PROFINCO
ActivePROFINCO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.34M and a net result of €-98k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 55% of 4522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+6
Solvency69=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €600k at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.4 in 2024; short-term debt: 12% and cash: 4.6% of total assets), and 55.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.5%
Return on assets
-0.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
92 d late
2023
84 d late
2022
31 d late
2021
31 d late
2020
5 d early
2019
118 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-98k▲ 55.7%
2024 · €-221k
2018: €-624k
2019: €12k
2020: €73k
2021: €340k
2022: €653k
2023: €1.04M
2024: €-221k
2018 → 2025
Working capital
€-1.32M▼ 2.0%
2024 · €-1.30M
2018: €-3.54M
2019: €-2.38M
2020: €-2.18M
2021: €-2.08M
2022: €-1.06M
2023: €-1.38M
2024: €-1.30M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6.85M-€7.62M▲ 11.2%€8.66M▲ 13.6%€8.44M▼ 2.6%€8.34M▼ 1.2%
Operating result€609k-€722k▲ 18.5%€1.55M▲ 115%€-129k€2k
Net result€340k-€653k▲ 91.9%€1.04M▲ 59.1%€-221k€-98k▲ 55.7%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €129k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18.77M
Fixed assets
€17.83M▼ 3.0%
Current assets
€935k▲ 5.9%
Equity and liabilities €18.77M
Equity
€8.34M▼ 1.2%
Provisions
€611k▼ 7.1%
Debt
€9.81M▼ 3.4%
The debt ratio falls from 52.7% to 52.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€857k▲
2024 · €714k
Cash flow
€758k▲
2024 · €622k
Solvency
44.5%▲
2024 · 43.8%
Current ratio
0.41▲
2024 · 0.40
Quick ratio
0.41▲
2024 · 0.40
Debt / equity
1.18▼
2024 · 1.20
ROE
-1.2%▲
2024 · -2.6%
ROA
-0.5%▲
2024 · -1.1%
Interest coverage
6.20▲
2024 · 5.39
Debt
€9.81M▼
2024 · €10.16M
Debt ≤ 1 year
€2.26M▲
2024 · €2.18M
Debt > 1 year
€7.55M▼
2024 · €7.97M
Income taxes
€8k▲
2024 · €743
Staff costs
€187k▼
2024 · €194k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19.26M€18.77M▼
Fixed assets21/28€18.38M€17.83M▼
Intangible fixed assets21€1.73M€1.72M▼
Tangible fixed assets22/27€13.44M€12.91M▼
Land and buildings22€13.38M€12.87M▼
Plant, machinery and equipment23€12k€6k▼
Furniture and vehicles24€6k€3k▼
Assets under construction and advance payments27€45k€26k▼
Financial fixed assets28€3.21M€3.21M=
Current assets29/58€883k€935k▲
Amounts receivable within one year40/41€32k€42k▲
Trade receivables40€6k€16k▲
Other amounts receivable41€26k€27k▲
Cash at bank and in hand54/58€827k€867k▲
Deferred charges and accrued income490/1€23k€26k▲
Equity and liabilities
Total equity and liabilities10/49€19.26M€18.77M▼
Equity10/15€8.44M€8.34M▼
Contributions10/11€6.72M€6.72M=
Capital10€6.72M€6.72M=
Issued capital100€6.72M€6.72M=
Reserves13€1.97M€1.83M▼
Tax-exempt reserves132€1.97M€1.83M▼
Profit (loss) carried forward14€-248k€-205k▲
Provisions and deferred taxes16€657k€611k▼
Deferred taxes168€657k€611k▼
Amounts payable17/49€10.16M€9.81M▼
Amounts payable after more than one year17€7.97M€7.55M▼
Financial debts170/4€7.97M€7.55M▼
Amounts payable within one year42/48€2.18M€2.26M▲
Current portion of amounts payable after more than one year42€617k€649k▲
Trade debts44€70k€101k▲
Suppliers440/4€70k€101k▲
Taxes, remuneration and social security45€25k€75k▲
Taxes450/3€12k€4k▼
Remuneration and social security454/9€13k€70k▲
Other amounts payable47/48€1.47M€1.43M▼
Accrued charges and deferred income492/3€6k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€194k€187k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€843k€856k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€22k
Other operating charges640/8€139k€164k▲
Gross operating margin9900€1.05M€1.23M▲
Operating profit (loss)9901€-129k€2k▲
Financial income75/76B€45€38▼
Recurring financial income75€45€38▼
Financial charges65/66B€133k€138k▲
Recurring financial charges65€133k€138k▲
Profit (loss) for the period before taxes9903€-261k€-137k▲
Transfer from deferred taxes780€41k€46k▲
Transfer to deferred taxes680€0-
Income taxes67/77€743€8k▲
Profit (loss) for the period9904€-221k€-98k▲
Transfer from tax-exempt reserves789€122k€141k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€-99k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-248k€-205k▲
Profit (loss) brought forward from the previous period14P€-149k€-248k▼
Social balance
Average headcount (FTE)90872.72.5▼
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 92 days late
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 84 days late
2023
31-12
Financial
Highest result since 2018net €1.04M ▲59.1%
Operating result €1.55M, net result €1.04M, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 118 days late
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 90 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Eyckstraat 441000 BrusselGround area
840 m²
Building footprint
421 m²
Volume, LiDAR
5,220 m³
Parcel 21807G0211/00Z011, Brussels · tallest building 24.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PROFINCO
since 19902.046.748.993
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0211/00Z011 | Brussels | 840 m² | 1 · 421 m² | 24.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600D0XX10DLFJBT84
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 2,428 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-01-1990
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.