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PROFECT

Active
Private limited companyfounded 201115 yrs activePachtersdreef 19, 2580 Putte, BelgiumKBO/BCE: BE 0838.685.457

PROFECT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €44k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
98 / 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+44
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.95 against 6.24 in 2024), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80.4%
Return on assets
15.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
28 d early
2023
23 d early
2022
21 d early
2021
20 d early
2020
16 d early
2019
18 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€224k▼ 2.1%
2024 · €228k
2018: €111k 2019: €138k 2020: €122k 2021: €167k 2022: €203k 2023: €240k 2024: €228k
2018 → 2025
Total assets
€278k▲ 2.9%
2024 · €270k
2018: €120k 2019: €159k 2020: €201k 2021: €182k 2022: €213k 2023: €299k 2024: €270k
2018 → 2025
Net result
€44k▲ 75.6%
2024 · €25k
2018: €41k 2019: €37k 2020: €50k 2021: €47k 2022: €37k 2023: €69k 2024: €25k
2018 → 2025
Working capital
€215k▼ 1.9%
2024 · €219k
2018: €107k 2019: €125k 2020: €86k 2021: €139k 2022: €182k 2023: €241k 2024: €219k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€167k-€203k▲ 21.4%€240k▲ 18.2%€228k▼ 4.9%€224k▼ 2.1%
Operating result€65k-€52k▼ 19.5%€96k▲ 83.2%€35k▼ 63.2%€66k▲ 86.9%
Net result€47k-€37k▼ 19.9%€69k▲ 84.2%€25k▼ 63.5%€44k▲ 75.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €65k€65kNet result 2021: €47k€47kOperating result 2022: €52k€52kNet result 2022: €37k€37kOperating result 2023: €96k€96kNet result 2023: €69k€69kOperating result 2024: €35k€35kNet result 2024: €25k€25kOperating result 2025: €66k€66kNet result 2025: €44k€44k20212022202320242025
The operating result recovers in 2025; 2025 is 87% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278k
Fixed assets €9k▼ 6.1%
Current assets €270k▲ 3.2%
Equity and liabilities €278k
Equity €224k▼ 2.1%
Debt €54k▲ 30.2%
The debt ratio rises from 15.5% to 19.6%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€72k
2024 · €42k
Cash flow
€51k
2024 · €32k
Solvency
80.4%
2024 · 84.5%
Current ratio
4.95
2024 · 6.24
Quick ratio
4.95
2024 · 6.24
Debt / equity
0.24
2024 · 0.18
ROE
19.8%
2024 · 11.0%
ROA
15.9%
2024 · 9.3%
Interest coverage
957.18
2024 · 1055.19
Debt
€54k
2024 · €42k
Debt ≤ 1 year
€54k
2024 · €42k
Income taxes
€22k
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€270k€278k
Fixed assets21/28€9k€9k
Tangible fixed assets22/27€9k€9k
Land and buildings22€5k€4k
Plant, machinery and equipment23€2k€2k
Furniture and vehicles24€2k€2k
Current assets29/58€261k€270k
Amounts receivable within one year40/41€34k€20k
Trade receivables40€30k-
Other amounts receivable41€4k€20k
Cash at bank and in hand54/58€227k€250k
Deferred charges and accrued income490/1€170€170=
Equity and liabilities
Total equity and liabilities10/49€270k€278k
Equity10/15€228k€224k
Contributions10/11€6k€6k=
Reserves13€222k€218k
Distributable reserves133€222k€218k
Amounts payable17/49€42k€54k
Amounts payable within one year42/48€42k€54k
Trade debts44€289-
Suppliers440/4€289-
Taxes, remuneration and social security45€6k€8k
Taxes450/3€6k€8k
Other amounts payable47/48€35k€46k
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€118€179
Gross operating margin9900€42k€73k
Operating profit (loss)9901€35k€66k
Financial charges65/66B€40€76
Recurring financial charges65€40€76
Profit (loss) for the period before taxes9903€35k€66k
Income taxes67/77€10k€22k
Profit (loss) for the period9904€25k€44k
Profit (loss) for the period to be appropriated9905€25k€44k
Appropriation of the result
Profit (loss) to be appropriated9906€25k€44k
Transfer from equity791/2€35k€49k
Transfer to equity691/2€23k€44k
To other reserves6921€23k€44k
Profit to be distributed694/7€37k€49k
Return on contributions (dividend)694€37k€49k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €25k ▼63.5%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
08-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €69k ▲84.2%
Operating result €96k, net result €69k, both a record.
10-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €203k ▲21.4%
5 profitable years in a row build equity to €203k.
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity times 5current ratio 10.56
Current ratio from 2.09 to 10.56; short-term debt falls from €79k to €15k.
31-12
Financial Equity above €150kEq €167k ▲36.9%
4 profitable years in a row build equity to €167k.
15-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
06-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Pachtersdreef 192580 Putte
Ground area
1,524 m²
Building footprint
167 m²
Volume, LiDAR
1,281 m³
Parcel 12029A0788/00V000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROFECT
Pachtersdreef 19, 2580 PutteWholesale trade
since 20112.209.108.286
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12029A0788/00V000 Flanders 1,524 m² 1 · 167 m² 12.5 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 6,452 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-08-2011
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.