PROGETTI
ActivePROGETTI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €10k. Equity is shrinking by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+23
Solvency100▲+31
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 21.81 against 1.36 in 2024), and 4.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.3%
Return on assets
4.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
60 d early
2023
3 d early
2022
30 d late
2021
7 d late
2020
31 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€216k▲ 4.9%
2024 · €206k
2018: €666k
2019: €1.02M
2020: €1.18M
2021: €1.23M
2022: €1.50M
2023: €593k
2024: €206k
2018 → 2025
Total assets
€227k▼ 56.7%
2024 · €524k
2018: €952k
2019: €1.18M
2020: €1.35M
2021: €2.64M
2022: €1.69M
2023: €633k
2024: €524k
2018 → 2025
Net result
€10k
2024 · €-106k
2018: €281k
2019: €351k
2020: €162k
2021: €50k
2022: €275k
2023: €-636k
2024: €-106k
2018 → 2025
Working capital
€198k▲ 73.7%
2024 · €114k
2018: €661k
2019: €1.04M
2020: €1.18M
2021: €1.26M
2022: €1.50M
2023: €590k
2024: €114k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€1.50M▲ 22.4%€593k▼ 60.6%€206k▼ 65.2%€216k▲ 4.9%
Operating result€127k-€443k▲ 249%€-629k€-106k▲ 83.2%€10k
Net result€50k-€275k▲ 452%€-636k€-106k▲ 83.4%€10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €106k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€19k▼ 79.7%
Current assets
€208k▼ 51.8%
Equity and liabilities €227k
Equity
€216k▲ 4.9%
Debt
€11k▼ 96.7%
The debt ratio falls from 60.7% to 4.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▲
2024 · €-95k
Cash flow
€10k▲
2024 · €-95k
Solvency
95.3%▲
2024 · 39.3%
Current ratio
21.81▲
2024 · 1.36
Quick ratio
21.81▲
2024 · 1.36
Debt / equity
0.05▼
2024 · 1.54
ROE
4.7%▲
2024 · -51.2%
ROA
4.4%▲
2024 · -20.1%
Interest coverage
69.48▲
2024 · -750.28
Debt
€11k▼
2024 · €318k
Debt ≤ 1 year
€10k▼
2024 · €317k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€524k€227k▼
Fixed assets21/28€93k€19k▼
Tangible fixed assets22/27€92k€19k▼
Land and buildings22€92k€18k▼
Furniture and vehicles24-€873
Financial fixed assets28€1k€118▼
Current assets29/58€431k€208k▼
Stocks and contracts in progress3€0-
Contracts in progress37€0-
Amounts receivable within one year40/41€413k€113k▼
Trade receivables40€412k€112k▼
Other amounts receivable41€879€304▼
Cash at bank and in hand54/58€8k€86k▲
Deferred charges and accrued income490/1€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€524k€227k▼
Equity10/15€206k€216k▲
Contributions10/11€100k€100k=
Reserves13€848k€848k=
Distributable reserves133€848k€848k=
Profit (loss) carried forward14€-741k€-731k▲
Amounts payable17/49€318k€11k▼
Amounts payable within one year42/48€317k€10k▼
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€901€5k▲
Taxes450/3€901€5k▲
Other amounts payable47/48€308k€2k▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€253▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€-91k€16k▲
Operating profit (loss)9901€-106k€10k▲
Financial income75/76B€0€60▲
Recurring financial income75€0€60▲
Financial charges65/66B€126€150▲
Recurring financial charges65€126€150▲
Profit (loss) for the period before taxes9903€-106k€10k▲
Profit (loss) for the period9904€-106k€10k▲
Profit (loss) for the period to be appropriated9905€-106k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-741k€-731k▲
Profit (loss) brought forward from the previous period14P€-636k€-741k▼
Transfer from equity791/2€281k€0▼
Profit to be distributed694/7€281k€0▼
Return on contributions (dividend)694€281k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
31-12
Financial
Liquidity times 16current ratio 21.81
Current ratio from 1.36 to 21.81; short-term debt falls from €317k to €10k.
01-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-636k ▼331%
Net result drops to €-636k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Liquidity times 5current ratio 9.03
Current ratio from 1.91 to 9.03; short-term debt falls from €1.38M to €187k.
07-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 7 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €351k ▲24.9%
Operating result €573k, net result €351k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 8.43
Current ratio from 3.31 to 8.43; short-term debt falls from €286k to €139k.
31-12
Financial
Equity above €1MEq €1.02M ▲52.7%
2 profitable years in a row build equity to €1.02M.
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dokter Coenstraat 10 A2660 AntwerpenGround area
689 m²
Building footprint
297 m²
Volume, LiDAR
2,674 m³
2 parcels, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROGETTI
since 20082.170.734.294
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11383B0345/00W000 | Flanders | 406 m² | 1 · 168 m² | 12.6 m · 3 fl. |
| 11383B0318/00F000 | Flanders | 283 m² | 1 · 128 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VM RESCO
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AGENCE 66
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WASSING STONE INVEST
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 5,267 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2008
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.