Prof@Work
ActiveSummary
Prof@Work has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €20k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▲+11
Solvency57▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.33 in 2024; short-term debt: 67% and cash: 10.1% of total assets), and 68.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.8%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
58 d early
2022
43 d late
2021
29 d late
2020
9 d early
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€262k▲ 8.3%
2024 · €242k
2018: €88klowest in 8 years
2019: €99k▲ +12.4% vs 2018
2020: €100k▲ +0.2% vs 2019
2021: €156k▲ +56.8% vs 2020
2022: €170k▲ +8.7% vs 2021
2023: €226k▲ +33.3% vs 2022
2024: €242k▲ +6.9% vs 2023
2025: €262k▲ +8.3% vs 2024highest in 8 years
2018 → 2025
Total assets
€824k▲ 19.9%
2024 · €687k
2018: €114klowest in 8 years
2019: €158k▲ +38.5% vs 2018
2020: €233k▲ +47.2% vs 2019
2021: €306k▲ +31.1% vs 2020
2022: €568k▲ +85.8% vs 2021
2023: €593k▲ +4.3% vs 2022
2024: €687k▲ +16.0% vs 2023
2025: €824k▲ +19.9% vs 2024highest in 8 years
2018 → 2025
Net result
€20k▲ 28.9%
2024 · €16k
2018: €9k
2019: €11k▲ +20.2% vs 2018
2020: €162▼ -98.5% vs 2019lowest in 8 years
2021: €57k▲ +34795% vs 2020
2022: €14k▼ -76.0% vs 2021
2023: €57k▲ +317% vs 2022highest in 8 years
2024: €16k▼ -72.4% vs 2023
2025: €20k▲ +28.9% vs 2024
2018 → 2025
Working capital
€170k▲ 15.5%
2024 · €147k
2018: €78klowest in 8 years
2019: €99k▲ +26.7% vs 2018
2020: €87k▼ -12.0% vs 2019
2021: €135k▲ +54.3% vs 2020
2022: €153k▲ +13.8% vs 2021
2023: €105k▼ -31.6% vs 2022
2024: €147k▲ +40.6% vs 2023
2025: €170k▲ +15.5% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€156k-€170k▲ 8.7%€226k▲ 33.3%€242k▲ 6.9%€262k▲ 8.3%
2021: €156klowest in 5 years
2022: €170k▲ +8.7% vs 2021
2023: €226k▲ +33.3% vs 2022
2024: €242k▲ +6.9% vs 2023
2025: €262k▲ +8.3% vs 2024highest in 5 years
Operating result€101k-€34k▼ 66.1%€134k▲ 292%€53k▼ 60.2%€39k▼ 26.0%
2021: €101k
2022: €34k▼ -66.1% vs 2021lowest in 5 years
2023: €134k▲ +292% vs 2022highest in 5 years
2024: €53k▼ -60.2% vs 2023
2025: €39k▼ -26.0% vs 2024
Net result€57k-€14k▼ 76.0%€57k▲ 317%€16k▼ 72.4%€20k▲ 28.9%
2021: €57k
2022: €14k▼ -76.0% vs 2021lowest in 5 years
2023: €57k▲ +317% vs 2022highest in 5 years
2024: €16k▼ -72.4% vs 2023
2025: €20k▲ +28.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €824k
Fixed assets
€102k ▲ 7.3%
Current assets
€722k ▲ 21.9%
Equity and liabilities €824k
Equity
€262k ▲ 8.3%
Debt
€562k ▲ 26.2%
Debt's share of the balance-sheet total rises from 64.8% to 68.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €97k
Cash flow
€60k▲
2024 · €59k
Current ratio
1.31▼
2024 · 1.33
Quick ratio
1.16▼
2024 · 1.25
Debt to equity
2.15▲
2024 · 1.84
ROE
7.7%▲
2024 · 6.4%
ROA
2.4%▲
2024 · 2.3%
Interest coverage
4.72▲
2024 · 3.43
Debt ≤ 1 year
€553k▲
2024 · €445k
Debt > 1 year
€10k
Income taxes
€10k▼
2024 · €17k
Staff costs
€144k▲
2024 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€687k€824k▲
Fixed assets21/28€95k€102k▲
Intangible fixed assets21€189-
Tangible fixed assets22/27€94k€101k▲
Plant, machinery and equipment23€9k€37k▲
Furniture and vehicles24€39k€19k▼
Other tangible fixed assets26€47k€45k▼
Financial fixed assets28€501€500▼
Current assets29/58€592k€722k▲
Amounts receivable after more than one year29€15k-
Other amounts receivable291€15k-
Stocks and contracts in progress3€35k€82k▲
Stocks30/36€35k€76k▲
Contracts in progress37-€6k
Amounts receivable within one year40/41€473k€546k▲
Trade receivables40€313k€374k▲
Other amounts receivable41€161k€172k▲
Cash at bank and in hand54/58€62k€84k▲
Deferred charges and accrued income490/1€7k€10k▲
Equity and liabilities
Total equity and liabilities10/49€687k€824k▲
Equity10/15€242k€262k▲
Contributions10/11€19k€19k=
Reserves13€223k€243k▲
Distributable reserves133€223k€243k▲
Amounts payable17/49€445k€562k▲
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€445k€553k▲
Current portion of amounts payable after more than one year42-€16k
Financial debts43€152k€150k▼
Credit institutions430/8€152k€150k▼
Trade debts44€262k€374k▲
Suppliers440/4€262k€374k▲
Taxes, remuneration and social security45€32k€9k▼
Taxes450/3€27k€219▼
Remuneration and social security454/9€5k€9k▲
Other amounts payable47/48-€4k
Income statement
Code20242025
Non-recurring operating income76A€1k€7k▲
Remuneration, social security and pensions62€99k€144k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€40k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€202
Other operating charges640/8€6k€25k▲
Gross operating margin9900€202k€249k▲
Operating profit (loss)9901€53k€39k▼
Financial income75/76B€8k€8k▲
Recurring financial income75€8k€8k▲
Financial charges65/66B€28k€17k▼
Recurring financial charges65€28k€17k▼
Profit (loss) for the period before taxes9903€33k€30k▼
Income taxes67/77€17k€10k▼
Profit (loss) for the period9904€16k€20k▲
Profit (loss) for the period to be appropriated9905€16k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€20k▲
Profit (loss) brought forward from the previous period14P€97-
Transfer to equity691/2€16k€20k▲
To other reserves6921€16k€20k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1k | €7k | ▲ 627% |
| Remuneration, social security and pensions62 | €46k | €120k | €135k | €99k | €144k | ▲ 46.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €6k | €37k | €44k | €40k | ▼ 7.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €2k | - | €202 | - |
| Other operating charges640/8 | €7k | €10k | €6k | €6k | €25k | ▲ 290% |
| Non-recurring operating charges66A | €157 | - | - | - | - | - |
| Gross operating margin9900 | €159k | €170k | €314k | €202k | €249k | ▲ 23.2% |
| Operating profit (loss)9901 | €101k | €34k | €134k | €53k | €39k | ▼ 26.0% |
| Financial income75/76B | €2k | €3k | €4k | €8k | €8k | ▲ 3.5% |
| Recurring financial income75 | €2k | €3k | €2k | €8k | €8k | ▲ 3.5% |
| Non-recurring financial income76B | - | - | €2k | - | - | - |
| Financial charges65/66B | €22k | €16k | €58k | €28k | €17k | ▼ 40.3% |
| Recurring financial charges65 | €22k | €5k | €10k | €28k | €17k | ▼ 40.3% |
| Non-recurring financial charges66B | - | €10k | €47k | - | - | - |
| Profit (loss) for the period before taxes9903 | €81k | €21k | €81k | €33k | €30k | ▼ 6.8% |
| Income taxes67/77 | €24k | €8k | €24k | €17k | €10k | ▼ 39.5% |
| Profit (loss) for the period9904 | €57k | €14k | €57k | €16k | €20k | ▲ 28.9% |
| Profit (loss) for the period to be appropriated9905 | €57k | €14k | €57k | €16k | €20k | ▲ 28.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €306k | €568k | €593k | €687k | €824k | ▲ 19.9% |
| Fixed assets21/28 | €22k | €19k | €122k | €95k | €102k | ▲ 7.3% |
| Intangible fixed assets21 | €1k | €987 | €588 | €189 | - | - |
| Tangible fixed assets22/27 | €15k | €9k | €121k | €94k | €101k | ▲ 7.6% |
| Plant, machinery and equipment23 | €6k | €4k | €11k | €9k | €37k | ▲ 335% |
| Furniture and vehicles24 | €9k | €5k | €71k | €39k | €19k | ▼ 51.2% |
| Other tangible fixed assets26 | - | - | €39k | €47k | €45k | ▼ 3.2% |
| Financial fixed assets28 | €5k | €8k | €501 | €501 | €500 | ▼ 0.2% |
| Current assets29/58 | €284k | €549k | €471k | €592k | €722k | ▲ 21.9% |
| Amounts receivable after more than one year29 | €36k | €36k | €15k | €15k | - | - |
| Other amounts receivable291 | €36k | €36k | €15k | €15k | - | - |
| Stocks and contracts in progress3 | - | €114k | €40k | €35k | €82k | ▲ 137% |
| Stocks30/36 | - | €92k | €40k | €35k | €76k | ▲ 119% |
| Contracts in progress37 | - | €21k | - | - | €6k | - |
| Amounts receivable within one year40/41 | €151k | €165k | €307k | €473k | €546k | ▲ 15.4% |
| Trade receivables40 | €64k | €93k | €172k | €313k | €374k | ▲ 19.6% |
| Other amounts receivable41 | €87k | €72k | €135k | €161k | €172k | ▲ 7.1% |
| Cash at bank and in hand54/58 | €96k | €235k | €96k | €62k | €84k | ▲ 35.0% |
| Deferred charges and accrued income490/1 | €1k | €163 | €13k | €7k | €10k | ▲ 42.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €306k | €568k | €593k | €687k | €824k | ▲ 19.9% |
| Equity10/15 | €156k | €170k | €226k | €242k | €262k | ▲ 8.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €58k | €150k | €208k | €223k | €243k | ▲ 9.0% |
| Non-distributable reserves130/1 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | €2k | - | - | - | - | - |
| Distributable reserves133 | €57k | €150k | €208k | €223k | €243k | ▲ 9.0% |
| Profit (loss) carried forward14 | €79k | €1k | €97 | - | - | - |
| Amounts payable17/49 | €150k | €398k | €366k | €445k | €562k | ▲ 26.2% |
| Amounts payable after more than one year17 | - | - | - | - | €10k | - |
| Financial debts170/4 | - | - | - | - | €10k | - |
| Amounts payable within one year42/48 | €150k | €396k | €366k | €445k | €553k | ▲ 24.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €16k | - |
| Financial debts43 | - | €100k | €150k | €152k | €150k | ▼ 1.3% |
| Credit institutions430/8 | - | €100k | €150k | €152k | €150k | ▼ 1.3% |
| Trade debts44 | €119k | €218k | €161k | €262k | €374k | ▲ 42.9% |
| Suppliers440/4 | €119k | €218k | €161k | €262k | €374k | ▲ 42.9% |
| Advances received on contracts in progress46 | €408 | €6k | €6k | - | - | - |
| Taxes, remuneration and social security45 | €30k | €71k | €50k | €32k | €9k | ▼ 70.5% |
| Taxes450/3 | €25k | €36k | €41k | €27k | €219 | ▼ 99.2% |
| Remuneration and social security454/9 | €5k | €35k | €8k | €5k | €9k | ▲ 99.2% |
| Other amounts payable47/48 | €0 | €1k | - | - | €4k | - |
| Accrued charges and deferred income492/3 | - | €2k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €14k | €57k | €16k | €20k | ▲ 28.9% |
| + Depreciation and write-downs630 | €4k | €6k | €37k | €44k | €40k | ▼ 7.7% |
| Operating cash flow (approximation) | €61k | €19k | €94k | €59k | €60k | ▲ 1.9% |
| Investment in fixed assets (approximation) | - | €-3k | €-141k | €-17k | €-47k | ▼ 182% |
| Change in cash | - | €139k | €-139k | €-34k | €22k | ▲ 164% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €57k ▲317%
Operating result €134k, net result €57k, both a record.
31-12
Financial
Equity above €200kEq €226k ▲33.3%
6 profitable years in a row build equity to €226k.
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €150kEq €156k ▲56.8%
4 profitable years in a row build equity to €156k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €162 ▼98.5%
Net result drops to €162, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1988
Ground area
696 m²
Building footprint
151 m²
Volume, LiDAR
754 m³
Parcel 13374D0787/00M000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Prof @ Work
since 19882.040.188.330
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374D0787/00M000 | Flanders | 696 m² | 1 · 151 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 185 EUR awarded · 126 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 59 EUR | 0 EUR |
| 2023 | 1 | 126 EUR | 126 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 7,070 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-1988
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43410Roofing work
Contact
Scores and ratios are computed by Checked and are not a credit decision.