle half
Equity-€31,471below the sector's middle half▼ 64.8%-€43,302below the sector's middle half▼ 37.6%-€31,283below the sector's middle half▲ 27.8%-€47,044below the sector's middle half▼ 50.4%-€30,811below the sector's middle half▲ 34.5%
Total assets€412,962within the sector's middle half▲ 38.8%€372,895within the sector's middle half▼ 9.7%€416,849within the sector's middle half▲ 11.8%€399,124within the sector's middle half▼ 4.3%€380,329within the sector's middle half▼ 4.7%
Debt€444,433▲ 40.3%€416,197▼ 6.4%€448,132▲ 7.7%€446,168▼ 0.4%€411,141▼ 7.9%
Working capital-€44,922within the sector's middle half▼ 92.3%-€49,007below the sector's middle half▼ 9.1%-€53,438below the sector's middle half▼ 9.0%-€84,618below the sector's middle half▼ 58.3%-€57,747below the sector's middle half▲ 31.8%
Solvency-7.6%below the sector's middle half▼ 1.2pp-11.6%below the sector's middle half▼ 4.0pp-7.5%below the sector's middle half▲ 4.1pp-11.8%below the sector's middle half▼ 4.3pp-8.1%below the sector's middle half▲ 3.7pp
Current ratio0.31below the sector's middle half▼ 0.170.23below the sector's middle half▼ 0.080.34below the sector's middle half▲ 0.110.22below the sector's middle half▼ 0.130.38below the sector's middle half▲ 0.16
Return on assets (ROA)-6.0%below the sector's middle half▼ 10.1pp-3.2%below the sector's middle half▲ 2.8pp2.9%within the sector's middle half▲ 6.1pp-3.9%within the sector's middle half▼ 6.8pp4.3%within the sector's middle half▲ 8.2pp
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24,656 after a loss of €5,337 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380,329
Fixed assets
€345,127 ▼ 8.2%
Current assets
€35,203 ▲ 51.4%
Key figures and ratios
EBITDA
€58,369▲
2024 · €26,935
Cash flow
€49,945▲
2024 · €16,512
Debt to equity
-13.34▼
2024 · -9.48
Interest coverage
7.20▲
2024 · 2.74
Debt ≤ 1 year
€92,950▼
2024 · €107,862
Debt > 1 year
€318,191▼
2024 · €338,306
Income taxes
€321▼
2024 · €583
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,381 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.1%
stopped otherwise
94%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,381 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,632 | €38,109 | €27,592 | €32,273 | €33,713 | ▲ 4.5% |
| Other operating charges640/8 | €6,565 | €8,297 | €12,250 | €793 | €5,408 | ▲ 582% |
| Gross operating margin9900 | €19,692 | €43,890 | €60,321 | €27,729 | €63,777 | ▲ 130% |
| Operating profit (loss)9901 | -€16,505 | -€2,515 | €20,480 | -€5,337 | €24,656 | ▲ 562% |
| Financial charges65/66B | €7,980 | €8,803 | €8,415 | €9,841 | €8,102 | ▼ 17.7% |
| Recurring financial charges65 | €7,980 | €8,803 | €8,415 | €9,841 | €8,102 | ▼ 17.7% |
| Profit (loss) for the period before taxes9903 | -€24,484 | -€11,318 | €12,065 | -€15,178 | €16,554 | ▲ 209% |
| Income taxes67/77 | €294 | €513 | €47 | €583 | €321 | ▼ 44.9% |
| Profit (loss) for the period9904 | -€24,778 | -€11,831 | €12,018 | -€15,761 | €16,232 | ▲ 203% |
| Profit (loss) for the period to be appropriated9905 | -€24,778 | -€11,831 | €12,018 | -€15,761 | €16,232 | ▲ 203% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €412,962 | €372,895 | €416,849 | €399,124 | €380,329 | ▼ 4.7% |
| Formation expenses20 | €11,939 | - | - | - | - | - |
| Fixed assets21/28 | €380,642 | €358,073 | €389,135 | €375,879 | €345,127 | ▼ 8.2% |
| Tangible fixed assets22/27 | €380,492 | €357,923 | €388,985 | €375,729 | €344,977 | ▼ 8.2% |
| Land and buildings22 | €341,353 | €321,415 | €334,446 | €316,966 | €297,657 | ▼ 6.1% |
| Plant, machinery and equipment23 | €38,035 | €36,019 | €30,353 | €41,600 | €37,180 | ▼ 10.6% |
| Furniture and vehicles24 | €1,104 | €489 | €24,187 | €17,163 | €10,140 | ▼ 40.9% |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €20,380 | €14,823 | €27,714 | €23,245 | €35,203 | ▲ 51.4% |
| Amounts receivable within one year40/41 | €6,895 | €9,070 | €13,035 | €10,338 | €23,143 | ▲ 124% |
| Trade receivables40 | €6,895 | €9,070 | €10,540 | €9,297 | €23,143 | ▲ 149% |
| Other amounts receivable41 | - | - | €2,494 | €1,041 | - | - |
| Cash at bank and in hand54/58 | €13,486 | €5,752 | €14,679 | €12,907 | €12,060 | ▼ 6.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €412,962 | €372,895 | €416,849 | €399,124 | €380,329 | ▼ 4.7% |
| Equity10/15 | -€31,471 | -€43,302 | -€31,283 | -€47,044 | -€30,811 | ▲ 34.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€50,071 | -€61,902 | -€49,883 | -€65,644 | -€49,411 | ▲ 24.7% |
| Amounts payable17/49 | €444,433 | €416,197 | €448,132 | €446,168 | €411,141 | ▼ 7.9% |
| Amounts payable after more than one year17 | €379,131 | €352,367 | €366,981 | €338,306 | €318,191 | ▼ 5.9% |
| Financial debts170/4 | €379,131 | €352,367 | €366,981 | €338,306 | €318,191 | ▼ 5.9% |
| Amounts payable within one year42/48 | €65,302 | €63,830 | €81,151 | €107,862 | €92,950 | ▼ 13.8% |
| Current portion of amounts payable after more than one year42 | €16,433 | €16,763 | €9,320 | €19,858 | €20,114 | ▲ 1.3% |
| Trade debts44 | €2,157 | €8,452 | €11,713 | - | €5,195 | - |
| Suppliers440/4 | €2,157 | €8,452 | €11,713 | - | €5,195 | - |
| Taxes, remuneration and social security45 | €10,529 | €7,606 | €297 | €605 | €1,076 | ▲ 78.0% |
| Taxes450/3 | €10,207 | €4,083 | €297 | €605 | €1,076 | ▲ 78.0% |
| Remuneration and social security454/9 | €322 | €3,522 | - | - | - | - |
| Other amounts payable47/48 | €36,183 | €31,009 | €59,822 | €87,399 | €66,564 | ▼ 23.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€24,778 | -€11,831 | €12,018 | -€15,761 | €16,232 | ▲ 203% |
| + Depreciation and write-downs630 | €29,632 | €38,109 | €27,592 | €32,273 | €33,713 | ▲ 4.5% |
| Operating cash flow (approximation) | €4,854 | €26,278 | €39,610 | €16,512 | €49,945 | ▲ 202% |
| Investment in fixed assets (approximation) | - | -€15,539 | -€58,654 | -€19,017 | -€2,960 | ▲ 84.4% |
| Change in cash | - | -€7,734 | €8,927 | -€1,772 | -€847 | ▲ 52.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €16,232
Net result €16,232 after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12,018
Net result €12,018 after 2 loss-making years.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 39 days late
2019
31-12
Financial
Back to profitnet €15,959
Net result €15,959 after one loss-making year.
17-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 78 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2012
Ground area
3,280 m²
Building footprint
256 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Projectopia
since 20122.211.966.719
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92013B0385/00L006 | Wallonia | 2,517 m² | 1 · 168 m² | - |
| 92013B0385/00T005 | Wallonia | 763 m² | 1 · 89 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 175 companies in sector 77330 we hold annual accounts for 111. 4 are within a factor 10 of this equity. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-08-2012
Fiscal year end31-12
Activities, NACEBEL 2025
77330Rental and leasing activities
47400Retail sale of information and communication equipment
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0848061003
Also
9925:BE0848061003
Registered
02-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.