Profwall
ActiveSummary
The computed 12-month bankruptcy probability of Profwall is 7.2% (elevated). The 2025 annual accounts show equity of €88,876 and a net result of €151,709. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 43% of 1,307 sector peers (NACE 95, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 19-07-2021 Normal situation
- Activity
- General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 5 others
- Joint committee
- 124 Paritair Comité voor het bouwbedrijf · annual accounts 2023
- Establishment unit
- 2.319.746.981 2431 Laakdal, since 19-07-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 16-03-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 7.2%
- Gross margin
- €253,972
- ▲ 483%
- Turnover
- ≈ €970,000
- estimated
- Profit
- €151,709
- Equity
- €88,876
- Total assets
- €241,789
- ▲ 489%
- Staff
- 3 FTE
- ▲ 50.0%
- 2025 accounts filed 91 days after the deadline
Score breakdownraises riskLast filed accounts filed 91 days late; 2 of the last 3 accounts lateLiquidity: current ratio 1.13, cash €5Founded in 20211 change of registered office in 24 monthsShow the evidence
Checked score
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 47% of them on solvency, 12% on liquidity, 94% on profitability and 97% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 42 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 91 days after the deadline Filed on 30 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00596508.
Annual accounts 2025 filed on 30-10-2026 at the NBB all 4 filings
2022 to 2025, 4 financial years
The operating result for 2025 is a profit of €165,610, after a loss of €35,632 in 2024. It is the highest result since 2022.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2022 | 31-12-2023 | 31-12-2024 |
|---|---|---|---|
| Employees at the balance-sheet date | 2 | 2 | 2 |
| full-time | 2 | 2 | 2 |
| part-time | - | - | 0 |
| in full-time equivalents | 2 | 2 | 2 |
| Average over the year, in full-time equivalents | 0.7 | 1.9 | 2 |
| On a permanent contract | 2 | 2 | 2 |
| Joined | 3 | 1 | - |
| Left | 1 | 1 | - |
Source: social balance sheet in the 2022 to 2024 annual accounts
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | €8,250 | - | - | €65,324 |
| Depreciation and write-downs of the year | €1,920 | €1,650 | €1,650 | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as Profwall: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €194,000 and €522,000, founded between 2019 and 2022.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| Profwall Antwerpen | 2021 | €241,789 | €88,876 | €253,972 | €151,709 | 3 | 2025 |
| ZEEBRUGGE CAR TRANSPORT TECHNICS Brugge | 2019 | €358,504 | €1,557 | €340,661 | €134,545 | 3 | 2025 |
| SAM SCHEERS Duffel | 2022 | €322,201 | €113,275 | €407,205 | €24,918 | 4.6 | 2025 |
| D'Ieteren Mobility Services Elsene | 2022 | €297,198 | -€237,556 | €133,260 | -€106,625 | 2.1 | 2025 |
| Autobedrijf Claerhout Kuurne | 2022 | €466,933 | €27,040 | €240,619 | €646 | 4.1 | 2025 |
| La Croisée Gembloux | 2020 | €193,979 | €15,755 | €316,691 | -€23,547 | 5.5 | 2025 |
| AMCARS - MR CLEAN Comines-Warneton | 2019 | €522,143 | €281,679 | €301,119 | €81,518 | 3.1 | 2025 |
They were chosen from the 3,073 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 26,972 companies had the same profile as Profwall has now. Two years later, 1.6% had gone bankrupt and 94.9% were still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Profwall itself is higher: 7.2% within 12 months. It rests on far more data about Profwall than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Profwall. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €41,970 | €61,811 | €77,157 | €87,123 | ▲ 12.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,920 | €1,650 | €1,650 | - | - |
| Other operating charges640/8 | €203 | €457 | €416 | €1,239 | ▲ 198% |
| Gross operating margin9900 | €46,311 | €26,184 | €43,591 | €253,972 | ▲ 483% |
| Operating profit (loss)9901 | €2,217 | -€37,734 | -€35,632 | €165,610 | - |
| Financial income75/76B | €1,311 | €4,403 | €1,363 | €951 | ▼ 30.2% |
| Recurring financial income75 | €1,311 | €4,403 | €1,363 | €951 | ▼ 30.2% |
| Financial charges65/66B | €1,862 | €591 | €1,157 | €845 | ▼ 27.0% |
| Recurring financial charges65 | €1,862 | €591 | €1,157 | €845 | ▼ 27.0% |
| Profit (loss) for the period before taxes9903 | €1,666 | -€33,922 | -€35,426 | €165,716 | - |
| Income taxes67/77 | €151 | - | - | €14,007 | - |
| Profit (loss) for the period9904 | €1,515 | -€33,922 | -€35,426 | €151,709 | - |
| Profit (loss) for the period to be appropriated9905 | €1,515 | -€33,922 | -€35,426 | €151,709 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €105,681 | €46,760 | €41,064 | €241,789 | ▲ 489% |
| Fixed assets21/28 | €6,330 | €4,680 | €3,030 | €68,354 | ▲ 23× |
| Tangible fixed assets22/27 | €6,330 | €4,680 | €3,030 | €68,354 | ▲ 23× |
| Plant, machinery and equipment23 | €6,330 | €4,680 | €3,030 | €30,232 | ▲ 898% |
| Furniture and vehicles24 | - | - | - | €38,122 | - |
| Current assets29/58 | €99,351 | €42,081 | €38,035 | €173,435 | ▲ 356% |
| Stocks and contracts in progress3 | €57,525 | €34,525 | €36,530 | €70,537 | ▲ 93.1% |
| Stocks30/36 | €34,525 | €34,525 | €36,530 | €70,537 | ▲ 93.1% |
| Contracts in progress37 | €23,000 | - | - | - | - |
| Amounts receivable within one year40/41 | €40,466 | €6,692 | €1,500 | €102,893 | ▲ 69× |
| Trade receivables40 | €31,530 | €1,713 | €0 | €101,393 | - |
| Other amounts receivable41 | €8,936 | €4,978 | €1,500 | €1,500 | = |
| Cash at bank and in hand54/58 | €333 | €865 | €5 | €5 | ▼ 7.4% |
| Deferred charges and accrued income490/1 | €1,028 | - | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €105,681 | €46,760 | €41,064 | €241,789 | ▲ 489% |
| Equity10/15 | €6,515 | -€27,407 | -€62,833 | €88,876 | - |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €1,515 | €1,515 | €1,515 | €1,515 | = |
| Distributable reserves133 | €1,515 | €1,515 | €1,515 | €1,515 | = |
| Profit (loss) carried forward14 | - | -€33,922 | -€69,348 | €82,361 | - |
| Amounts payable17/49 | €99,166 | €74,167 | €103,898 | €152,913 | ▲ 47.2% |
| Amounts payable within one year42/48 | €99,166 | €73,845 | €103,898 | €152,913 | ▲ 47.2% |
| Trade debts44 | €21,245 | - | €26,363 | €61,372 | ▲ 133% |
| Suppliers440/4 | €21,245 | - | €26,363 | €61,372 | ▲ 133% |
| Taxes, remuneration and social security45 | €9,541 | €7,563 | €7,888 | €21,896 | ▲ 178% |
| Taxes450/3 | €1,246 | €825 | €1,878 | €15,885 | ▲ 746% |
| Remuneration and social security454/9 | €8,295 | €6,738 | €6,011 | €6,011 | = |
| Other amounts payable47/48 | €68,380 | €66,282 | €69,646 | €69,645 | = |
| Accrued charges and deferred income492/3 | - | €323 | €0 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,515 | -€33,922 | -€35,426 | €151,709 | - |
| + Depreciation and write-downs630 | €1,920 | €1,650 | €1,650 | - | - |
| Operating cash flow (approximation) | €3,435 | -€32,272 | -€33,776 | €151,709 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€65,324 | - |
| Change in cash | - | €532 | -€859 | -€0 | ▲ 100.0% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Bchiri Mustafa |
|
| Bchiri Driss |
|
Network & group
Profwall shares no director with another company.
Companies at the same address
6 other companies- DEN BRANDT Registered office · since 2026 1040860973
- Bchiri, Rachid (sole trader) Establishment · since 2026 1039204748
- SARABROTHERS Registered office · since 2023 0801322839
- VIERWIELER Establishment · since 2022 0784380897
- BCHIRI Registered office · since 2011 0833839120
- A.M.G. Establishment · since 1990 0442511723
Connections & network
1 current directorThe network starts from the directors of Profwall. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
23-02
Gazette deed
Registered office moved from Laakdal to DeumeResignation: Bchiri Driss (director) · Appointment: Bchiri Mustafa (director) · Director discharge5 points ▸
- General meeting, 02-02-2026
- Registered-office move, 2100 Deume, Santvoorbeeklaan 27B
- Director resignation, Bchiri Driss (director)
- Director discharge, Bchiri Driss (director)
- Director appointment, Bchiri Mustafa (director)
16-03
Gazette deed
Registered office moved from Laakdal to Veerle2 points ▸
- Board meeting, 14-02-2023
- Registered-office move, Lakstraat 25/1-2431 Veerle
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11012A0273/00M000 | Flanders | 1,305 m² | 1 · 1,006 m² | 7.7 m · 2 |
| 13042B0516/00W000 | Flanders | 897 m² | 1 · 233 m² | - |