Losses
-€45,314 in three years
Every financial year from 2024 to 2026 closed with a loss. 2024 was the heaviest.
PROJECTIV
Lifetime
5 annual accounts with figures on one time axispeak €123,598 (2021)
-€14,754▼ €4,103
lowest -€17,784 (2024)
-€14,888▼ €2,246
peak €146,080 (2023)
€100,141▼ 12.9%
€11,480▼ 22.1%
Board1 name since 2020
1 directorLOMBART Damien Herman Frédéric
Documentsfilings and deeds
24-09-2026129 days before the deadline
2026micro format
Gross margin from -€10,651 to -€14,754Loss of €14,888Equity from €115,029 to €100,141Debts from €14,744 to €11,480
Key points
from the 2026 annual accountsFilings
5 annual accounts since 2021
The last five annual accounts were filed 55 to 129 days before the end of the period.
Position in the sector
-€14,888
Lower net result than 94% of companies in architecture and engineering. Sector median €20,692 · 393 companies.
Turnover not published (micro format)
Checked score
94
Excellent
Financially stronger than 55% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Loss of €14,888, the second in a row (financial year 2026)
lowers risk
Liquidity: current ratio 10.60, cash €99,677
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Size: total assets €111,621
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 97% on liquidity, 9% on profitability and 25% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as PROJECTIV has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PROJECTIV itself is lower: < 0.1% within 12 months. It rests on far more data about PROJECTIV than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for PROJECTIV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.6 (8.8 in 2025), above the usual 1.5. Short-term debt is 9.4% and cash 89.3% of total assets. 10.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026Net result per financial year
2123242526
2021 to 2026 · latest year -€14,888
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 24-09-2026, 129 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
129 days early
2025
128 days early
2024
104 days early
2023
124 days early
2021
55 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 108 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 29 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today30-06-2027 year end31-01-2028 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0747803385
Incorporation
Founding capital of €5,000, 1,000 shares · Founder: LOMBART Damien Herman Frédéric (comparant) · Appointment: LOMBART Damien Herman Frédéric (statutory director) · published on 04-06-2020 · Gazette deed
First establishment
Avenue de la Roseraie 24, Rixensart
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PROJECTIV Rixensart | €111,621 | -€14,754 | 89.7% | - |
| CHROMISA SCIENTIFIC Sint-Lievens-Houtem | €100,544 | -€9,726 | 17.7% | - |
| Storm 58 Antwerp | €121,149 | -€1,675 | -5.0% | 0 |
| Ingedicon Maaseik | €131,107 | -€7,950 | 13.8% | - |
| VAMU Kortenaken | €127,521 | -€1,172 | 1.3% | - |
| ENGINEERING COLLECTIVE Kasterlee | €90,664 | -€10,552 | -2.3% | - |
| Econstruct Bassenge | €113,409 | -€28,199 | -57.7% | - |
These companies have the same main activity as PROJECTIV: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €90,700 and €131,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 02-06-2020Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 2 others
- Establishment unit
- 2.303.217.9831330 Rixensart, since 02-06-2020
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-06-2026
- €111,621▼ 14.0%
- Filing
- Filed on 24-09-2026, 129 days before the end of the filing period
Insights on PROJECTIV
PROJECTIV files the micro format. That format states no turnover. The gross margin fell from €123,598 in 2021 to -€14,754 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PROJECTIV
- What is the company number of PROJECTIV?
- The company number of PROJECTIV is 0747.803.385. The VAT number is the same number with BE in front: BE 0747.803.385.
- Where is PROJECTIV based?
- The registered office is at Avenue de la Roseraie 24, 1330 Rixensart.Company details
- What does PROJECTIV do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of PROJECTIV?
- PROJECTIV is a private limited company (BV).
- When was PROJECTIV founded?
- PROJECTIV was founded on 02-06-2020.
- Is PROJECTIV still active?
- Yes, PROJECTIV is an active enterprise in the KBO register.
- What is the turnover of PROJECTIV?
- The annual accounts for financial year 2026 state no turnover. The micro format does not require it. In financial year 2021 turnover was €158,073.Financials
- Is PROJECTIV profitable?
- In financial year 2026, PROJECTIV made a loss of €14,888.
- Where can I find the annual accounts of PROJECTIV?
- PROJECTIV filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of PROJECTIV due?
- PROJECTIV must file the annual accounts for financial year 2027 by 31-01-2028.Timeline
Next steps
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