PROFI RENO
ActivePROFI RENO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €128k and a net result of €9k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 75% of 36377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
86
/ 100
Excellent▼ -14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability37▼-36
Solvency100▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 5.7 against 3.03 in 2023), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
on the day
2022
27 d early
2021
45 d early
2020
12 d early
2019
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€128k▲ 7.9%
2023 · €119k
2018: €71k
2019: €74k
2020: €84k
2021: €94k
2022: €101k
2023: €119k
2018 → 2024
Total assets
€186k▼ 10.7%
2023 · €208k
2018: €165k
2019: €171k
2020: €182k
2021: €169k
2022: €193k
2023: €208k
2018 → 2024
Net result
€9k▼ 46.0%
2023 · €17k
2018: €2k
2019: €3k
2020: €10k
2021: €10k
2022: €8k
2023: €17k
2018 → 2024
Working capital
€93k▲ 6.8%
2023 · €87k
2018: €52k
2019: €56k
2020: €71k
2021: €69k
2022: €76k
2023: €87k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€84k-€94k▲ 11.4%€101k▲ 8.0%€119k▲ 17.1%€128k▲ 7.9%
Operating result€16k-€15k▼ 7.8%€12k▼ 20.3%€25k▲ 115%€14k▼ 46.7%
Net result€10k-€10k▼ 8.0%€8k▼ 21.6%€17k▲ 131%€9k▼ 46.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 47% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €186k
Fixed assets
€73k▼ 6.4%
Current assets
€113k▼ 13.3%
Equity and liabilities €186k
Equity
€128k▲ 7.9%
Debt
€58k▼ 35.3%
The debt ratio falls from 43.0% to 31.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€23k▼
2023 · €35k
Cash flow
€19k▼
2023 · €27k
Solvency
68.8%▲
2023 · 57.0%
Current ratio
5.70▲
2023 · 3.03
Quick ratio
5.50▲
2023 · 2.93
Debt / equity
0.45▼
2023 · 0.75
ROE
7.3%▼
2023 · 14.6%
ROA
5.0%▼
2023 · 8.3%
Interest coverage
12.99▼
2023 · 15.62
Debt
€58k▼
2023 · €90k
Debt ≤ 1 year
€20k▼
2023 · €43k
Debt > 1 year
€38k▼
2023 · €46k
Income taxes
€4k▼
2023 · €7k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€208k€186k▼
Fixed assets21/28€77k€73k▼
Tangible fixed assets22/27€77k€73k▼
Land and buildings22€68k€61k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€5k€8k▲
Other tangible fixed assets26€776€537▼
Current assets29/58€131k€113k▼
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€91k€42k▼
Trade receivables40€46k€2k▼
Other amounts receivable41€45k€39k▼
Cash at bank and in hand54/58€32k€63k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€208k€186k▼
Equity10/15€119k€128k▲
Contributions10/11€19k€19k=
Reserves13€100k€109k▲
Tax-exempt reserves132€12k€12k=
Distributable reserves133€88k€97k▲
Amounts payable17/49€90k€58k▼
Amounts payable after more than one year17€46k€38k▼
Financial debts170/4€46k€38k▼
Amounts payable within one year42/48€43k€20k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€68€2▼
Credit institutions430/8€68-
Other loans439-€2
Trade debts44€18k€4k▼
Suppliers440/4€18k€4k▼
Taxes, remuneration and social security45€17k€7k▼
Taxes450/3€5k€1k▼
Remuneration and social security454/9€12k€6k▼
Income statement
Code20232024
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€40k€30k▼
Operating profit (loss)9901€25k€14k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€24k€13k▼
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€17k€9k▼
Profit (loss) for the period to be appropriated9905€17k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€9k▼
Transfer to equity691/2€17k€9k▼
To the legal reserve6920-€48
To other reserves6921€17k€9k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €17k ▲131%
Operating result €25k, net result €17k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €101k ▲8%
5 profitable years in a row build equity to €101k.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Cuyversstraat 232610 AntwerpenGround area
267 m²
Building footprint
84 m²
Volume, LiDAR
536 m³
Parcel 11463D0344/00Y007, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Profi Reno
since 20122.209.562.703
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0344/00Y007 | Flanders | 267 m² | 1 · 84 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 12,745 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.