PROFIL
ActiveSummary
PROFIL has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €331,247. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 56% of 8115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+2
Solvency75=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 1.91 against 2.11 in 2024; short-term debt: 28.6% and cash: 23% of total assets), but 50.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
10.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
25 d late
2023
61 d early
2022
24 d late
2021
72 d early
2020
67 d early
2019
70 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.5m▲ 2.1%
2024 · €1.5m
Total assets
€3.0m▲ 1.4%
2024 · €3.0m
Net result
€331,247▲ 33.1%
2024 · €248,889
Working capital
€793,364▼ 8.4%
2024 · €866,099
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€429,320▲ 26.5%€379,812▼ 11.5%€560,993▲ 47.7%€430,062▼ 23.3%€363,140▼ 15.6%
Net result€306,686above the sector's middle half▲ 29.9%€259,342above the sector's middle half▼ 15.4%€373,928above the sector's middle half▲ 44.2%€248,889above the sector's middle half▼ 33.4%€331,247above the sector's middle half▲ 33.1%
Equity€1.2mabove the sector's middle half▲ 8.8%€1.3mabove the sector's middle half▲ 5.8%€1.4mabove the sector's middle half▲ 7.4%€1.5mabove the sector's middle half▲ 9.5%€1.5mabove the sector's middle half▲ 2.1%
Total assets€2.0mwithin the sector's middle half▲ 6.3%€2.1mwithin the sector's middle half▲ 2.5%€2.2mwithin the sector's middle half▲ 7.8%€3.0mabove the sector's middle half▲ 33.9%€3.0mabove the sector's middle half▲ 1.4%
Debt€787,683▲ 4.1%€776,416▼ 1.4%€851,973▲ 9.7%€1.5m▲ 74.9%€1.5m▲ 1.1%
Working capital€718,970▲ 14.9%€775,130▲ 7.8%€914,295▲ 18.0%€866,099▼ 5.3%€793,364▼ 8.4%
Solvency58.9%within the sector's middle half▲ 1.3pp60.8%within the sector's middle half▲ 1.9pp60.6%within the sector's middle half▼ 0.2pp49.5%within the sector's middle half▼ 11.1pp49.9%within the sector's middle half▲ 0.4pp
Staff (FTE)15.8above the sector's middle half▼ 4.8%15.7above the sector's middle half▼ 0.6%15.5above the sector's middle half▼ 1.3%17.3above the sector's middle half▲ 11.6%18.2above the sector's middle half▲ 5.2%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.0m
Fixed assets
€1.4m ▲ 1.9%
Current assets
€1.7m ▲ 0.9%
Equity and liabilities €3.0m
Equity
€1.5m ▲ 2.1%
Provisions
€15,190 ▼ 32.8%
Debt
€1.5m ▲ 1.1%
Debt's share of the balance-sheet total falls from 49.7% to 49.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€513,970▼
2024 · €553,160
Cash flow
€482,078▲
2024 · €371,988
Current ratio
1.91▼
2024 · 2.11
Quick ratio
1.44▼
2024 · 1.61
Debt to equity
0.99▼
2024 · 1.00
ROE
21.8%▲
2024 · 16.8%
ROA
10.9%▲
2024 · 8.3%
Interest coverage
5.88▼
2024 · 7.60
Debt ≤ 1 year
€868,002▲
2024 · €780,938
Debt > 1 year
€638,855▼
2024 · €709,061
Income taxes
€112,661▼
2024 · €129,459
Staff costs
€1.0m▲
2024 · €877,497
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €813,376 | €801,105 | €825,401 | €877,497 | €1.0m | ▲ 18.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €121,160 | €120,628 | €124,434 | €123,099 | €150,831 | ▲ 22.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | -€2,277 | - | -€178 | - |
| Other operating charges640/8 | €17,750 | €14,220 | €20,940 | €17,813 | €19,787 | ▲ 11.1% |
| Gross operating margin9900 | €1.4m | €1.3m | €1.5m | €1.4m | €1.6m | ▲ 8.7% |
| Operating profit (loss)9901 | €429,320 | €379,812 | €560,993 | €430,062 | €363,140 | ▼ 15.6% |
| Financial income75/76B | €28,371 | €27,290 | €28,761 | €13,865 | €160,974 | ▲ 1,061% |
| Recurring financial income75 | €28,371 | €27,290 | €28,761 | €13,865 | €160,974 | ▲ 1,061% |
| Financial charges65/66B | €33,989 | €46,514 | €57,441 | €72,826 | €87,453 | ▲ 20.1% |
| Recurring financial charges65 | €33,989 | €46,514 | €57,441 | €72,826 | €87,453 | ▲ 20.1% |
| Profit (loss) for the period before taxes9903 | €423,702 | €360,588 | €532,313 | €371,101 | €436,661 | ▲ 17.7% |
| Transfer from deferred taxes780 | €7,247 | €7,247 | €7,247 | €7,247 | €7,247 | = |
| Income taxes67/77 | €124,262 | €108,493 | €165,632 | €129,459 | €112,661 | ▼ 13.0% |
| Profit (loss) for the period9904 | €306,686 | €259,342 | €373,928 | €248,889 | €331,247 | ▲ 33.1% |
| Transfer from tax-exempt reserves789 | €14,074 | €14,074 | €14,074 | €14,074 | €14,074 | = |
| Profit (loss) for the period to be appropriated9905 | €320,761 | €273,416 | €388,003 | €262,964 | €345,321 | ▲ 31.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €2.1m | €2.2m | €3.0m | €3.0m | ▲ 1.4% |
| Fixed assets21/28 | €598,291 | €533,477 | €472,576 | €1.4m | €1.4m | ▲ 1.9% |
| Intangible fixed assets21 | €8,389 | €5,207 | €2,025 | €1,185 | €345 | ▼ 70.9% |
| Tangible fixed assets22/27 | €541,238 | €479,606 | €421,475 | €450,355 | €477,457 | ▲ 6.0% |
| Land and buildings22 | €344,440 | €328,871 | €271,475 | €214,131 | €156,787 | ▼ 26.8% |
| Plant, machinery and equipment23 | €126,205 | €106,133 | €131,194 | €149,838 | €141,372 | ▼ 5.6% |
| Furniture and vehicles24 | €36,694 | €18,301 | €107 | €38,032 | €106,681 | ▲ 181% |
| Leasing and similar rights25 | €30,400 | €22,800 | €15,200 | €44,854 | €69,117 | ▲ 54.1% |
| Other tangible fixed assets26 | €3,500 | €3,500 | €3,500 | €3,500 | €3,500 | = |
| Financial fixed assets28 | €48,664 | €48,664 | €49,075 | €899,422 | €899,422 | = |
| Current assets29/58 | €1.4m | €1.5m | €1.8m | €1.6m | €1.7m | ▲ 0.9% |
| Stocks and contracts in progress3 | €317,467 | €391,596 | €419,099 | €388,551 | €407,809 | ▲ 5.0% |
| Stocks30/36 | €317,467 | €391,596 | €419,099 | €388,551 | €407,809 | ▲ 5.0% |
| Amounts receivable within one year40/41 | €528,261 | €543,498 | €469,358 | €478,426 | €541,251 | ▲ 13.1% |
| Trade receivables40 | €527,981 | €541,503 | €460,644 | €464,773 | €541,251 | ▲ 16.5% |
| Other amounts receivable41 | €279 | €1,995 | €8,714 | €13,653 | - | - |
| Current investments50/53 | €270,042 | €270,042 | €570,068 | - | - | - |
| Cash at bank and in hand54/58 | €311,431 | €335,632 | €306,224 | €777,855 | €698,141 | ▼ 10.2% |
| Deferred charges and accrued income490/1 | €1,310 | €2,872 | €1,519 | €2,206 | €14,165 | ▲ 542% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €2.1m | €2.2m | €3.0m | €3.0m | ▲ 1.4% |
| Equity10/15 | €1.2m | €1.3m | €1.4m | €1.5m | €1.5m | ▲ 2.1% |
| Contributions10/11 | €24,789 | €24,789 | €24,789 | €24,789 | €24,789 | = |
| Reserves13 | €1.2m | €1.2m | €1.3m | €1.5m | €1.5m | ▲ 2.1% |
| Non-distributable reserves130/1 | €2,479 | €2,479 | - | - | - | - |
| Reserves not available under the articles1311 | €2,479 | €2,479 | - | - | - | - |
| Tax-exempt reserves132 | €84,447 | €70,372 | €56,298 | €42,223 | €28,149 | ▼ 33.3% |
| Distributable reserves133 | €1.1m | €1.2m | €1.3m | €1.4m | €1.5m | ▲ 3.2% |
| Investment grants15 | €2,701 | €2,364 | €2,026 | €1,688 | €1,351 | ▼ 20.0% |
| Provisions and deferred taxes16 | €44,874 | €37,453 | €30,032 | €22,611 | €15,190 | ▼ 32.8% |
| Deferred taxes168 | €44,874 | €37,453 | €30,032 | €22,611 | €15,190 | ▼ 32.8% |
| Amounts payable17/49 | €787,683 | €776,416 | €851,973 | €1.5m | €1.5m | ▲ 1.1% |
| Amounts payable after more than one year17 | €59,597 | €4,086 | - | €709,061 | €638,855 | ▼ 9.9% |
| Financial debts170/4 | €59,597 | €4,086 | - | €709,061 | €638,855 | ▼ 9.9% |
| Amounts payable within one year42/48 | €709,540 | €768,510 | €851,973 | €780,938 | €868,002 | ▲ 11.1% |
| Current portion of amounts payable after more than one year42 | €62,620 | €64,904 | €4,086 | €129,050 | €151,140 | ▲ 17.1% |
| Financial debts43 | €226 | - | - | - | - | - |
| Other loans439 | €226 | - | - | - | - | - |
| Trade debts44 | €227,948 | €265,889 | €369,493 | €317,389 | €320,799 | ▲ 1.1% |
| Suppliers440/4 | €227,948 | €265,889 | €369,493 | €317,389 | €320,799 | ▲ 1.1% |
| Taxes, remuneration and social security45 | €185,144 | €218,942 | €197,831 | €205,999 | €206,180 | ▲ 0.1% |
| Taxes450/3 | €55,021 | €85,185 | €51,201 | €48,989 | €75,076 | ▲ 53.2% |
| Remuneration and social security454/9 | €130,123 | €133,757 | €146,630 | €157,009 | €131,105 | ▼ 16.5% |
| Other amounts payable47/48 | €233,603 | €218,776 | €280,563 | €128,500 | €189,882 | ▲ 47.8% |
| Accrued charges and deferred income492/3 | €18,546 | €3,820 | - | - | €244 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €306,686 | €259,342 | €373,928 | €248,889 | €331,247 | ▲ 33.1% |
| + Depreciation and write-downs630 | €121,160 | €120,628 | €124,434 | €123,099 | €150,831 | ▲ 22.5% |
| Operating cash flow (approximation) | €427,846 | €379,970 | €498,362 | €371,988 | €482,078 | ▲ 29.6% |
| Investment in fixed assets (approximation) | - | -€55,815 | -€63,532 | -€1.0m | -€177,093 | ▲ 82.3% |
| Change in cash | - | €24,201 | -€29,408 | €471,631 | -€79,714 | ▼ 117% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
State Gazette act
RestructuringMerger · Auditor report · Demerger25 facts ▸
State Gazette act
Restructuring
Merger · Auditor report · Demerger25 facts ▸
- General meeting, 24-07-2026
- Other statement, volledigheid van wettelijke formaliteiten voor partiële splitsing
- Merger, 23-04-2026
- Other statement, 17-07-2026
- Auditor report, 20-07-2026
- Other statement, revisoraal verslag opdracht, EUR
- Other statement, uitvoering opdracht volgens Norm inzake de opdracht van de bedrijfsrevisor in het kader van inbreng in natura en quasi-inbreng van het Instituut van de Bedrijfs…
- Other statement, onderzoek beschrijving in te brengen bestanddelen, geen bevindingen van materieel belang
- Other statement, onderzoek toegepaste waardering en methodes, geen bevindingen van materieel belang
- Other statement, waarde inbreng in natura, 185354.81
- Other statement, werkelijke vergoeding inbreng, 130
- Other statement, uitgifte van aandelen, geen aanmerkingen inzake getrouwheid en volledigheid van gegevens
- +13 further facts in this act
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €373,928 ▲44.2%
Operating result €560,993, net result €373,928, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1996
Ground area
3,702 m²
Building footprint
1,941 m²
Volume, LiDAR
18,158 m³
Parcel 44362B0288/00M014, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Jan Samijnstraat 7, 9050 Gent
since 19962.045.583.015
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0288/00M014 | Flanders | 3,702 m² | 1 · 1,941 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
100%
-
99.6%
According to the 2025 annual accounts of PROFIL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
2 transactionsTook over:AKW INVEST
Split off to:AKW INVEST
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 515 EUR awarded · 515 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 75 EUR | 75 EUR |
| 2024 | 1 | 83 EUR | 261 EUR |
| 2023 | 1 | 357 EUR | 179 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
699400GKFP1V0A0VR041
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Of 4,414 companies in sector 46180 we hold annual accounts for 1,887. 760 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-1989
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
46649Wholesale of other machinery and equipment
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438563427
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.