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PRODUCT ENGINEERING SERVICES

Active
Public limited companyfounded 199135 yrs activeZone art. de la Rivièrette(SG) 65, 7330 Saint-Ghislain, BelgiumKBO/BCE: BE 0444.242.974
Summary

PRODUCT ENGINEERING SERVICES has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €30,161. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 91% of 360 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
PRODUCT ENGINEERING SERVICESActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of machinery and equipment not elsewhere classified
NACE 28410Coating of metals NACE 25510Manufacture of fabricated metal products, except machinery and equipment NACE 25610
#10 oldest company in Saint-Ghislain, Manufacturing sector1 site
Size
€2.4mtotal assets 2025
Staff
8 FTE
Equity
€1.9m
Profit
€30,161
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 74 d early0 of 9 deeds read
Why 90- Sector Manufacture of machinery and equipment not elsewhere classified (NACE 28)- Size: 8 FTE, total assets €2.4m+ Founded in 1991+ Equity €1.9m (78.5% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 28, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 78.5% of total assets
Liquidity 48-13
short-term debt 20.2% · cash 3.7%
Profitability 54-9
return on assets 1.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (971 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -2.1% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%▲ +2.1% vs 03-2025 05-2025: < 0.1%▲ +2.1% vs 04-2025 06-2025: < 0.1%▲ +2.0% vs 05-2025 07-2025: < 0.1%▼ -2.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +2.0% vs 03-2026 05-2026: 0.1%▲ +6.0% vs 04-2026 06-2026: 0.2%▲ +217% vs 05-2026highest value 07-2026: 0.2%● 0.0% vs 06-2026highest value 08-2026: 0.2%● 0.0% vs 07-2026highest value 09-2026: 0.2%● 0.0% vs 08-2026highest value 10-2026: 0.2%● 0.0% vs 09-2026highest value
  • Founded in 1991 lowers the probability for this profile
  • Equity €1.9m (78.5% of total assets) lowers the probability
  • Sector Manufacture of machinery and equipment not elsewhere classified (NACE 28) raises the probability
  • Size: 8 FTE, total assets €2.4m raises the probability for this profile
Credit up to €170,000 at 30 days acceptable
Liquidity ample (current ratio 4.3 against 4.63 in 2024; short-term debt: 20.2% and cash: 3.7% of total assets), and 21.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 28, micro). Better than this share of them on solvency 89%, liquidity 40%, profitability 33%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €1.9m (78.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Manufacture of machinery and equipment not elsewhere classified (NACE 28)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: 8 FTE, total assets €2.4m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
74 d early
2024
72 d early
2023
69 d early
2022
81 d early
2021
74 d early
2020
73 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 63 days before the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Positive: Among the best 9% on solvencysector median 41.4% · 360 companies 78.5% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1991founded 29-05-1991 35 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.4m
Profit
€30,161
Solvency
78.5%
Total assets▲ 1.1%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 18-05-2026Annual accounts filed
  2. 20-05-2025Annual accounts filed
  3. 23-05-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Manufacture of machinery and equipment not elsewhere classifiedNACE 28410
Founded
29-05-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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