PROGEO
ActivePROGEO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €6k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▲+44
Solvency52▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.46 in 2024; short-term debt: 66.4% and cash: 0% of total assets), and 73% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
11 d late
2024
26 d late
2023
36 d late
2022
31 d late
2021
60 d late
2020
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 18.1%
2024 · €34k
2020: €30k
2021: €39k
2022: €70k
2023: €69k
2024: €34k
2020 → 2025
Total assets
€150k▲ 15.2%
2024 · €130k
2020: €70k
2021: €79k
2022: €121k
2023: €118k
2024: €130k
2020 → 2025
Net result
€6k
2024 · €-35k
2020: €27k
2021: €9k
2022: €30k
2023: €-540
2024: €-35k
2020 → 2025
Working capital
€37k▲ 7.1%
2024 · €34k
2020: €29k
2021: €37k
2022: €67k
2023: €63k
2024: €34k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€70k▲ 77.6%€69k▼ 0.8%€34k▼ 50.7%€40k▲ 18.1%
Operating result€12k-€41k▲ 245%€7k▼ 83.1%€-35k€17k
Net result€9k-€30k▲ 246%€-540€-35k▼ 6,386%€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €35k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€14k▼ 34.8%
Current assets
€136k▲ 24.8%
Equity and liabilities €150k
Equity
€40k▲ 18.1%
Debt
€109k▲ 14.1%
The debt ratio falls from 73.7% to 73.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €-30k
Cash flow
€13k▲
2024 · €-30k
Solvency
27.0%▲
2024 · 26.3%
Current ratio
1.37▼
2024 · 1.46
Quick ratio
1.37▼
2024 · 1.46
Debt / equity
2.71▼
2024 · 2.80
ROE
15.3%▲
2024 · -102.6%
ROA
4.1%▲
2024 · -27.0%
Interest coverage
2.44▲
2024 · -7.97
Debt
€109k▲
2024 · €96k
Debt ≤ 1 year
€99k▲
2024 · €75k
Debt > 1 year
€10k▼
2024 · €17k
Income taxes
€5k▲
2024 · €326
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€150k▲
Fixed assets21/28€21k€14k▼
Tangible fixed assets22/27€21k€14k▼
Furniture and vehicles24€21k€14k▼
Current assets29/58€109k€136k▲
Amounts receivable within one year40/41€92k€122k▲
Trade receivables40€16k€36k▲
Other amounts receivable41€76k€86k▲
Current investments50/53€500€500=
Cash at bank and in hand54/58€75€0▼
Deferred charges and accrued income490/1€16k€13k▼
Equity and liabilities
Total equity and liabilities10/49€130k€150k▲
Equity10/15€34k€40k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€31k€37k▲
Amounts payable17/49€96k€109k▲
Amounts payable after more than one year17€17k€10k▼
Financial debts170/4€17k€10k▼
Amounts payable within one year42/48€75k€99k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€29k€18k▼
Credit institutions430/8€10k€13k▲
Other loans439€19k€5k▼
Trade debts44€16k€32k▲
Suppliers440/4€16k€32k▲
Taxes, remuneration and social security45€20k€41k▲
Taxes450/3€20k€41k▲
Remuneration and social security454/9€0€0=
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3€4k€27▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€4k€10k▲
Gross operating margin9900€-26k€34k▲
Operating profit (loss)9901€-35k€17k▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€4k€10k▲
Recurring financial charges65€4k€10k▲
Profit (loss) for the period before taxes9903€-35k€11k▲
Income taxes67/77€326€5k▲
Profit (loss) for the period9904€-35k€6k▲
Profit (loss) for the period to be appropriated9905€-35k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€37k▲
Profit (loss) brought forward from the previous period14P€66k€31k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2020net €30k ▲246%
Operating result €41k, net result €30k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Awans · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chaussée 584342 AwansGround area
2,455 m²
Building footprint
307 m²
Volume, LiDAR
3,668 m³
Parcel 62053A0110/00P002, Wallonia · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PROGEO
since 20192.297.242.090
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62053A0110/00P002 | Wallonia | 2,455 m² | 1 · 307 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TIBERGHIEN ECONOMICS
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 36,738 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.