PRODUCTIE2+
ActivePRODUCTIE2+ has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.30M and a net result of €147k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 18% of 1026 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+3
Solvency44▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.83 in 2024; short-term debt: 48% and cash: 3.3% of total assets), and 81.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.8%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1026 sector peers (2025).
NBB · sector comparisonPosition among 1026 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2024
8 d early
2023
15 d late
2022
18 d late
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.30M▲ 0.2%
2024 · €1.30M
2019: €280k
2020: €390k
2022: €532k
2023: €1.30M
2024: €1.32M
2024: €1.30M
2019 → 2025
Total assets
€6.93M▲ 5.1%
2024 · €6.59M
2019: €3.24M
2020: €3.64M
2022: €4.85M
2023: €7.60M
2024: €7.50M
2024: €6.59M
2019 → 2025
Net result
€147k
2024 · €-21k
2019: €84k
2020: €113k
2022: €148k
2023: €768k
2024: €134k
2024: €-21k
2019 → 2025
Working capital
€-300k▲ 36.2%
2024 · €-471k
2019: €173k
2020: €349k
2022: €444k
2023: €167k
2024: €-309k
2024: €-471k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420242025Trend
Equity€532k-€1.30M▲ 144%€1.32M▲ 1.8%€1.30M▼ 1.6%€1.30M▲ 0.2%
Operating result€192k-€813k▲ 323%€235k▼ 71.0%€42k▼ 82.4%€232k▲ 459%
Net result€148k-€768k▲ 418%€134k▼ 82.6%€-21k€147k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.93M
Fixed assets
€3.90M▼ 9.9%
Current assets
€3.03M▲ 34.0%
Equity and liabilities €6.93M
Equity
€1.30M▲ 0.2%
Debt
€5.63M▲ 6.4%
The debt ratio rises from 80.3% to 81.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€715k▲
2024 · €410k
Cash flow
€631k▲
2024 · €347k
Solvency
18.8%▼
2024 · 19.7%
Current ratio
0.91▲
2024 · 0.83
Quick ratio
0.55▲
2024 · 0.30
Debt / equity
4.33▲
2024 · 4.08
ROE
11.3%▲
2024 · -1.7%
ROA
2.1%▲
2024 · -0.3%
Interest coverage
9.69▲
2024 · 6.51
Debt
€5.63M▲
2024 · €5.30M
Debt ≤ 1 year
€3.33M▲
2024 · €2.73M
Debt > 1 year
€2.19M▼
2024 · €2.55M
Income taxes
€11k▲
2024 · €1
Staff costs
€1.01M▲
2024 · €691k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.59M€6.93M▲
Fixed assets21/28€4.33M€3.90M▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€4.33M€3.90M▼
Plant, machinery and equipment23€219k€174k▼
Furniture and vehicles24€5k€3k▼
Leasing and similar rights25€3.54M€3.19M▼
Other tangible fixed assets26€569k€529k▼
Current assets29/58€2.26M€3.03M▲
Stocks and contracts in progress3€1.45M€1.21M▼
Stocks30/36€1.45M€1.21M▼
Amounts receivable within one year40/41€456k€1.56M▲
Trade receivables40€368k€942k▲
Other amounts receivable41€88k€618k▲
Cash at bank and in hand54/58€332k€230k▼
Deferred charges and accrued income490/1€26k€29k▲
Equity and liabilities
Total equity and liabilities10/49€6.59M€6.93M▲
Equity10/15€1.30M€1.30M▲
Contributions10/11€19k€19k=
Reserves13€1.26M€1.26M▲
Distributable reserves133€1.26M€1.26M▲
Investment grants15€22k€22k=
Amounts payable17/49€5.30M€5.63M▲
Amounts payable after more than one year17€2.55M€2.19M▼
Financial debts170/4€2.55M€2.19M▼
Amounts payable within one year42/48€2.73M€3.33M▲
Current portion of amounts payable after more than one year42€431k€374k▼
Financial debts43€550k€793k▲
Credit institutions430/8€550k€793k▲
Trade debts44€1.16M€1.24M▲
Suppliers440/4€1.16M€1.24M▲
Taxes, remuneration and social security45€68k€121k▲
Taxes450/3-€18k
Remuneration and social security454/9€68k€103k▲
Other amounts payable47/48€527k€800k▲
Accrued charges and deferred income492/3€9k€112k▲
Income statement
Code20242025
Non-recurring operating income76A€322-
Remuneration, social security and pensions62€691k€1.01M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€368k€483k▲
Other operating charges640/8€10k€20k▲
Non-recurring operating charges66A€160k€935▼
Gross operating margin9900€1.27M€1.75M▲
Operating profit (loss)9901€42k€232k▲
Financial charges65/66B€63k€74k▲
Recurring financial charges65€63k€74k▲
Profit (loss) for the period before taxes9903€-21k€158k▲
Income taxes67/77€1€11k▲
Profit (loss) for the period9904€-21k€147k▲
Profit (loss) for the period to be appropriated9905€-21k€147k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€147k▲
Transfer from equity791/2€21k-
Transfer to equity691/2-€2k
To other reserves6921-€2k
Profit to be distributed694/7-€145k
Directors or managers695-€145k
Social balance
Average headcount (FTE)908714.015.2▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €147k
Net result €147k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-21k ▼116%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 15 days late
31-03
Financial
Highest result since 2019net €768k ▲418%
Operating result €813k, net result €768k, both a record.
31-03
Financial
Equity above €1MEq €1.30M ▲144%
4 profitable years in a row build equity to €1.30M.
2022
18-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 18 days late
31-03
Financial
Equity above €500kEq €532k ▲36.6%
3 profitable years in a row build equity to €532k.
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lichtenberglaan 20293800 Sint-TruidenGround area
1.3 ha
Building footprint
9,234 m²
Volume, LiDAR
13,223 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Productie2+
since 20072.165.270.325
Lichtenberglaan 2029, 3800 Sint-Truiden
since 20222.343.730.925
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353E0506/00N002 | Flanders | 9,276 m² | 1 · 7,266 m² | 1.9 m |
| 71353E0537/00H000 | Flanders | 4,077 m² | 1 · 1,968 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEBONDT - GROEP ALPHA
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ETABLISSEMENTS BOUTON
BE 0417.608.853
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ALUCOBEL
BE 0427.231.748
Kampenhout · Eq €1.32M
H.A.P. Construct
BE 0642.650.635
Tielt · Eq €1.28M
FASTRAL
BE 0451.955.662
Seneffe · Eq €1.32M
Of 908 companies in sector 25120 we hold annual accounts for 677. 466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2007
Fiscal year end31-12
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
28120
43320Joinery installation
45422
16230Manufacture of other builders' carpentry and joinery
20300
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.