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Profam

Active
Private limited company·Vermogensbeheer· 2 yrs active
Doelstraat +144 ·8770 Ingelmunster, Belgium
BE 1004.198.339
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

Profam is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.13M and a net result of €1k. Its solvency ranks better than 95% of 754 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€1.13M
Net result€1k
Total assets€1.17M
Solvency97.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 66 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 97.2% 38.8%
better than 95% of 754 sector peers
Net result €1k €28k
better than 20% of 753 sector peers
Equity €1.13M €62k
better than 95% of 754 sector peers
Gross operating margin €61k €66k
better than 47% of 751 sector peers
Total assets €1.17M €183k
better than 91% of 754 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€1k
Cash flown/a
Staff costs-
Income taxes€1k
Dividends-
Total assets€1.17M
Equity€1.13M
Debt€33k
of which ≤ 1y€33k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency97.2%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA0.1%
ROE0.1%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.17M
Fixed assets 21/28€708k
Tangible fixed assets 22/27€708k
Current assets 29/58€458k
Amounts receivable within one year 40/41€8k
Investments 50/53€312k
Cash & bank 54/58€138k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.17M
Equity 10/15€1.13M
Contributions / capital 10/11€433k
Reserves 13€700k
Amounts payable 17/49€33k
Amounts payable within one year 42/48€33k
Trade debts payable within one year 44€28k
Income statement
Gross operating margin 9900€61k
Operating result 9901€-2k
Financial income 75€5k
Financial charges 65€41
Result before taxes 9903€3k
Income taxes 67/77€1k
Net result for the period 9904€1k
Result to be appropriated 9905€1k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Establishment units

1 location
Profam
Doelstraat +144, 8770 IngelmunsterVermogensbeheer
since 20242.356.879.967
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area8,638 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36007A0559/00F000 Flanders 8,638 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability1Solvency100Growth50Stability67
44 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 1
Solvency 100
Growth 50
Stability 67

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Vermogensbeheer66300Vermogensbeheer66300Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameNL Profam
Registered office
Doelstraat +144
8770 Ingelmunster, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.