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Proficiency Projects

Active
Private limited companyfounded 2021active for 5 yearsReebokdreef 19, 2900 Schoten, BelgiumKBO/BCE: BE 0762.968.643
Summary

Proficiency Projects has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€40,699) and a net result of €2,157. Equity has been shrinking by about 32% per year since 2021. Its solvency ranks better than 5% of 2,299 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 05-02-2021 Normal situation
Activity
Web portal activities NACE 63910and 1 other
Establishment unit
2.313.065.760 2900 Schoten, since 05-02-2021
Financial year end
31 December
Peppol
Reachable since 30-05-2024

Board and ownership

Board
and 1 other

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€2,826
Turnover
≈ €22,000
estimated
Profit
€2,157
Equity
-€40,699
▲ 5.0%
Total assets
€7,162
▲ 146%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€40,699lowers riskSector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Size: total assets €7,162Liquidity: current ratio 0.15, cash €5,165Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 43% of micro companies in computing infrastructure and information services (NACE 63)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 0=
equity -568.3% of total assets
Liquidity 50+47
short-term debt 668.3% · cash 72.1%
Profitability 100+100
return on assets 30.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,948 companies, NACE 63, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.7%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.9%▼ -0.8 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.8%▼ -0.1 percentage points vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.2%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.15, below 1. Short-term debt is 668.3% and cash 72.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 5% of them on solvency, 31% on liquidity, 85% on profitability and 51% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€40,699
NBB · annual accounts
lowers risk · Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
lowers risk · Size: total assets €7,162
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.15, cash €5,165
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2299 sector peers (2025).
NBB · sector comparison
Position among 2299 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
1 day early
2024
29 days late
2023
30 days late
2022
31 days late
2021
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 24 days after the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 30-07-2026 at the NBB all 5 filings

Turnover
≈ €22,000
Estimated: probably between €9,900 and €52,000
Total assets
€7,162▲ 146%
2024 · €2,912
Net result
€2,157
2024 · -€11,297
Working capital
-€40,699▲ 5.0%
2024 · -€42,855
Multi-year overview
2021 to 2025, 5 financial years
Operating result
€2,283
2025
20212025
Net result
€2,157
2025
middle half of the sector
20212025
Equity
-€40,699
▲ 5.0% 2025
lowest quarter of the sector
20212025
Total assets
€7,162
▲ 146% 2025
lowest quarter of the sector
20212025
Debt
€47,860
▲ 4.6% 2025
20212025
Working capital
-€40,699
▲ 5.0% 2025
lowest quarter of the sector
20212025
Solvency
-568.3%
2025
lowest quarter of the sector
20212025
Current ratio
0.15
2025
lowest quarter of the sector
20212025
Return on assets (ROA)
30.1%
2025
middle half of the sector
20212025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result-€13,064--€10,440▲ 20.1%-€9,906▲ 5.1%-€11,262▼ 13.7%€2,283
Net result-€13,138below the sector's middle half--€10,435below the sector's middle half▲ 20.6%-€9,986below the sector's middle half▲ 4.3%-€11,297below the sector's middle half▼ 13.1%€2,157within the sector's middle half
Equity-€11,138below the sector's middle half--€21,573below the sector's middle half▼ 93.7%-€31,559below the sector's middle half▼ 46.3%-€42,855below the sector's middle half▼ 35.8%-€40,699below the sector's middle half▲ 5.0%
Total assets€3,322below the sector's middle half-€4,120below the sector's middle half▲ 24.0%€3,085below the sector's middle half▼ 25.1%€2,912below the sector's middle half▼ 5.6%€7,162below the sector's middle half▲ 146%
Debt€14,459-€25,693▲ 77.7%€34,644▲ 34.8%€45,767▲ 32.1%€47,860▲ 4.6%
Working capital-€11,927below the sector's middle half--€22,073below the sector's middle half▼ 85.1%-€31,769below the sector's middle half▼ 43.9%-€42,855below the sector's middle half▼ 34.9%-€40,699below the sector's middle half▲ 5.0%
Solvency-568.3%below the sector's middle half
Current ratio0.15below the sector's middle half
Return on assets (ROA)30.1%within the sector's middle half
above within below The sector band is the middle half of the companies in Computing infrastructure, data processing, hosting and other information service activities (NACE 63). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is a profit of €2,283, after a loss of €11,262 in 2024. It is the highest result since 2021.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€47,860▲
2024 · €45,767
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets€869----
Depreciation and write-downs of the year€79€290€290€210-

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,912€7,162▲
Current assets29/58€2,912€7,162▲
Amounts receivable within one year40/41€2,206€1,141▼
Trade receivables40€564€857▲
Other amounts receivable41€1,642€285▼
Cash at bank and in hand54/58€69€5,165▲
Deferred charges and accrued income490/1€637€855▲
Equity and liabilities
Total equity and liabilities10/49€2,912€7,162▲
Equity10/15-€42,855-€40,699▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€44,855-€42,699▲
Amounts payable17/49€45,767€47,860▲
Amounts payable within one year42/48€45,767€47,860▲
Trade debts44€120€204▲
Suppliers440/4€120€204▲
Taxes, remuneration and social security45€30-
Taxes450/3€30-
Other amounts payable47/48€45,617€47,656▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€210-
Other operating charges640/8€619€542▼
Gross operating margin9900-€10,433€2,826▲
Operating profit (loss)9901-€11,262€2,283▲
Financial income75/76B€138€12▼
Recurring financial income75€138€12▼
Financial charges65/66B€173€138▼
Recurring financial charges65€173€138▼
Profit (loss) for the period before taxes9903-€11,297€2,157▲
Profit (loss) for the period9904-€11,297€2,157▲
Profit (loss) for the period to be appropriated9905-€11,297€2,157▲
Appropriation of the result
Profit (loss) to be appropriated9906-€44,855-€42,699▲
Profit (loss) brought forward from the previous period14P-€33,559-€44,855▼

The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79€290€290€210--
Other operating charges640/8€348€450€493€619€542▼ 12.3%
Gross operating margin9900-€12,637-€9,701-€9,122-€10,433€2,826-
Operating profit (loss)9901-€13,064-€10,440-€9,906-€11,262€2,283-
Financial income75/76B€10€64€9€138€12▼ 91.3%
Recurring financial income75€10€64€9€138€12▼ 91.3%
Financial charges65/66B€84€59€89€173€138▼ 20.0%
Recurring financial charges65€84€59€89€173€138▼ 20.0%
Profit (loss) for the period before taxes9903-€13,138-€10,435-€9,986-€11,297€2,157-
Profit (loss) for the period9904-€13,138-€10,435-€9,986-€11,297€2,157-
Profit (loss) for the period to be appropriated9905-€13,138-€10,435-€9,986-€11,297€2,157-
Line20212022202320242025Change
Assets
Total assets20/58€3,322€4,120€3,085€2,912€7,162▲ 146%
Fixed assets21/28€790€500€210---
Tangible fixed assets22/27€790€500€210---
Furniture and vehicles24€790€500€210---
Current assets29/58€2,532€3,620€2,875€2,912€7,162▲ 146%
Amounts receivable within one year40/41€1,816€2,884€1,978€2,206€1,141▼ 48.3%
Trade receivables40€9-€703€564€857▲ 51.9%
Other amounts receivable41€1,807€2,884€1,274€1,642€285▼ 82.7%
Cash at bank and in hand54/58€80€100-€69€5,165▲ 75×
Deferred charges and accrued income490/1€637€637€897€637€855▲ 34.3%
Equity and liabilities
Total equity and liabilities10/49€3,322€4,120€3,085€2,912€7,162▲ 146%
Equity10/15-€11,138-€21,573-€31,559-€42,855-€40,699▲ 5.0%
Contributions10/11€2,000€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€13,138-€23,573-€33,559-€44,855-€42,699▲ 4.8%
Amounts payable17/49€14,459€25,693€34,644€45,767€47,860▲ 4.6%
Amounts payable within one year42/48€14,459€25,693€34,644€45,767€47,860▲ 4.6%
Current portion of amounts payable after more than one year42--€131---
Trade debts44€41€76€466€120€204▲ 69.4%
Suppliers440/4€41€76€466€120€204▲ 69.4%
Taxes, remuneration and social security45--€30€30--
Taxes450/3--€30€30--
Other amounts payable47/48€14,419€25,617€34,017€45,617€47,656▲ 4.5%
Line20212022202320242025Change
Profit (loss) for the period9904-€13,138-€10,435-€9,986-€11,297€2,157-
+ Depreciation and write-downs630€79€290€290€210--
Operating cash flow (approximation)-€13,058-€10,145-€9,696-€11,087€2,157-
Investment in fixed assets (approximation)-€0€0---
Change in cash-€20--€5,096-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 2,180 companies had the same profile as Proficiency Projects has now. Two years later, 88.8% were still going and 4.8% had gone bankrupt.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
88.8% was still going
5.8% stopped otherwise
4.8% went bankrupt

Another 0.6% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Proficiency Projects itself is lower: 0.2% within 12 months. It rests on far more data about Proficiency Projects than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,180 companies, not a prediction for Proficiency Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (5)
Financial year Type Filed Reference Document
31-12-2025 micro format 30-07-2026 2026-00365062 PDF
31-12-2024 micro format 29-08-2025 2025-00428543 PDF
31-12-2023 micro format 30-08-2024 2024-00401429 PDF
31-12-2022 micro format 31-08-2023 2023-00390427 PDF
31-12-2021 micro format 30-08-2022 2022-20346040 PDF

Board & ownership

Directors

Directors
4 directors, last change in 2023
Christel Dumon
Director · appointed in the act of 23-12-2022 · listed in the 2025 annual accounts, filed on 30-07-2026
Current
Thibaud De Mulder
Director · appointed in the act of 25-10-2023 · listed in the 2025 annual accounts, filed on 30-07-2026
Current
De Mulder Anthony
Director · listed in the 2025 annual accounts, filed on 30-07-2026
Current
De Mulder Frank
Director · listed in the 2025 annual accounts, filed on 30-07-2026
Current

Owners and capital

Mandate history

4 people, 4 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Christel Dumon
  • Director, appointed in the act of 23-12-2022, still in office
Thibaud De Mulder
  • Director, appointed in the act of 25-10-2023, still in office
De Mulder Anthony
  • Director, since before 31-12-2025
De Mulder Frank
  • Director, since before 31-12-2025
See the board, name and registered office on a given date →

Network & group

Proficiency Projects shares no director with another company.

Companies at the same address

1 other company

Connections & network

4 current directors
Depth

The network starts from the directors of Proficiency Projects. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
30-07
NBB filing Annual accounts 2025 filedNBB
micro format · 1 day before the deadline
2025
31-12
Financial Back to profitnet €2,157
The net result is €2,157, after 4 loss-making years.
29-08
NBB filing Annual accounts 2024 filedPDF
micro format · 29 days late
2024
30-08
NBB filing Annual accounts 2023 filedPDF
micro format · 30 days late
2023
25-10
Gazette deed Appointment: Thibaud De Mulder (director)
2 points ▸
  • General meeting, 16-08-2023
  • Director appointment, Thibaud De Mulder (director)

Open the act in the Belgian Official Gazette

31-08
NBB filing Annual accounts 2022 filedPDF
micro format · 31 days late
2022
23-12
Gazette deed Appointment: Christel Dumon (director)
2 points ▸
  • General meeting, 28-11-2022
  • Director appointment, Christel Dumon (director)

Open the act in the Belgian Official Gazette

30-08
NBB filing Annual accounts 2021 filedPDF
micro format · 30 days late
2021
09-02
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

Proficiency Projects was incorporated on 5 February 2021 as a private limited company.1 Total assets rose from €3,322 in 2021 to €7,162 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Company details

Register details

Identity

KBO record
Name Proficiency Projects in Dutch
Enterprise number 0762.968.643
Legal form Private limited company
Status Active, normale toestand
Founded 05-02-2021
Entity type Legal entity

Registered office and establishments

Registered office Reebokdreef 19, 2900 Schoten, Belgium
Establishment unit Proficiency Projects, Reebokdreef 19, 2900 Schoten since 05-02-2021 · unit number 2.313.065.760

Activities

NACEBEL 2025
63910 Web portal activities main activity
46190 Agents in non-specialised wholesale trade
Codes under NACEBEL 2008
63120 Computing infrastructure, data processing, hosting and other information service activities main activity
46190 Wholesale trade

Invoicing and payment

VAT number BE 0762.968.643
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0762968643
Other Peppol ID 9925:BE0762968643
Registered 30-05-2024

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
3,771 m²
Building footprint
219 m²
Building volume
1,383 m³
Cadastral parcel Region Area Buildings Height / floors
11040A0107/00Y005 Flanders 3,771 m² 1 · 219 m² 10.4 m · 2