Summary
PROFIMAX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €403k and a net result of €-65k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 8023 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8023 sector peers (2025).
NBB · sector comparisonPosition among 8023 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
42 d early
2023
22 d early
2022
25 d early
2021
11 d early
2020
8 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€403k▼ 13.8%
2024 · €468k
2018: €104k
2019: €104k
2020: €105k
2021: €270k
2022: €306k
2023: €333k
2024: €468k
2018 → 2025
Net result
€-65k
2024 · €135k
2018: €2k
2019: €399
2020: €733
2021: €13k
2022: €35k
2023: €27k
2024: €135k
2018 → 2025
Total assets
€2.35M▲ 89.7%
2024 · €1.24M
2018: €597k
2019: €1.21M
2020: €1.26M
2021: €1.32M
2022: €1.25M
2023: €1.17M
2024: €1.24M
2018 → 2025
Solvency
17.2%▼ 20.6pp
2024 · 37.8%
2018: 17.4%
2019: 8.6%
2020: 8.3%
2021: 20.5%
2022: 24.4%
2023: 28.5%
2024: 37.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€270k-€306k▲ 13.1%€333k▲ 8.8%€468k▲ 40.7%€403k▼ 13.8%
Operating result€57k-€79k▲ 37.1%€68k▼ 13.2%€217k▲ 218%€1k▼ 99.5%
Net result€13k-€35k▲ 169%€27k▼ 24.3%€135k▲ 405%€-65k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.35M
Fixed assets
€2.22M ▲ 105%
Current assets
€128k ▼ 18.0%
Equity and liabilities €2.35M
Equity
€403k ▼ 13.8%
Debt
€1.94M ▲ 153%
Debt's share of the balance-sheet total rises from 62.2% to 82.8%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-16.0%▼
2024 · 28.9%
ROA
-2.8%▼
2024 · 10.9%
Debt ≤ 1 year
€751k▲
2024 · €207k
Debt > 1 year
€1.18M▲
2024 · €553k
Income taxes
€0▼
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€2.35M▲
Fixed assets21/28€1.08M€2.22M▲
Tangible fixed assets22/27€1.08M€2.22M▲
Land and buildings22€1.08M€2.03M▲
Plant, machinery and equipment23-€9k
Furniture and vehicles24€6k€183k▲
Current assets29/58€156k€128k▼
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€108k€94k▼
Trade receivables40€88k€42k▼
Other amounts receivable41€20k€52k▲
Cash at bank and in hand54/58€13k€6k▼
Deferred charges and accrued income490/1€35k€23k▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€2.35M▲
Equity10/15€468k€403k▼
Contributions10/11€165k€165k=
Reserves13€301k€301k=
Distributable reserves133€301k€301k=
Profit (loss) carried forward14€2k€-62k▼
Amounts payable17/49€769k€1.94M▲
Amounts payable after more than one year17€553k€1.18M▲
Financial debts170/4€553k€1.18M▲
Amounts payable within one year42/48€207k€751k▲
Current portion of amounts payable after more than one year42€46k€96k▲
Financial debts43€5k€6k▲
Credit institutions430/8€5k€6k▲
Other loans439€0-
Trade debts44€9k€11k▲
Suppliers440/4€9k€11k▲
Taxes, remuneration and social security45€17k€5k▼
Taxes450/3€17k€5k▼
Other amounts payable47/48€130k€633k▲
Accrued charges and deferred income492/3€9k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€91k▲
Other operating charges640/8€10k€7k▼
Non-recurring operating charges66A€27k€113k▲
Gross operating margin9900€297k€212k▼
Operating profit (loss)9901€217k€1k▼
Financial income75/76B€278€908▲
Recurring financial income75€278€908▲
Financial charges65/66B€22k€67k▲
Recurring financial charges65€22k€67k▲
Profit (loss) for the period before taxes9903€196k€-65k▼
Income taxes67/77€60k€0▼
Profit (loss) for the period9904€135k€-65k▼
Profit (loss) for the period to be appropriated9905€135k€-65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€137k€-62k▼
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€135k€0▼
To other reserves6921€135k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-65k ▼148%
Net result drops to €-65k, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €135k ▲405%
Operating result €217k, net result €135k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €270k ▲158%
4 profitable years in a row build equity to €270k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vredelaan 62350 VosselaarGround area
1,351 m²
Building footprint
481 m²
Volume, LiDAR
1,487 m³
Parcel 13046B0109/00C000, Flanders · tallest building 4.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Profimax
since 20122.213.022.237
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046B0109/00C000 | Flanders | 1,351 m² | 1 · 481 m² | 4.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0720.753.649
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DEVLOP FACILITIES
BE 0472.806.803
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KODEMO
BE 0477.360.061
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BLAUW BLOED
BE 0736.312.548
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,745 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2012
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:gie.kempen@telenet.be
Phone:0477/626002