Equity
-€70,273
Debts exceed assets in financial year 2025.
PROGRESSIVUM
Overview
Lifetime
2 annual accounts with figures on one time axispeak -€13,487 (2025)
-€13,487▲ €141,412
lowest -€156,296 (2024)
-€13,977▲ €142,319
peak -€56,296 (2024)
-€70,273▼ €13,977
€103,808▼ 36.6%
Board2 names since 2023
2 directors and 1 other
Owners
50%
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from -€154,899 to -€13,487Loss of €13,977Equity from -€56,296 to -€70,273Debts from €163,727 to €103,808Cash from €17,906 to €4,861
Key points
from the 2025 annual accountsResult
-€13,977 ▲ 91.1%
The result rose in 2025 from -€156,296 to -€13,977.
Debts
€103,808 310% of the balance sheet
Starting capital
€100,000 100,000 shares
At the same address
39 companies
Position in the sector
-209.6%
Lower solvency than 95% of companies in computer programming and consultancy. Sector median 60.0% · 22,039 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,637 companies had the same profile as PROGRESSIVUM has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,637 companies, not a prediction for PROGRESSIVUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director,
Director,
- 50%score equity €9.4m (2025) · 30-09-2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802265224
Registered office moved from Deerlijk to Waregem
New registered office: Wagenaarstraat 33, 8791 Waregem (België) · Previous registered office: Hoogstraat 134, 8540 Deerlijk (België) · Permanent representative: · Board meeting of 14-06-2024 · Gazette deed
Incorporation
Founding capital of €100,000, 100,000 shares · Founders: and · Appointments: (director) and (director) · published on 02-06-2023 · Gazette deed
First establishment
Wagenaarstraat 33, Waregem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PROGRESSIVUM Waregem | €33,535 | -€13,487 | -209.6% | - |
| Tech Paw Forest | €32,609 | -€20,995 | 42.2% | - |
| ZYRVE Brussels | €32,712 | -€2,667 | 54.8% | - |
| Kwazi Leopoldsburg | €35,086 | -€34,583 | -121.9% | - |
| MEA Capital Consulting Brussels | €32,165 | -€10,891 | -53.5% | - |
| DDV Consulting Woluwe-Saint-Lambert | €31,920 | -€19,871 | 34.0% | - |
| Namespace Tervuren | €31,710 | €759 | 9.8% | - |
These companies have the same main activity as PROGRESSIVUM: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €31,700 and €35,100, founded in 2023.
Official details
Source: KBO- Status
- Active since 31-05-2023Normal situation
- Registered office
- 41 active companies are registered at this address3 started in the 12 months before. Source: KBO register, as of 12 November 2026.
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.346.025.8658791 Waregem, since 31-05-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-01-2026
Annual accounts 2025
- -€13,487▲ 91.3%
- €13,977▼ 91.1%
- -€70,273▼ 24.8%
- €33,535▼ 68.8%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on PROGRESSIVUM
PROGRESSIVUM has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€70,273) and a net result of -€13,977.
Its solvency ranks better than 5% of 22,039 sector peers (NACE 62, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-07-2026, 8 days before the deadline-€13,487
▲ €141,412
-€13,887
▲ €142,011
-€13,977
▲ €142,319
-€70,273
▼ €13,977
-209.6%
▼ 157.2 percentage points
0.32
▼ 0.33
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €33,535 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-209.6%
Lower than 95% of 22,039 companies in 2025.
0.32
Lower than 95% of 21,339 companies in 2025.
-41.7%
Lower than 95% of 21,530 companies in 2025.
PROGRESSIVUM
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
33,535 | 107,431 | |
29/58 |
33,535 | 107,431 | |
40/41 |
28,226 | 85,083 | |
40 |
13,794 | 71,140 | |
41 |
14,432 | 13,942 | |
54/58 |
4,861 | 17,906 | |
490/1 |
448 | 4,442 | |
| Balance sheet: equity and liabilities | |||
10/49 |
33,535 | 107,431 | |
10/15 |
-70,273 | -56,296 | |
10/11 |
100,000 | 100,000 | |
14 |
-170,273 | -156,296 | |
17/49 |
103,808 | 163,727 | |
42/48 |
103,808 | 163,727 | |
44 |
103,808 | 163,727 | |
440/4 |
103,808 | 163,727 | |
| Income statement | |||
9900 |
-13,487 | -154,899 | |
640/8 |
400 | 999 | |
9901 |
-13,887 | -155,898 | |
75/76B |
0 | 0 | |
75 |
0 | 0 | |
65/66B |
90 | 398 | |
65 |
90 | 398 | |
9903 |
-13,977 | -156,296 | |
9904 |
-13,977 | -156,296 | |
9905 |
-13,977 | -156,296 | |
| Appropriation of the result | |||
9906 |
-170,273 | -156,296 | |
14P |
-156,296 | - | |
| Document | |||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -13,045 | - | ||
| -70,273 | -56,296 | ||
| -209.6% | -52.4% | ||
| 0.32 | 0.66 | ||
| -41.7% | -145.5% |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on PROGRESSIVUM
The operating result for 2025 is a loss of €13,887, smaller than the loss of €155,898 in 2024.
Equity is negative. Debt (€103,808) exceeds the balance-sheet total (€33,535).
Board & ownership
Board
2 directors, since incorporationDirector, permanent representative
appointed by deed of 02-06-2023
term for the life of the company
listed in the 2025 annual accounts, filed on 23-07-2026
Director, permanent representative
appointed by deed of 02-06-2023
term for the life of the company
also on the board of 7 other companies
listed in the 2025 annual accounts, filed on 23-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “11. Vertegenwoordiging Iedere bestuurder vertegenwoordigt de vennootschap in en buiten rechte, onverminderd de toepassing van Artikel 16…”deed of 02-06-2023
Permanent representatives 2
Mandates through the years
2 names, the dashed line is todayDirector
Director
Board
Mandates as a list
-
- Director, appointed by deed of 02-06-2023, still in office
-
- Director, appointed by deed of 02-06-2023, still in office
Control
Shareholder
Equity €9.4m
Profit €1.5m in 2025 (profit €1.7m in 2024)
Checked score
Source: accounts 30-09-2025
50%
This company
PROGRESSIVUM
Equity -€70,273
Loss €13,977 in 2025
Capital
- Contribution
- €100,000
- Shares
- 100,000
- Contribution per share
- €1
- Equity per share
- -€0.70 in 2025
- Source
- deed of 02-06-2023
Owners through the years
as the annual accounts name themOwners as a list
-
- 2023 to 2025: 50%
Source: lists of holdings in the owners' accounts
Articles of association
deed of 02-06-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At most 2 directors
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Monday of May at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Algemene vergadering bepaalt wijze overeenkomstig wettelijke bepalingen, ontbinding”
Capital transactions
Shareholders according to the deeds
At incorporation
deed of 02-06-2023 ↗
- founder
- founder
Capital over time
- 02-06-2023 Incorporation · €100,000 · 100,000 shares
- 02-06-2023 Incorporation · €100,000 · 100,000 shares
Network & group
No group
PROGRESSIVUM has no parent and no holdings in its annual accounts.
At the same address
Wagenaarstraat 33, 8791 Waregem · 40 other companies| ANTEMM REAL ESTATE
establishment since 24-07-1992 · founded in 1992 |
total assets €99.0m (2025) 0447.132.188 |
| CONXION
registered office since 26-10-2000 · founded in 1996 |
110 FTE (2025) 0458.974.603 |
| GROEP HUYZENTRUYT
establishment since 30-09-1983 · founded in 1983 · group ANTEMM REAL ESTATE |
6.7 FTE (2025) 0424.720.537 |
| GH INTERNATIONAL INVESTMENTS 2
establishment since 24-11-2021 · founded in 2021 |
total assets €44.8m (2025) 0777.642.367 |
| GH INTERNATIONAL INVESTMENTS
establishment since 15-07-2020 · founded in 2020 · group ANTEMM REAL ESTATE |
total assets €31.8m (2025) 0750.714.969 |
| HDI HUYZENTRUYT DEVELOPMENT & INVESTMENTS
establishment since 24-10-2002 · founded in 1999 · group ANTEMM REAL ESTATE |
turnover €7.3m (2025) 0465.190.125 |
| GH Capital Partners I
registered office since 13-12-2024 · founded in 2024 |
total assets €17.5m (2025) 1017.359.655 |
| GROEP HUYZENTRUYT INVEST 1
registered office since 03-06-2021 · founded in 2021 |
total assets €12.5m (2025) 0769.320.460 |
| GROEP HUYZENTRUYT INVEST 2
establishment since 17-09-2021 · founded in 2021 · group ANTEMM REAL ESTATE |
total assets €8.4m (2025) 0773.988.041 |
| GH International Investments Gdansk
establishment since 27-06-2024 · founded in 2024 |
total assets €7.5m (2025) 1010.862.239 |
Earlier ties
via , no longer at · Director · deed of 09-08-2022 No longer active |
7.6 FTE (2024) |
via , no longer at · Director · deed of 11-09-2023 No longer active |
5.9 FTE (2024) |
via , no longer at · Director · deed of 19-12-2022 No longer active |
2.6 FTE (2022) |
via , no longer at · Director · deed of 28-12-2020 No longer active |
total assets €58,723 (2022) |
Connections & network
9 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Director · deed of 16-02-2024
Founded in 1993 · total assets €5.4m (2025)
via · Director (not named in the articles) · deed of 26-11-2024
Founded in 1990 · 24 FTE (2025)
via · Director · deed of 09-03-2026
Founded in 2006 · 7.7 FTE (2025)
via · Director · deed of 05-09-2024
Founded in 1997 · 2.6 FTE (2025)
Show 5 more companies with a shared director
via · Managing director · deed of 31-01-2024
Founded in 2010 · 8 FTE (2025)
via · Managing director · deed of 31-01-2024
Founded in 2007 · 12 FTE (2025)
via · Director (not named in the articles) · deed of 19-09-2023
Founded in 2011 · 2.4 FTE (2025)
via · Director · deed of 24-09-2020
Founded in 2003 · total assets €435,205 (2025)
via · Class A director · deed of 23-07-2021
No longer active · turnover €3.6m (2021)
Timeline
Timeline
6 events since 2023Filings
Establishments
Address
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 8 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0802265224
2025
Annual accounts 2024 filed PDFmicro format · 48 days before the deadline
2024
Registered office moved from Deerlijk to WaregemNew registered office: Wagenaarstraat 33, 8791 Waregem (België) · Previous registered office: Hoogstraat 134, 8540 Deerlijk (België) · Permanent representative: · Board meeting of 14-06-20243 points ▸
- Board meeting, 14-06-2024
- Registered-office move, Wagenaarstraat 33, 8791 Waregem (België)
- Permanent representative,
2023
IncorporationFounding capital of €100,000, 100,000 shares · Founders: and · Appointments: (director) and (director) · published on 02-06-20239 points ▸
- Founder,
- Founder,
- Founding capital, €100,000, 100,000 shares, mentioned twice in the deed
- Registered office clause, 8540 Deerlijk Hoogstraat 134
- Director appointment,
- Permanent representative,
- Director appointment,
- Permanent representative,
- Power of attorney, , mentioned twice in the deed
- The deed holds 2 more points.
First establishment Wagenaarstraat 33, Waregem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0802.265.224
- VAT number
- BE 0802.265.224
- Peppol ID
- 0208:0802265224
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 31-05-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Monday of May at 18:00deed of 02-06-2023 (in Dutch)
- Peppol
- Reachable since 19-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PROGRESSIVUM in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-06-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 02-06-2023 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
Codes under NACEBEL 2008
62020
IT consultancy main activity
62010
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
70220
Business consulting
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Adviesbureau op het gebied van bedrijfsvoering en beheer waaronder onder meer maar niet uitsluitend het verlenen van advies en praktische…”deed of 02-06-2023 (in Dutch)
6 activities
- Adviesbureau op het gebied van bedrijfsvoering en beheer waaronder onder meer maar niet uitsluitend het verlenen van advies en praktische hulp aan bedrijven in verband met public relations,branding en communicatie,het verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op gebied van bijvoorbeeld planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,het berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie en efficiëntie,het verlenen van adviezen op het gebied van beheer in het algemeen;
- Het tussenkomen in het dagelijks bestuur en het vertegenwoordigen van bedrijven door onder meer het uitoefenen van mandaten van bestuurder,zaakvoerder,directeur of vereffenaar;
- Studie-,organisatie en raadgevend bureau inzake juridische,strategische,financiële,handels-,bedrijfseconomische of sociale aangelegenheden met inbegrip van alle handelingen die verband houden met advies,documentatie en publicatie over research en over juridische,strategische,sociale,economische en financiële problemen;
- Het begeleiden van bedrijven op het gebied van handel,nijverheid en administratie,het verrichten van secretariaatswerkzaamheden,het domiciliëren van bedrijven,het ter beschikking stellen van kantoren,magazijnen en fabricageruimten,het verrichten van voorbereidende studies en adviezen op gebied van strategie,management,bedrijfsvoering,economische wetgeving,marketing,groei en focus scenario’s,downsizing,stabiliteitsscenario’s,export en import,het drukken en uitgeven van studies,rapporten en het verlenen van hulp aan bedrijven in oprichting of bij overname van bestaande bedrijven,zenden en ontvangen van post en meer in het algemeen alles te doen wat de oprichting,de uitbating en het beheer van de bedrijven van nut kan zijn.
- Het geven of organiseren van cursussen en opleidingen,het organiseren van studiedagen en studiereizen,follow-up activiteiten en de organisatie van promotionele activiteiten.
- Administratie,consultancy en managementactiviteiten,omvattende onder meer
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Wagenaarstraat 33 registered office 8791 Waregem | 31-05-2023 | 2.346.025.865 |
1 former office
- 8540 Deerlijk until 05-06-2024 · deed of 30-10-2024
Buildings and parcels at the address
- Ground area
- 1.7 ha
- Buildings
- 1.0 ha
- Volume, LiDAR
- 96,689 m³
- Tallest building
- 12.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34006B0596/00C000 | 1.7 ha | 1 · 1.0 ha | 12.2 m · 3 |