PRODIMAT
ActiveSummary
PRODIMAT has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.22M and a net result of €168k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 4178 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▼-5
Solvency89▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 2.89 against 3.08 in 2024; short-term debt: 22.4% and cash: 9.5% of total assets), and 36.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.9%
Return on assets
8.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
50 d late
2023
55 d late
2022
53 d late
2021
30 d late
2020
23 d late
2019
98 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€168k▼ 6.2%
2024 · €180k
2018: €28klowest in 8 years
2019: €53k▲ +92.3% vs 2018
2020: €310k▲ +481% vs 2019highest in 8 years
2021: €218k▼ -29.8% vs 2020
2022: €141k▼ -35.5% vs 2021
2023: €162k▲ +15.4% vs 2022
2024: €180k▲ +10.7% vs 2023
2025: €168k▼ -6.2% vs 2024
2018 → 2025
Working capital
€807k▼ 1.4%
2024 · €818k
2018: €290k
2019: €-31k▼ -111% vs 2018lowest in 8 years
2020: €258k▲ +935% vs 2019
2021: €458k▲ +77.6% vs 2020
2022: €610k▲ +33.1% vs 2021
2023: €729k▲ +19.6% vs 2022
2024: €818k▲ +12.2% vs 2023highest in 8 years
2025: €807k▼ -1.4% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€760k-€901k▲ 18.5%€1.03M▲ 14.4%€1.12M▲ 8.8%€1.22M▲ 8.6%
2021: €760klowest in 5 years
2022: €901k▲ +18.5% vs 2021
2023: €1.03M▲ +14.4% vs 2022
2024: €1.12M▲ +8.8% vs 2023
2025: €1.22M▲ +8.6% vs 2024highest in 5 years
Operating result€302k-€194k▼ 35.7%€212k▲ 9.1%€244k▲ 15.4%€261k▲ 6.9%
2021: €302khighest in 5 years
2022: €194k▼ -35.7% vs 2021lowest in 5 years
2023: €212k▲ +9.1% vs 2022
2024: €244k▲ +15.4% vs 2023
2025: €261k▲ +6.9% vs 2024
Net result€218k-€141k▼ 35.5%€162k▲ 15.4%€180k▲ 10.7%€168k▼ 6.2%
2021: €218khighest in 5 years
2022: €141k▼ -35.5% vs 2021lowest in 5 years
2023: €162k▲ +15.4% vs 2022
2024: €180k▲ +10.7% vs 2023
2025: €168k▼ -6.2% vs 2024
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.91M
Fixed assets
€674k ▲ 114%
Current assets
€1.23M ▲ 1.8%
Equity and liabilities €1.91M
Equity
€1.22M ▲ 8.6%
Debt
€690k ▲ 70.0%
Debt's share of the balance-sheet total rises from 26.6% to 36.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€281k▲
2024 · €263k
Cash flow
€188k▼
2024 · €199k
Current ratio
2.89▼
2024 · 3.08
Quick ratio
0.88▲
2024 · 0.88
Debt to equity
0.57▲
2024 · 0.36
ROE
13.8%▼
2024 · 16.0%
ROA
8.8%▼
2024 · 11.8%
Interest coverage
5.80▼
2024 · 20.93
Debt ≤ 1 year
€427k▲
2024 · €394k
Debt > 1 year
€256k
Income taxes
€61k▼
2024 · €77k
Staff costs
€490k▲
2024 · €459k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.91M▲
Fixed assets21/28€315k€674k▲
Tangible fixed assets22/27€314k€673k▲
Land and buildings22€267k€614k▲
Plant, machinery and equipment23€13k€27k▲
Furniture and vehicles24€34k€32k▼
Financial fixed assets28€973€973=
Current assets29/58€1.21M€1.23M▲
Stocks and contracts in progress3€865k€857k▼
Stocks30/36€865k€857k▼
Amounts receivable within one year40/41€37k€48k▲
Trade receivables40€6k€9k▲
Other amounts receivable41€31k€39k▲
Cash at bank and in hand54/58€168k€182k▲
Deferred charges and accrued income490/1€143k€147k▲
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.91M▲
Equity10/15€1.12M€1.22M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.06M€1.16M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.05M€1.15M▲
Amounts payable17/49€406k€690k▲
Amounts payable after more than one year17-€256k
Financial debts170/4-€256k
Amounts payable within one year42/48€394k€427k▲
Current portion of amounts payable after more than one year42-€24k
Financial debts43€41k€17k▼
Credit institutions430/8€17k€17k=
Other loans439€24k-
Trade debts44€201k€173k▼
Suppliers440/4€201k€173k▼
Taxes, remuneration and social security45€127k€122k▼
Taxes450/3€62k€48k▼
Remuneration and social security454/9€65k€74k▲
Other amounts payable47/48€25k€92k▲
Accrued charges and deferred income492/3€12k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€459k€490k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Other operating charges640/8€28k€29k▲
Non-recurring operating charges66A€20-
Gross operating margin9900€751k€799k▲
Operating profit (loss)9901€244k€261k▲
Financial income75/76B€24k€17k▼
Recurring financial income75€24k€17k▼
Financial charges65/66B€13k€48k▲
Recurring financial charges65€13k€48k▲
Profit (loss) for the period before taxes9903€256k€230k▼
Income taxes67/77€77k€61k▼
Profit (loss) for the period9904€180k€168k▼
Profit (loss) for the period to be appropriated9905€180k€168k▼
Appropriation of the result
Profit (loss) to be appropriated9906€180k€168k▼
Transfer from equity791/2€81k€40k▼
Transfer to equity691/2€172k€137k▼
To other reserves6921€172k€137k▼
Profit to be distributed694/7€89k€72k▼
Return on contributions (dividend)694€81k€42k▼
Directors or managers695€8k€30k▲
Social balance
Average headcount (FTE)90879.19.4▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €394k | €464k | €464k | €459k | €490k | ▲ 6.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €16k | €15k | €19k | €19k | ▲ 2.4% |
| Other operating charges640/8 | €33k | €28k | €32k | €28k | €29k | ▲ 0.4% |
| Non-recurring operating charges66A | €150 | - | - | €20 | - | - |
| Gross operating margin9900 | €742k | €702k | €723k | €751k | €799k | ▲ 6.5% |
| Operating profit (loss)9901 | €302k | €194k | €212k | €244k | €261k | ▲ 6.9% |
| Financial income75/76B | €19k | €23k | €23k | €24k | €17k | ▼ 29.7% |
| Recurring financial income75 | €19k | €23k | €23k | €24k | €17k | ▼ 29.7% |
| Financial charges65/66B | €6k | €7k | €6k | €13k | €48k | ▲ 285% |
| Recurring financial charges65 | €6k | €7k | €6k | €13k | €48k | ▲ 285% |
| Profit (loss) for the period before taxes9903 | €315k | €210k | €229k | €256k | €230k | ▼ 10.2% |
| Income taxes67/77 | €97k | €69k | €66k | €77k | €61k | ▼ 19.7% |
| Profit (loss) for the period9904 | €218k | €141k | €162k | €180k | €168k | ▼ 6.2% |
| Profit (loss) for the period to be appropriated9905 | €218k | €141k | €162k | €180k | €168k | ▼ 6.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.40M | €1.62M | €1.66M | €1.53M | €1.91M | ▲ 24.9% |
| Fixed assets21/28 | €308k | €297k | €307k | €315k | €674k | ▲ 114% |
| Tangible fixed assets22/27 | €307k | €296k | €307k | €314k | €673k | ▲ 114% |
| Land and buildings22 | €268k | €271k | €270k | €267k | €614k | ▲ 130% |
| Plant, machinery and equipment23 | €12k | €7k | €8k | €13k | €27k | ▲ 107% |
| Furniture and vehicles24 | €27k | €18k | €29k | €34k | €32k | ▼ 6.7% |
| Financial fixed assets28 | €973 | €973 | €973 | €973 | €973 | = |
| Current assets29/58 | €1.10M | €1.32M | €1.35M | €1.21M | €1.23M | ▲ 1.8% |
| Stocks and contracts in progress3 | €791k | €901k | €863k | €865k | €857k | ▼ 0.9% |
| Stocks30/36 | €791k | €901k | €863k | €865k | €857k | ▼ 0.9% |
| Amounts receivable within one year40/41 | €108k | €133k | €111k | €37k | €48k | ▲ 27.9% |
| Trade receivables40 | €10k | €5k | €5k | €6k | €9k | ▲ 45.7% |
| Other amounts receivable41 | €98k | €128k | €106k | €31k | €39k | ▲ 24.4% |
| Cash at bank and in hand54/58 | €39k | €126k | €208k | €168k | €182k | ▲ 8.7% |
| Deferred charges and accrued income490/1 | €158k | €160k | €172k | €143k | €147k | ▲ 3.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.40M | €1.62M | €1.66M | €1.53M | €1.91M | ▲ 24.9% |
| Equity10/15 | €760k | €901k | €1.03M | €1.12M | €1.22M | ▲ 8.6% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €698k | €839k | €969k | €1.06M | €1.16M | ▲ 9.1% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | €692k | €833k | €963k | €1.05M | €1.15M | ▲ 9.2% |
| Amounts payable17/49 | €643k | €717k | €629k | €406k | €690k | ▲ 70.0% |
| Amounts payable after more than one year17 | - | - | - | - | €256k | - |
| Financial debts170/4 | - | - | - | - | €256k | - |
| Amounts payable within one year42/48 | €638k | €711k | €624k | €394k | €427k | ▲ 8.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €24k | - |
| Financial debts43 | €74k | €199k | €203k | €41k | €17k | ▼ 59.0% |
| Credit institutions430/8 | €29k | €154k | €179k | €17k | €17k | = |
| Other loans439 | €45k | €45k | €24k | €24k | - | - |
| Trade debts44 | €340k | €368k | €278k | €201k | €173k | ▼ 14.1% |
| Suppliers440/4 | €340k | €368k | €278k | €201k | €173k | ▼ 14.1% |
| Taxes, remuneration and social security45 | €195k | €116k | €123k | €127k | €122k | ▼ 4.0% |
| Taxes450/3 | €145k | €57k | €58k | €62k | €48k | ▼ 22.7% |
| Remuneration and social security454/9 | €50k | €58k | €65k | €65k | €74k | ▲ 13.9% |
| Other amounts payable47/48 | €28k | €28k | €19k | €25k | €92k | ▲ 270% |
| Accrued charges and deferred income492/3 | €5k | €6k | €6k | €12k | €6k | ▼ 48.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €218k | €141k | €162k | €180k | €168k | ▼ 6.2% |
| + Depreciation and write-downs630 | €14k | €16k | €15k | €19k | €19k | ▲ 2.4% |
| Operating cash flow (approximation) | €232k | €157k | €177k | €199k | €188k | ▼ 5.4% |
| Investment in fixed assets (approximation) | - | €-6k | €-25k | €-27k | €-378k | ▼ 1,305% |
| Change in cash | - | €87k | €81k | €-40k | €15k | ▲ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 41 days late
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 50 days late
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 55 days late
2023
31-12
Financial
Equity above €1MEq €1.03M ▲14.4%
6 profitable years in a row build equity to €1.03M.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 53 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
31-12
Financial
Highest result since 2018net €310k ▲481%
Operating result €454k, net result €310k, both a record.
31-12
Financial
Equity above €500kEq €542k ▲134%
3 profitable years in a row build equity to €542k.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 98 days late
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 72 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 55 days late
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 1985
Ground area
4,289 m²
Building footprint
1,979 m²
Volume, LiDAR
12,222 m³
Parcel 11362N0337/02A007, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
GAMMA BOUWMARKT DOE HET ZELF
since 19852.028.065.013
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362N0337/02A007 | Flanders | 4,289 m² | 1 · 1,979 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 2,273 EUR awarded · 2,262 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 273 EUR | 262 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKapellen (Antw.)2.028.065.013
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Of 4,241 companies in sector 47789 we hold annual accounts for 1,019. 463 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded25-10-1985
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
47789Other retail sale of new goods
Scores and ratios are computed by Checked and are not a credit decision.