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Prodilo

Active
Private limited companyfounded 2024active for 2 yearsZwarte Braak 3, 2260 Westerlo, BelgiumKBO/BCE: BE 1008.055.672
Summary

Prodilo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309,263 and a net result of -€57,757. Its solvency ranks better than 52% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 05-04-2024 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 3 others
Establishment unit
2.358.182.242 2260 Westerlo, since 05-04-2024
Financial year end
31 December
Peppol
Reachable since 22-07-2025

Board and ownership

Board
Shareholders
  • COPPENS Dirk Karel Clementinaact of 09-04-2024
  • VLEUGELS Lotteact of 09-04-2024

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
-€10,042
Loss
€57,757
Equity
€309,263
Total assets
€984,982
  • 2025 accounts filed 27 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLiquidity: current ratio 0.02, cash €12,498Founded in 2024lowers riskSize: total assets €984,982Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of micro companies in real estate (NACE 68)
Financial strength
Weak
Solvency 56
equity 31.4% of total assets
Liquidity 15
short-term debt 68.5% · cash 1.3%
Profitability 11
return on assets -5.9%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 05-2025: 0.7% 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.1 percentage points vs 07-2025 09-2025: 0.9%▲ +0.1 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 1.0%▲ +0.1 percentage points vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 0.9%▼ -0.1 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 1.0%▲ +0.1 percentage points vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026highest value 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 0.3%▼ -0.8 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €25,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.02, below 1. Short-term debt is 68.5% and cash 1.3% of total assets. 68.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 50% of them on solvency, 13% on liquidity and 14% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €984,982
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Liquidity: current ratio 0.02, cash €12,498
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
27 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 27 days after the deadline Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00431855.

Annual accounts 2025 filed on 27-08-2026 at the NBB

Equity
€309,263
Total assets
€984,982
Net result
-€57,757
Working capital
-€662,301

Turnover and EBIT margin are not published. The micro format does not require them.

Balance-sheet composition
Assets €984,982
Fixed assets €972,484
Current assets €12,498
Equity and liabilities €984,982
Equity €309,263
Debt €675,718
Debt's share of the balance-sheet total is 68.6%.
Key figures and ratios
2025 value
EBITDA
-€12,545
Cash flow
-€12,932
Current ratio
0.02
Debt to equity
2.18
ROE
-18.7%
ROA
-5.9%
Interest coverage
-43.34
Debt ≤ 1 year
€674,799
Income taxes
€98

Investments

fixed assets acquired
Item2025
Tangible fixed assets€1.0m
Depreciation and write-downs of the year€44,824

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€984,982
Fixed assets21/28€972,484
Tangible fixed assets22/27€972,484
Land and buildings22€680,905
Furniture and vehicles24€13,254
Assets under construction and advance payments27€278,325
Current assets29/58€12,498
Cash at bank and in hand54/58€12,498
Equity and liabilities
Total equity and liabilities10/49€984,982
Equity10/15€309,263
Contributions10/11€367,020
Profit (loss) carried forward14-€57,757
Amounts payable17/49€675,718
Amounts payable within one year42/48€674,799
Trade debts44€1,723
Suppliers440/4€1,723
Taxes, remuneration and social security45€151
Taxes450/3€151
Other amounts payable47/48€672,925
Accrued charges and deferred income492/3€919
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44,824
Other operating charges640/8€2,503
Gross operating margin9900-€10,042
Operating profit (loss)9901-€57,369
Financial charges65/66B€289
Recurring financial charges65€289
Profit (loss) for the period before taxes9903-€57,659
Income taxes67/77€98
Profit (loss) for the period9904-€57,757
Profit (loss) for the period to be appropriated9905-€57,757
Appropriation of the result
Profit (loss) to be appropriated9906-€57,757

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44,824
Other operating charges640/8€2,503
Gross operating margin9900-€10,042
Operating profit (loss)9901-€57,369
Financial charges65/66B€289
Recurring financial charges65€289
Profit (loss) for the period before taxes9903-€57,659
Income taxes67/77€98
Profit (loss) for the period9904-€57,757
Profit (loss) for the period to be appropriated9905-€57,757
Line2025
Assets
Total assets20/58€984,982
Fixed assets21/28€972,484
Tangible fixed assets22/27€972,484
Land and buildings22€680,905
Furniture and vehicles24€13,254
Assets under construction and advance payments27€278,325
Current assets29/58€12,498
Cash at bank and in hand54/58€12,498
Equity and liabilities
Total equity and liabilities10/49€984,982
Equity10/15€309,263
Contributions10/11€367,020
Profit (loss) carried forward14-€57,757
Amounts payable17/49€675,718
Amounts payable within one year42/48€674,799
Trade debts44€1,723
Suppliers440/4€1,723
Taxes, remuneration and social security45€151
Taxes450/3€151
Other amounts payable47/48€672,925
Accrued charges and deferred income492/3€919
Line2025
Profit (loss) for the period9904-€57,757
+ Depreciation and write-downs630€44,824
Operating cash flow (approximation)-€12,932

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 27-08-2026 2026-00431855 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
COPPENS Dirk Karel Clementina
Director · since 05-04-2024 · listed in the 2025 annual accounts, filed on 27-08-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 09-04-2024

Owners and capital

Shareholders

At incorporation act of 09-04-2024 ↗

Capital transactions

Capital over time
  1. 09-04-2024 Incorporation · 6,117 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director

Articles of association, deed of 09-04-2024 (in Dutch)

Network & group

Prodilo shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of Prodilo. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
27-08
NBB filing Annual accounts 2025 filedNBB
micro format · 27 days late
2024
09-04
Gazette deed Incorporation
Permanent representative: Guy Parmentier · Appointment: COPPENS Dirk Karel Clementina (director) · Founder: COPPENS Dirk Karel Clementina6 points ▸
  • Permanent representative, Guy Parmentier (and director)
  • Director appointment, COPPENS Dirk Karel Clementina (director)
  • Incorporation, 05-04-2024
  • Founder, COPPENS Dirk Karel Clementina
  • Founder, VLEUGELS Lotte
  • 6,117 shares
  • The act holds 8 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name Prodilo in Dutch
Enterprise number 1008.055.672
Legal form Private limited company
Status Active, normal situation
Founded 05-04-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 09-04-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Zwarte Braak 3,2260 Westerlo(Oevel)”
deed of 09-04-2024 (in Dutch)

Registered office and establishments

Registered office Zwarte Braak 3, 2260 Westerlo, Belgium
Establishment unit Prodilo, Zwarte Braak 3, 2260 Westerlo since 05-04-2024 · unit number 2.358.182.242

Activities

NACEBEL 2025
68201 Renting and operating of own or leased residential real estate, excluding social housing main activity
68110 Buying and selling of own real estate
68203 Renting and operating of own or leased non-residential real estate, excluding land
70200 Business and other management consultancy
Codes under NACEBEL 2008
68201 main activity
68100
68203
70220

Invoicing and payment

VAT number BE 1008.055.672
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1008055672
Other Peppol ID 9925:BE1008055672
Registered 22-07-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 20:00
deed of 09-04-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
1,032 m²
Building footprint
291 m²
Building volume
1,399 m³
Cadastral parcel Region Area Buildings Height / floors
13039B0540/00A000 Flanders 1,032 m² 1 · 291 m² 7.4 m · 2