Product Pulse Consulting
ActiveSummary
Product Pulse Consulting has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €40k. Its solvency ranks better than 58% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▲+10
Growth78
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.58 against 1.8 in 2024; short-term debt: 35.9% and cash: 65.9% of total assets), and 35.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.1%
Return on assets
41%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 168%
2024 · €23k
2024: €23k
2024 → 2025
Total assets
€97k▲ 127%
2024 · €43k
2024: €43k
2024 → 2025
Net result
€40k▲ 69.0%
2024 · €23k
2024: €23k
2024 → 2025
Working capital
€55k▲ 251%
2024 · €16k
2024: €16k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€23k-€62k▲ 168%
Operating result€30k-€53k▲ 77.3%
Net result€23k-€40k▲ 69.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 77% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€7k ▼ 3.9%
Current assets
€90k ▲ 155%
Equity and liabilities €97k
Equity
€62k ▲ 168%
Debt
€35k ▲ 78.0%
Debt's share of the balance-sheet total falls from 45.8% to 35.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2024 · €30k
Cash flow
€42k▲
2024 · €24k
Current ratio
2.58▲
2024 · 1.80
Debt to equity
0.56▼
2024 · 0.84
ROE
64.0%▼
2024 · 101.6%
ROA
41.0%▼
2024 · 55.1%
Interest coverage
40.58▼
2024 · 1607.81
Debt ≤ 1 year
€35k▲
2024 · €20k
Income taxes
€12k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€97k▲
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€8k€7k▼
Furniture and vehicles24€8k€7k▼
Current assets29/58€35k€90k▲
Amounts receivable within one year40/41€18k€21k▲
Trade receivables40€18k€18k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€11k€64k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€43k€97k▲
Equity10/15€23k€62k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€23k€62k▲
Amounts payable17/49€20k€35k▲
Amounts payable within one year42/48€20k€35k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€16k€31k▲
Taxes450/3€16k€31k▲
Other amounts payable47/48€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€307€2k▲
Other operating charges640/8-€85
Gross operating margin9900€30k€56k▲
Operating profit (loss)9901€30k€53k▲
Financial income75/76B€27€83▲
Recurring financial income75€27€83▲
Financial charges65/66B€19€1k▲
Recurring financial charges65€19€1k▲
Profit (loss) for the period before taxes9903€30k€52k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€23k€40k▲
Profit (loss) for the period to be appropriated9905€23k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€62k▲
Profit (loss) brought forward from the previous period14P-€23k
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Giervalkenlaan 101170 Watermaal-BosvoordeGround area
1.4 ha
Building footprint
398 m²
Volume, LiDAR
14,689 m³
Parcel 21017D0214/00F000, Brussels · tallest building 40.7 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
Product Pulse Consulting
since 20242.363.678.677
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0214/00F000 | Brussels | 1.4 ha | 1 · 398 m² | 40.7 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0781.889.581
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,150 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.