Skip to content

PROFFOND

Active
Private limited companyfounded 2024active for 1 yearAkkerstraat 67, 9140 Temse, BelgiumKBO/BCE: BE 1017.081.919
Summary

PROFFOND has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89,776 and a net result of €84,776. Its solvency ranks better than 62% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 07-12-2024 Normal situation
Activity
Other specialised construction activities NACE 43990
Establishment unit
2.367.521.758 9140 Temse, since 07-12-2024
Financial year end
31 December
Peppol
Reachable since 31-01-2025

Board and ownership

Board

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€125,458
Turnover
≈ €520,000
estimated
Profit
€84,776
Equity
€89,776
Total assets
€156,672
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 19 days after the deadline
Score breakdownraises riskFounded in 2024Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.34, cash €112,084Equity €89,776 (57.3% of total assets)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 82
equity 57.3% of total assets
Liquidity 83
short-term debt 36.6% · cash 71.5%
Profitability 100
return on assets 54.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 01-2026: 1.9% 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.1 percentage points vs 02-2026 04-2026: 2.4%▲ +0.4 percentage points vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.7%▲ +0.3 percentage points vs 05-2026 07-2026: 3.0%▲ +0.3 percentage points vs 06-2026 08-2026: 3.0%● unchanged vs 07-2026highest value 09-2026: 0.2%▼ -2.8 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.34, above the usual 1.5. Short-term debt is 36.6% and cash 71.5% of total assets. 42.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 63% of them on solvency, 81% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.34, cash €112,084
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €89,776 (57.3% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
19 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 19 days after the deadline Filed on 19 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00406927.

Annual accounts 2025 filed on 19-08-2026 at the NBB

Turnover
≈ €520,000
Estimated: probably between €340,000 and €940,000
Total assets
€156,672
Net result
€84,776
Working capital
€76,976

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €156,672
Fixed assets €22,327
Current assets €134,345
Equity and liabilities €156,672
Equity €89,776
Debt €66,896
Debt's share of the balance-sheet total is 42.7%.
Key figures and ratios
2025 value
EBITDA
€125,332
Cash flow
€88,563
Current ratio
2.34
Debt to equity
0.75
ROE
94.4%
ROA
54.1%
Interest coverage
96.14
Debt ≤ 1 year
€57,369
Debt > 1 year
€9,527
Income taxes
€35,466
Staff costs
€21

Investments

fixed assets acquired
Item2025
Tangible fixed assets€26,114
Depreciation and write-downs of the year€3,787

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€156,672
Fixed assets21/28€22,327
Tangible fixed assets22/27€22,327
Plant, machinery and equipment23€89
Furniture and vehicles24€20,950
Other tangible fixed assets26€1,288
Current assets29/58€134,345
Amounts receivable within one year40/41€22,262
Trade receivables40€22,262
Cash at bank and in hand54/58€112,084
Equity and liabilities
Total equity and liabilities10/49€156,672
Equity10/15€89,776
Contributions10/11€5,000
Reserves13€84,776
Distributable reserves133€84,776
Amounts payable17/49€66,896
Amounts payable after more than one year17€9,527
Financial debts170/4€9,527
Amounts payable within one year42/48€57,369
Current portion of amounts payable after more than one year42€6,810
Trade debts44€1,237
Suppliers440/4€1,237
Taxes, remuneration and social security45€43,944
Taxes450/3€43,944
Other amounts payable47/48€5,379
Income statement Code2025
Remuneration, social security and pensions62€21
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,787
Other operating charges640/8€106
Gross operating margin9900€125,458
Operating profit (loss)9901€121,545
Financial charges65/66B€1,304
Recurring financial charges65€1,304
Profit (loss) for the period before taxes9903€120,242
Income taxes67/77€35,466
Profit (loss) for the period9904€84,776
Profit (loss) for the period to be appropriated9905€84,776
Appropriation of the result
Profit (loss) to be appropriated9906€84,776
Transfer to equity691/2€84,776
To other reserves6921€84,776

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 19-08-2026.

Line2025
Remuneration, social security and pensions62€21
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,787
Other operating charges640/8€106
Gross operating margin9900€125,458
Operating profit (loss)9901€121,545
Financial charges65/66B€1,304
Recurring financial charges65€1,304
Profit (loss) for the period before taxes9903€120,242
Income taxes67/77€35,466
Profit (loss) for the period9904€84,776
Profit (loss) for the period to be appropriated9905€84,776
Line2025
Assets
Total assets20/58€156,672
Fixed assets21/28€22,327
Tangible fixed assets22/27€22,327
Plant, machinery and equipment23€89
Furniture and vehicles24€20,950
Other tangible fixed assets26€1,288
Current assets29/58€134,345
Amounts receivable within one year40/41€22,262
Trade receivables40€22,262
Cash at bank and in hand54/58€112,084
Equity and liabilities
Total equity and liabilities10/49€156,672
Equity10/15€89,776
Contributions10/11€5,000
Reserves13€84,776
Distributable reserves133€84,776
Amounts payable17/49€66,896
Amounts payable after more than one year17€9,527
Financial debts170/4€9,527
Amounts payable within one year42/48€57,369
Current portion of amounts payable after more than one year42€6,810
Trade debts44€1,237
Suppliers440/4€1,237
Taxes, remuneration and social security45€43,944
Taxes450/3€43,944
Other amounts payable47/48€5,379
Line2025
Profit (loss) for the period9904€84,776
+ Depreciation and write-downs630€3,787
Operating cash flow (approximation)€88,563

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 11,279 companies had the same profile as PROFFOND has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
96.6% was still going
2.6% stopped otherwise
0.7% went bankrupt

That fits the bankruptcy probability of PROFFOND itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for PROFFOND. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 19-08-2026 2026-00406927 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
ÖZKARA Adem
Director · appointed in the act of 11-12-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 19-08-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 13 : Vertegenwoordiging van de vennootschap De (iedere) bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als…”
deed of 11-12-2024

Owners and capital

Shareholders

At incorporation act of 11-12-2024 ↗

Capital transactions

Capital over time
  1. 11-12-2024 Incorporation · €5,000 · 100 shares

Network & group

PROFFOND shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of PROFFOND. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
19-08
NBB filing Annual accounts 2025 filedNBB
micro format · 19 days late
2024
11-12
Gazette deed Incorporation
Starting capital €5,000 · Appointment: ÖZKARA Adem (director) · Founder14 points ▸
  • Incorporation, “PROFFOND” (deed in Dutch)
  • Founder, ÖZKARA Adem
  • Founding capital, “euro 5.000” (deed in Dutch)
  • Other provision, “financieel plan, bedrag van aanvankelijk eigen vermogen in licht van geplande activiteiten voor ten minste twee jaar” (deed in Dutch)
  • Other provision, “aansprakelijkheid oprichter bij faillissement binnen drie jaar na oprichting indien aanvangsvermogen kennelijk ontoereikend, drie jaar na oprichting” (deed in Dutch)
  • Other provision, “naleving voorwaarden artikels 5:3,5:5 en 5:8 Wetboek van vennootschappen en verenigingen, vaststelling door notaris dat oprichtingsakte voldoet” (deed in Dutch)
  • Kind of shares, “op naam”, 100 (deed in Dutch)
  • Board rule, 1, “comparant” (deed in Dutch)
  • Director appointment, ÖZKARA Adem (director)
  • Pre-incorporation commitments, “takeover, alle verbintenissen genomen door oprichter in naam binnen door Wetboek voorziene termijnen” (deed in Dutch)
  • Other provision, “uitvoering van het voorwerp-toelatingen, notaris heeft aandacht gevestigd op nodige voorafgaande toelatingen of vergunningen of te vervullen voorwaarden inzake…” (deed in Dutch)
  • Other provision, “attest van burgerlijke stand, uitdrukkelijk akkoord comparant voor vermelding nummers” (deed in Dutch)
  • The act holds 2 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name PROFFOND in Dutch
Enterprise number 1017.081.919
Legal form Private limited company
Status Active, normale toestand
Founded 07-12-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 11-12-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, geen wijziging van Gewest die wijziging van taal van statuten vereist”
deed of 11-12-2024 (in Dutch)

Registered office and establishments

Registered office Akkerstraat 67, 9140 Temse, Belgium
Establishment unit PROFFOND, Akkerstraat 67, 9140 Temse since 07-12-2024 · unit number 2.367.521.758

Activities

NACEBEL 2025
43990 Other specialised construction activities main activity
Codes under NACEBEL 2008
43999 Specialised construction activities main activity

Invoicing and payment

VAT number BE 1017.081.919
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1017081919
Other Peppol ID 9925:BE1017081919
Registered 31-01-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1017.081.919

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
30 June at 18:00
deed of 11-12-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
126 m²
Building footprint
130 m²
Building volume
924 m³
Cadastral parcel Region Area Buildings Height / floors
46302D0178/00D000 Flanders 126 m² 1 · 129 m² 13.4 m · 2