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PROFIL IMMO

Active
Public limited companyfounded 200521 yrs activeRue de Herve 72, 4651 Herve, BelgiumKBO/BCE: BE 0874.245.855
Summary

PROFIL IMMO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.2m) and a net result of -€299. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.17 in 2024; short-term debt: 262.7% and cash: 14.3% of total assets), and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-171.9%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€1.2m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
1 d early
2023
26 d late
2022
29 d late
2021
61 d late
2020
30 d late
2019
102 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 32 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 June 2005, PROFIL IMMO was incorporated.1 In 2026 the registered office moved to Herve.2 Philippe HUSTIN has served as sole director of the company since 2026.3 Total assets went from EUR 2.2 million in 2018 to EUR 715,163 in 2025.4

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 23-09-2026
  3. 3Belgian State Gazette, 27-07-2026
  4. 4National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€0
2024 · €0
Total assets
€715,163▼ 29.3%
2024 · €1.0m
Net result
-€299
2024 · €830
Working capital
-€1.8m▲ 2.1%
2024 · -€1.8m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€0€0
Operating result-€131,871▼ 83.0%-€147,048▼ 11.5%-€110,677▲ 24.7%-€8,110▲ 92.7%-€9,862▼ 21.6%
Net result-€135,872▼ 74.2%-€114,913▲ 15.4%-€912,559▼ 694%€830-€299
Equity-€202,331▼ 204%-€317,244▼ 56.8%-€1.2m▼ 288%-€1.2m▲ 0.1%-€1.2m=
Total assets€1.7m▼ 10.3%€2.0m▲ 16.0%€1.1m▼ 47.3%€1.0m▼ 5.2%€715,163▼ 29.3%
Debt€1.8m▼ 3.2%€2.3m▲ 23.6%€2.2m▼ 1.8%€2.2m▼ 2.3%€1.9m▼ 13.5%
Working capital-€1.7m▼ 2.5%-€1.7m▼ 3.6%-€1.8m▼ 3.8%-€1.8m▼ 0.3%-€1.8m▲ 2.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€1.0m-€750,000-€500,000-€250,000€0Operating result 2021: -€131,871-€131,871Net result 2021: -€135,872-€135,872Operating result 2022: -€147,048-€147,048Net result 2022: -€114,913-€114,913Operating result 2023: -€110,677-€110,677Net result 2023: -€912,559-€912,559Operating result 2024: -€8,110-€8,110Net result 2024: €830€830Operating result 2025: -€9,862-€9,862Net result 2025: -€299-€29920212022202320242025-€1m-€750,000-€500,000-€250,000€0Operating result 2023: -€110,677-€111,000Net result 2023: -€912,559-€913,000Operating result 2024: -€8,110-€8,110Net result 2024: €830€830Operating result 2025: -€9,862-€9,860Net result 2025: -€299-€299202320242025
The operating result stays negative: a loss of €9,862 in 2025 against €8,110 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €715,163
Fixed assets €597,529 ▼ 6.6%
Current assets €117,634 ▼ 68.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
€32,326▼
2024 · €53,840
Cash flow
€41,888▼
2024 · €62,780
Solvency
-171.9%▼
2024 · -121.5%
Current ratio
0.06▼
2024 · 0.17
Debt to equity
-1.53▲
2024 · -1.77
ROA
0.0%▼
2024 · 0.1%
Interest coverage
25.80▲
2024 · 16.02
Debt ≤ 1 year
€1.9m▼
2024 · €2.2m
Debt > 1 year
€3,814=
2024 · €3,814
Income taxes
€0=
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,242 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 93% are still going.

  • Small
  • 20 years or older
  • negative equity
  • a small loss
1.6% went bankrupt
3.8% stopped otherwise
93% still going

A further 1.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,242 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.0m€715,163▼
Fixed assets21/28€639,717€597,529▼
Tangible fixed assets22/27€639,717€597,529▼
Land and buildings22€639,717€597,529▼
Plant, machinery and equipment23€0€0=
Current assets29/58€371,960€117,634▼
Amounts receivable within one year40/41€9,671€13,048▲
Trade receivables40€7,072€10,896▲
Other amounts receivable41€2,598€2,153▼
Current investments50/53€320,000€0▼
Cash at bank and in hand54/58€40,043€102,205▲
Deferred charges and accrued income490/1€2,247€2,381▲
Equity and liabilities
Total equity and liabilities10/49€1.0m€715,163▼
Equity10/15-€1.2m-€1.2m=
Contributions10/11€249,900€249,900=
Capital10€249,900€249,900=
Issued capital100€249,900€249,900=
Reserves13€127,456€120,387▼
Tax-exempt reserves132€127,456€120,387▼
Profit (loss) carried forward14-€1.6m-€1.6m▲
Provisions and deferred taxes16€65,630€61,990▼
Deferred taxes168€65,630€61,990▼
Amounts payable17/49€2.2m€1.9m▼
Amounts payable after more than one year17€3,814€3,814=
Financial debts170/4€0-
Other amounts payable178/9€3,814€3,814=
Amounts payable within one year42/48€2.2m€1.9m▼
Current portion of amounts payable after more than one year42€43,008€0▼
Trade debts44€670€1,104▲
Suppliers440/4€670€1,104▲
Other amounts payable47/48€2.1m€1.9m▼
Accrued charges and deferred income492/3-€0
Income statement Code20242025
Turnover70€0€0=
Goods, raw materials, services and sundry goods60/61€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61,950€42,188▼
Other operating charges640/8€8,786€9,072▲
Gross operating margin9900€62,626€41,398▼
Operating profit (loss)9901-€8,110-€9,862▼
Financial income75/76B€8,661€7,175▼
Recurring financial income75€8,661€7,175▼
Financial charges65/66B€3,361€1,253▼
Recurring financial charges65€3,361€1,253▼
Profit (loss) for the period before taxes9903-€2,810-€3,939▼
Transfer from deferred taxes780€3,640€3,640=
Income taxes67/77€0€0=
Profit (loss) for the period9904€830-€299▼
Transfer from tax-exempt reserves789€7,069€7,069=
Profit (loss) for the period to be appropriated9905€7,899€6,770▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1.6m-€1.6m▲
Profit (loss) brought forward from the previous period14P-€1.6m-€1.6m▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70---€0€0-
Non-recurring operating income76A--€10,500---
Goods, raw materials, services and sundry goods60/61---€0€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€144,931€144,931€112,195€61,950€42,188▼ 31.9%
Other operating charges640/8€7,741€7,924€45,232€8,786€9,072▲ 3.3%
Gross operating margin9900€20,801€5,808€46,750€62,626€41,398▼ 33.9%
Operating profit (loss)9901-€131,871-€147,048-€110,677-€8,110-€9,862▼ 21.6%
Financial income75/76B---€8,661€7,175▼ 17.2%
Recurring financial income75---€8,661€7,175▼ 17.2%
Financial charges65/66B€9,386€8,218€805,523€3,361€1,253▼ 62.7%
Recurring financial charges65€9,386€8,218€5,524€3,361€1,253▼ 62.7%
Non-recurring financial charges66B--€799,999---
Profit (loss) for the period before taxes9903-€141,258-€155,266-€916,199-€2,810-€3,939▼ 40.2%
Transfer from deferred taxes780€5,386€40,353€3,640€3,640€3,640=
Income taxes67/77---€0€0-
Profit (loss) for the period9904-€135,872-€114,913-€912,559€830-€299▼ 136%
Transfer from tax-exempt reserves789€10,459€78,277€7,069€7,069€7,069=
Profit (loss) for the period to be appropriated9905-€125,412-€36,636-€905,490€7,899€6,770▼ 14.3%
Line20212022202320242025Change
Assets
Total assets20/58€1.7m€2.0m€1.1m€1.0m€715,163▼ 29.3%
Fixed assets21/28€1.7m€1.6m€684,002€639,717€597,529▼ 6.6%
Tangible fixed assets22/27€931,618€786,687€684,002€639,717€597,529▼ 6.6%
Land and buildings22€931,618€786,687€684,002€639,717€597,529▼ 6.6%
Plant, machinery and equipment23-€0€0€0€0-
Financial fixed assets28€800,000€800,000€0---
Current assets29/58€14,021€437,563€382,673€371,960€117,634▼ 68.4%
Amounts receivable within one year40/41€2,000€411,788€105€9,671€13,048▲ 34.9%
Trade receivables40--€105€7,072€10,896▲ 54.1%
Other amounts receivable41€2,000€411,788€0€2,598€2,153▼ 17.2%
Current investments50/53---€320,000€0▼ 100%
Cash at bank and in hand54/58€9,842€25,222€380,509€40,043€102,205▲ 155%
Deferred charges and accrued income490/1€2,179€552€2,058€2,247€2,381▲ 6.0%
Equity and liabilities
Total equity and liabilities10/49€1.7m€2.0m€1.1m€1.0m€715,163▼ 29.3%
Equity10/15-€202,331-€317,244-€1.2m-€1.2m-€1.2m=
Contributions10/11€249,900€249,900€249,900€249,900€249,900=
Capital10-€249,900€249,900€249,900€249,900=
Issued capital100-€249,900€249,900€249,900€249,900=
Reserves13€219,871€141,594€134,525€127,456€120,387▼ 5.5%
Tax-exempt reserves132€219,871€141,594€134,525€127,456€120,387▼ 5.5%
Profit (loss) carried forward14-€672,103-€708,738-€1.6m-€1.6m-€1.6m▲ 0.4%
Provisions and deferred taxes16€113,263€72,910€69,270€65,630€61,990▼ 5.5%
Deferred taxes168€113,263€72,910€69,270€65,630€61,990▼ 5.5%
Amounts payable17/49€1.8m€2.3m€2.2m€2.2m€1.9m▼ 13.5%
Amounts payable after more than one year17€152,001€103,465€50,862€3,814€3,814=
Financial debts170/4€140,037€92,586€43,008€0--
Other amounts payable178/9€11,964€10,879€7,854€3,814€3,814=
Amounts payable within one year42/48€1.7m€2.2m€2.2m€2.2m€1.9m▼ 13.5%
Current portion of amounts payable after more than one year42€45,416€47,451€49,578€43,008€0▼ 100%
Trade debts44€18€1,227€829€670€1,104▲ 64.7%
Suppliers440/4€18€1,227€829€670€1,104▲ 64.7%
Other amounts payable47/48€1.6m€2.1m€2.1m€2.1m€1.9m▼ 11.8%
Accrued charges and deferred income492/3€620---€0-
Line20212022202320242025Change
Profit (loss) for the period9904-€135,872-€114,913-€912,559€830-€299▼ 136%
+ Depreciation and write-downs630€144,931€144,931€112,195€61,950€42,188▼ 31.9%
Operating cash flow (approximation)€9,059€30,018-€800,365€62,780€41,888▼ 33.3%
Investment in fixed assets (approximation)-€0€790,490-€17,665€0▲ 100%
Change in cash-€15,380€355,287-€340,467€62,162▲ 118%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-09
State Gazette act Registered office
Registered-office move2 facts ▸
  • Registered-office move, Rue de Herve 72, 4651 Herve
  • Board meeting, 15-09-2026
27-07
State Gazette act Appointment: Philippe HUSTIN (sole director)
Declaration · Power of attorney7 facts ▸
  • General meeting, 01-06-2026
  • Director in office, Philippe HUSTIN (sole director)
  • Declaration, omission matérielle, aucune décision de renouvellement n'a été prise lors de l'assemblée générale ordinaire du 30 juin 2025
  • Director appointment, Philippe HUSTIN (sole director)
  • Declaration, dans toute la mesure permise par le Code des sociétés et des associations, actes de gestion accomplis par l'intéressé depuis le 1er janvier 2025 dans l'intérêt…
  • Power of attorney
  • Other statement, 18H30, clôture de la séance
10-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €830
Net result €830 after 6 loss-making years.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial Weakest financial yearnet -€912,559
Net result drops to -€912,559, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
10-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 6 acts read
About the unread acts

Of the 6 Belgian State Gazette acts we know for this company, 2 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Philippe HUSTIN
Sole director · since 27-07-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
1,901 m²
Building footprint
332 m²
Volume, LiDAR
3,237 m³
2 parcels, Wallonia · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
PROFIL IMMO
Rue de Verviers 58, 4651 HerveNACE 70120
since 20052.149.207.818
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63006C0107/00H000 Wallonia 1,212 m² 1 · 240 m² 13.8 m · 4 fl.
63006D0298/00S008 Wallonia 690 m² 1 · 92 m² 9.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Philippe HUSTIN
  • Sole director, from 27-07-2026 to date
See the board, name and seat on a given date →

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2022 list no shareholders, and no other source names one.

Holdings 2

According to the 2022 annual accounts of PROFIL IMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Identification & contact

Identification
Legal formPublic limited company
Founded03-06-2005
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.