ProfitX2
ActiveProfitX2 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €-50k. Equity is shrinking by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67=
Growth58=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.27 in 2024), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€50k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
24 d early
2024
20 d early
2023
12 d early
2022
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€195k▼ 20.2%
2024 · €245k
2022: €437k
2023: €320k
2024: €245k
2022 → 2025
Total assets
€257k▼ 23.8%
2024 · €337k
2022: €602k
2023: €411k
2024: €337k
2022 → 2025
Net result
€-50k▲ 34.5%
2024 · €-76k
2022: €-163k
2023: €-116k
2024: €-76k
2022 → 2025
Working capital
€-45k▲ 33.8%
2024 · €-68k
2022: €15k
2023: €-23k
2024: €-68k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€437k-€320k▼ 26.7%€245k▼ 23.6%€195k▼ 20.2%
Operating result€-157k-€-111k▲ 29.6%€-74k▲ 33.3%€-48k▲ 35.3%
Net result€-163k-€-116k▲ 28.6%€-76k▲ 35.1%€-50k▲ 34.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48k in 2025 against €74k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets
€240k▼ 23.2%
Current assets
€17k▼ 32.2%
Equity and liabilities €257k
Equity
€195k▼ 20.2%
Debt
€62k▼ 33.4%
The debt ratio falls from 27.4% to 24.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€25k▲
2024 · €24k
Cash flow
€23k▲
2024 · €22k
Solvency
76.0%▲
2024 · 72.6%
Current ratio
0.27▲
2024 · 0.27
Quick ratio
0.27▲
2024 · 0.27
Debt / equity
0.32▼
2024 · 0.38
ROE
-25.4%▲
2024 · -30.9%
ROA
-19.3%▲
2024 · -22.4%
Interest coverage
13.84▲
2024 · 13.68
Debt
€62k▼
2024 · €92k
Debt ≤ 1 year
€62k▼
2024 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€337k€257k▼
Fixed assets
21/28€312k€240k▼
Intangible fixed assets
21€312k€240k▼
Current assets
29/58€25k€17k▼
Amounts receivable within one year
40/41-€11k
Cash & bank
54/58€25k€6k▼
Total equity & liabilities
10/49€337k€257k▼
Equity
10/15€245k€195k▼
Contributions / capital
10/11€600k€600k=
Accumulated profits (losses)
14€-355k€-405k▼
Amounts payable
17/49€92k€62k▼
Amounts payable within one year
42/48€92k€62k▼
Trade debts payable within one year
44€9k-
Income statement
Code20242025
Gross operating margin
9900€24k€25k▲
Operating result
9901€-74k€-48k▲
Financial charges
65€2k€2k▲
Result before taxes
9903€-76k€-50k▲
Net result for the period
9904€-76k€-50k▲
Result to be appropriated
9905€-76k€-50k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
NBB filing
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
BOSSA NOVA
BE 0798.200.231
Sint-Agatha-Berchem · Eq €195k
PRODUSOFT
BE 0462.033.863
Maldegem · Eq €195k
COPAMIMMO
BE 0763.720.590
Stavelot · Eq €195k
IMPLEA
BE 0823.199.309
Rixensart · Eq €195k
HORECA MANAGEMENT REEKMANS
BE 0448.261.348
Hasselt · Eq €195k
Of 82,369 companies in sector 70200 we hold annual accounts for 50,889. 39,302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-07-2026. Scores and ratios are computed by Checked and are not a credit decision.