PROFISCA
ActiveSummary
PROFISCA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,420 and a net result of €4,083. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 29% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability41▲+4
Solvency57▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.86 against 1.57 in 2024; short-term debt: 34.6% and cash: 11.7% of total assets), but 68.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
8 d early
2023
35 d early
2022
19 d late
2021
31 d late
2020
28 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€28,420▲ 16.8%
2024 · €24,337
Total assets
€89,688▼ 18.1%
2024 · €109,572
Net result
€4,083
2024 · -€1,169
Working capital
€57,729▲ 110%
2024 · €27,513
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11,046€8,730▼ 21.0%€10,328▲ 18.3%€9,690▼ 6.2%€11,517▲ 18.9%
Net result€6,116below the sector's middle half€1,622below the sector's middle half▼ 73.5%€48below the sector's middle half▼ 97.0%-€1,169below the sector's middle half€4,083below the sector's middle half
Equity€23,835below the sector's middle half▲ 34.5%€25,457below the sector's middle half▲ 6.8%€25,505below the sector's middle half▲ 0.2%€24,337below the sector's middle half▼ 4.6%€28,420within the sector's middle half▲ 16.8%
Total assets€129,783within the sector's middle half▲ 10.2%€122,093within the sector's middle half▼ 5.9%€112,090within the sector's middle half▼ 8.2%€109,572within the sector's middle half▼ 2.2%€89,688within the sector's middle half▼ 18.1%
Debt€105,948▲ 5.9%€96,636▼ 8.8%€86,584▼ 10.4%€85,235▼ 1.6%€61,268▼ 28.1%
Working capital€73,835within the sector's middle half▲ 27.9%€72,952within the sector's middle half▼ 1.2%€21,977within the sector's middle half▼ 69.9%€27,513within the sector's middle half▲ 25.2%€57,729within the sector's middle half▲ 110%
Solvency18.4%below the sector's middle half▲ 3.3pp20.9%below the sector's middle half▲ 2.5pp22.8%below the sector's middle half▲ 1.9pp22.2%below the sector's middle half▼ 0.5pp31.7%within the sector's middle half▲ 9.5pp
Current ratio2.32within the sector's middle half▲ 0.362.56within the sector's middle half▲ 0.241.47within the sector's middle half▼ 1.091.57within the sector's middle half▲ 0.102.86within the sector's middle half▲ 1.29
Return on assets (ROA)4.7%within the sector's middle half▲ 7.3pp1.3%below the sector's middle half▼ 3.4pp0.0%below the sector's middle half▼ 1.3pp-1.1%below the sector's middle half▼ 1.1pp4.6%below the sector's middle half▲ 5.6pp
Staff (FTE)1=1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89,688
Fixed assets
€884 ▼ 97.4%
Current assets
€88,803 ▲ 17.2%
Equity and liabilities €89,688
Equity
€28,420 ▲ 16.8%
Debt
€61,268 ▼ 28.1%
Debt's share of the balance-sheet total falls from 77.8% to 68.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12,977▼
2024 · €19,430
Cash flow
€5,543▼
2024 · €8,572
Debt to equity
2.16▼
2024 · 3.50
ROE
14.4%▲
2024 · -4.8%
Interest coverage
1.99▼
2024 · 2.35
Debt ≤ 1 year
€31,074▼
2024 · €48,271
Debt > 1 year
€30,194▼
2024 · €36,964
Income taxes
€4,036▼
2024 · €6,086
Staff costs
€74,047▲
2024 · €69,038
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €58,466 | €61,473 | €69,133 | €69,038 | €74,047 | ▲ 7.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €595 | €2,900 | €9,741 | €1,460 | ▼ 85.0% |
| Other operating charges640/8 | €426 | €1,129 | €3,724 | €468 | €8,866 | ▲ 1,795% |
| Gross operating margin9900 | €69,938 | €71,928 | €86,085 | €88,936 | €95,890 | ▲ 7.8% |
| Operating profit (loss)9901 | €11,046 | €8,730 | €10,328 | €9,690 | €11,517 | ▲ 18.9% |
| Financial income75/76B | €4,060 | €4,096 | €3,703 | €3,510 | €3,119 | ▼ 11.1% |
| Recurring financial income75 | €4,060 | €4,096 | €3,703 | €3,510 | €3,119 | ▼ 11.1% |
| Financial charges65/66B | €6,090 | €6,011 | €8,174 | €8,283 | €6,517 | ▼ 21.3% |
| Recurring financial charges65 | €6,090 | €6,011 | €8,174 | €8,283 | €6,517 | ▼ 21.3% |
| Profit (loss) for the period before taxes9903 | €9,016 | €6,815 | €5,857 | €4,917 | €8,119 | ▲ 65.1% |
| Income taxes67/77 | €2,901 | €5,193 | €5,808 | €6,086 | €4,036 | ▼ 33.7% |
| Profit (loss) for the period9904 | €6,116 | €1,622 | €48 | -€1,169 | €4,083 | ▲ 449% |
| Profit (loss) for the period to be appropriated9905 | €6,116 | €1,622 | €48 | -€1,169 | €4,083 | ▲ 449% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €129,783 | €122,093 | €112,090 | €109,572 | €89,688 | ▼ 18.1% |
| Fixed assets21/28 | - | €2,505 | €43,528 | €33,788 | €884 | ▼ 97.4% |
| Tangible fixed assets22/27 | - | €2,505 | €43,528 | €33,788 | €884 | ▼ 97.4% |
| Furniture and vehicles24 | - | €2,505 | €43,528 | €33,788 | €884 | ▼ 97.4% |
| Current assets29/58 | €129,783 | €119,588 | €68,561 | €75,784 | €88,803 | ▲ 17.2% |
| Amounts receivable after more than one year29 | €100,000 | €100,000 | €56,000 | €56,000 | €56,000 | = |
| Other amounts receivable291 | €100,000 | €100,000 | €56,000 | €56,000 | €56,000 | = |
| Amounts receivable within one year40/41 | €8,854 | €5,974 | €5,924 | €4,917 | €16,319 | ▲ 232% |
| Trade receivables40 | €5,959 | €5,875 | €5,924 | €3,003 | €14,405 | ▲ 380% |
| Other amounts receivable41 | €2,894 | €99 | - | €1,914 | €1,914 | = |
| Cash at bank and in hand54/58 | €15,247 | €12,962 | €5,197 | €9,925 | €10,523 | ▲ 6.0% |
| Deferred charges and accrued income490/1 | €5,682 | €652 | €1,440 | €4,942 | €5,961 | ▲ 20.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €129,783 | €122,093 | €112,090 | €109,572 | €89,688 | ▼ 18.1% |
| Equity10/15 | €23,835 | €25,457 | €25,505 | €24,337 | €28,420 | ▲ 16.8% |
| Contributions10/11 | €16,198 | €16,198 | €16,198 | €16,198 | €16,198 | = |
| Capital10 | €16,198 | - | - | - | - | - |
| Issued capital100 | €18,603 | - | - | - | - | - |
| Uncalled capital101 | €2,405 | - | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €5,776 | €7,399 | €7,447 | €6,278 | €10,361 | ▲ 65.0% |
| Amounts payable17/49 | €105,948 | €96,636 | €86,584 | €85,235 | €61,268 | ▼ 28.1% |
| Amounts payable after more than one year17 | €50,000 | €50,000 | €40,000 | €36,964 | €30,194 | ▼ 18.3% |
| Financial debts170/4 | €50,000 | €50,000 | €40,000 | €36,964 | €30,194 | ▼ 18.3% |
| Amounts payable within one year42/48 | €55,948 | €46,636 | €46,584 | €48,271 | €31,074 | ▼ 35.6% |
| Current portion of amounts payable after more than one year42 | €15,179 | €16,281 | €11,316 | €19,409 | €5,163 | ▼ 73.4% |
| Financial debts43 | €18,090 | - | - | - | - | - |
| Credit institutions430/8 | €18,090 | - | - | - | - | - |
| Trade debts44 | - | €366 | €778 | €620 | €540 | ▼ 12.9% |
| Suppliers440/4 | - | €366 | €778 | €620 | €540 | ▼ 12.9% |
| Taxes, remuneration and social security45 | €22,679 | €29,989 | €34,491 | €28,242 | €25,371 | ▼ 10.2% |
| Taxes450/3 | €10,904 | €18,891 | €21,967 | €16,645 | €21,116 | ▲ 26.9% |
| Remuneration and social security454/9 | €11,775 | €11,098 | €12,524 | €11,596 | €4,255 | ▼ 63.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,116 | €1,622 | €48 | -€1,169 | €4,083 | ▲ 449% |
| + Depreciation and write-downs630 | - | €595 | €2,900 | €9,741 | €1,460 | ▼ 85.0% |
| Operating cash flow (approximation) | €6,116 | €2,217 | €2,948 | €8,572 | €5,543 | ▼ 35.3% |
| Investment in fixed assets (approximation) | - | - | -€43,923 | €0 | €31,443 | - |
| Change in cash | - | -€2,285 | -€7,765 | €4,728 | €598 | ▼ 87.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Back to profitnet €4,083
Net result €4,083 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €6,116
Net result €6,116 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
31-12
Financial
Weakest financial yearnet -€3,009
Net result drops to -€3,009, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 10 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1989
Ground area
218 m²
Building footprint
158 m²
Volume, LiDAR
2,281 m³
Parcel 21302A0025/00Y006, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
18
companies at this address
See who is registered here
1 establishment unit
Ninoofse Steenweg 754, 1070 Anderlecht
since 19892.045.978.042
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0025/00Y006 | Brussels | 217 m² | 1 · 158 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersChain of control
- PMLA INVEST
- PROFISCA
Highest known parent: PMLA INVEST. The sources do not say who stands above it.
Owners 2
- PMLA INVESTparent83%
-
17%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,057 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-1989
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
plouis@profiducia.beAnderlecht
Phone
025235305Anderlecht
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438975775
Also
9925:BE0438975775
Registered
27-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.