PROFIMA
ActiveSummary
PROFIMA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €172,999 and a net result of €106,977. Equity is growing by ~110.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 142 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability98▲+6
Solvency63▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 1.99 against 0.43 in 2025; short-term debt: 15.8% and cash: 22.9% of total assets), but 62.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
37.7%
Return on assets
23.3%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 31-08-2026, 153 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
153 d early
2025
139 d early
2024
68 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 120 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2026, abbreviated schema
Equity
€172,999▲ 162%
2025 · €66,022
Total assets
€459,048▲ 117%
2025 · €211,744
Net result
€106,977▲ 170%
2025 · €39,566
Working capital
€71,474
2025 · -€30,757
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202420252026
Operating result€37,733-€59,658▲ 58.1%€158,204▲ 165%
Net result€28,815within the sector's middle half-€39,566within the sector's middle half▲ 37.3%€106,977▲ 170%
Equity€27,315below the sector's middle half-€66,022below the sector's middle half▲ 142%€172,999▲ 162%
Total assets€76,350below the sector's middle half-€211,744below the sector's middle half▲ 177%€459,048▲ 117%
Debt€49,036-€145,722▲ 197%€286,049▲ 96.3%
Working capital€25,639within the sector's middle half--€30,757within the sector's middle half€71,474
Solvency35.8%within the sector's middle half-31.2%within the sector's middle half▼ 4.6pp37.7%▲ 6.5pp
Current ratio1.63within the sector's middle half-0.43below the sector's middle half▼ 1.201.99▲ 1.56
Return on assets (ROA)37.7%above the sector's middle half-18.7%above the sector's middle half▼ 19.1pp23.3%▲ 4.6pp
Staff (FTE)0
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2026 is 165% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €459,048
Fixed assets
€315,268 ▲ 67.3%
Current assets
€143,780 ▲ 517%
Equity and liabilities €459,048
Equity
€172,999 ▲ 162%
Debt
€286,049 ▲ 96.3%
Debt's share of the balance-sheet total falls from 68.8% to 62.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€179,556▲
2025 · €84,121
Cash flow
€128,329▲
2025 · €64,030
Debt to equity
1.65▼
2025 · 2.21
ROE
61.8%▲
2025 · 59.9%
Interest coverage
29.48▲
2025 · 15.10
Debt ≤ 1 year
€72,306▲
2025 · €54,060
Debt > 1 year
€153,524▲
2025 · €90,461
Income taxes
€45,160▲
2025 · €14,585
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,128 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.8%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,128 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,458 | €24,463 | €21,352 | ▼ 12.7% |
| Other operating charges640/8 | €136 | €2,067 | €25,604 | ▲ 1,139% |
| Non-recurring operating charges66A | - | - | €9,590 | - |
| Gross operating margin9900 | €41,327 | €86,188 | €214,750 | ▲ 149% |
| Operating profit (loss)9901 | €37,733 | €59,658 | €158,204 | ▲ 165% |
| Financial income75/76B | €4 | €62 | €25 | ▼ 60.5% |
| Recurring financial income75 | €4 | €62 | €25 | ▼ 60.5% |
| Financial charges65/66B | €129 | €5,569 | €6,091 | ▲ 9.4% |
| Recurring financial charges65 | €129 | €5,569 | €6,091 | ▲ 9.4% |
| Profit (loss) for the period before taxes9903 | €37,608 | €54,151 | €152,137 | ▲ 181% |
| Income taxes67/77 | €8,793 | €14,585 | €45,160 | ▲ 210% |
| Profit (loss) for the period9904 | €28,815 | €39,566 | €106,977 | ▲ 170% |
| Profit (loss) for the period to be appropriated9905 | €28,815 | €39,566 | €106,977 | ▲ 170% |
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €76,350 | €211,744 | €459,048 | ▲ 117% |
| Fixed assets21/28 | €10,051 | €188,441 | €315,268 | ▲ 67.3% |
| Tangible fixed assets22/27 | €10,051 | €188,441 | €314,393 | ▲ 66.8% |
| Land and buildings22 | - | €180,342 | €169,844 | ▼ 5.8% |
| Plant, machinery and equipment23 | €1,128 | €863 | €0 | ▼ 100% |
| Furniture and vehicles24 | €8,923 | €7,236 | €144,549 | ▲ 1,898% |
| Financial fixed assets28 | - | - | €875 | - |
| Current assets29/58 | €66,299 | €23,303 | €143,780 | ▲ 517% |
| Amounts receivable within one year40/41 | €49,308 | €9,680 | €32,561 | ▲ 236% |
| Trade receivables40 | €49,308 | €9,680 | €12,100 | ▲ 25.0% |
| Other amounts receivable41 | - | - | €20,461 | - |
| Cash at bank and in hand54/58 | €14,876 | €10,580 | €105,018 | ▲ 893% |
| Deferred charges and accrued income490/1 | €2,116 | €3,043 | €6,201 | ▲ 104% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €76,350 | €211,744 | €459,048 | ▲ 117% |
| Equity10/15 | €27,315 | €66,022 | €172,999 | ▲ 162% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | = |
| Reserves13 | €25,815 | €64,522 | €171,499 | ▲ 166% |
| Distributable reserves133 | €25,815 | €64,522 | €171,499 | ▲ 166% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €49,036 | €145,722 | €286,049 | ▲ 96.3% |
| Amounts payable after more than one year17 | €1,376 | €90,461 | €153,524 | ▲ 69.7% |
| Financial debts170/4 | €1,376 | €90,461 | €153,524 | ▲ 69.7% |
| Amounts payable within one year42/48 | €40,660 | €54,060 | €72,306 | ▲ 33.8% |
| Current portion of amounts payable after more than one year42 | €1,028 | €6,306 | €23,513 | ▲ 273% |
| Trade debts44 | €973 | €4,271 | €929 | ▼ 78.2% |
| Suppliers440/4 | €973 | €4,271 | €929 | ▼ 78.2% |
| Taxes, remuneration and social security45 | €14,250 | €16,881 | €47,865 | ▲ 184% |
| Taxes450/3 | €14,250 | €16,881 | €47,865 | ▲ 184% |
| Other amounts payable47/48 | €24,408 | €26,601 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €7,000 | €1,201 | €60,218 | ▲ 4,916% |
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,815 | €39,566 | €106,977 | ▲ 170% |
| + Depreciation and write-downs630 | €3,458 | €24,463 | €21,352 | ▼ 12.7% |
| Operating cash flow (approximation) | €32,273 | €64,030 | €128,329 | ▲ 100% |
| Investment in fixed assets (approximation) | - | -€202,853 | -€148,179 | ▲ 27.0% |
| Change in cash | - | -€4,296 | €94,438 | ▲ 2,298% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
17-08
State Gazette act
Board meeting · Director appointment
Declaration · General meeting
30-06
Financial
Highest result since 2024net €106,977 ▲170%
Operating result €158,204, net result €106,977, both a record.
30-06
Financial
Liquidity times 5current ratio 1.99
Current ratio from 0.43 to 1.99.
30-06
Financial
Equity above €150,000Eq €172,999 ▲162%
3 profitable years in a row build equity to €172,999.
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 2 establishment units since 2023
Ground area
1,044 m²
Building footprint
651 m²
Volume, LiDAR
7,137 m³
2 parcels, Flanders · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Profima
since 20232.344.849.294
Rederskaai 31, 8380 Brugge
since 20252.368.361.304
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31812P0047/00T011 | Flanders | 562 m² | 1 · 562 m² | 18.5 m · 5 fl. |
| 31009D0868/00T000 | Flanders | 482 m² | 1 · 89 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500YB069D7990DA66
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 40,686 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-04-2023
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
63920Other information service activities
82990Other business support services
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0801675207
Registered
27-03-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.