Result
€85,297 €85,297
Back in profit in 2025, after a loss of €33,441 in 2024.
PRODEVELOPMENT
Overview
Lifetime
5 annual accounts with figures on one time axispeak €105,550 (2025)
€105,550▲ €138,241
lowest -€33,441 (2024)
€85,297▲ €118,738
peak €74,513 (2025)
€74,513▲ €85,297
€668,866▲ 68.0%
Board1 name since 2024
1 directorIryna Kramarovska
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from -€32,691 to €105,550Back to profit: €85,297Equity from -€10,784 to €74,513Debts from €398,090 to €668,866Cash from €6 to €189,841
Key points
from the 2025 annual accountsTurnover
≈ €190,000 estimated
The micro format states no turnover.
Debts
€668,866 90% of the balance sheet
Financial debts 21%Suppliers 54%Taxes and wages 3%Other 23%
Of this, €531,366 falls due within a year.
Liquidity
1.40 was 0.97 in 2024
Short-term debts rose from €398,090 to €531,366.
Filings
5 annual accounts 3 late
The 2021 accounts came latest: 82 days after the end of the period.
Position in the sector
€85,297
Higher net result than 89% of companies in real estate. Sector median €6,006 · 17,166 companies.
Checked score
94
Excellent
Financially stronger than 55% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.6%▲ +0.1 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.7%▲ +0.1 percentage points vs 04-2025
06-2025: 0.8%▲ +0.1 percentage points vs 05-2025
07-2025: 0.8%● unchanged vs 06-2025
08-2025: 3.5%▲ +2.7 percentage points vs 07-2025
09-2025: 3.5%● unchanged vs 08-2025
10-2025: 3.5%● unchanged vs 09-2025
11-2025: 3.6%▲ +0.1 percentage points vs 10-2025
12-2025: 3.6%● unchanged vs 11-2025
01-2026: 3.6%● unchanged vs 12-2025
02-2026: 3.6%● unchanged vs 01-2026highest value
03-2026: 2.2%▼ -1.4 percentage points vs 02-2026
04-2026: 2.1%▼ -0.1 percentage points vs 03-2026
05-2026: 2.0%▼ -0.1 percentage points vs 04-2026
06-2026: 1.9%▼ -0.1 percentage points vs 05-2026
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 0.1%▼ -1.8 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €74,513 (10.0% of total assets)
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €743,379
Liquidity: current ratio 1.40, cash €189,841
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 31% of them on solvency, 37% on liquidity, 52% on profitability and 99% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as PRODEVELOPMENT has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PRODEVELOPMENT itself is lower: 0.1% within 12 months. It rests on far more data about PRODEVELOPMENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for PRODEVELOPMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.4 (0.97 in 2024), below the usual 1.5. Short-term debt is 71.5% and cash 25.5% of total assets. 90% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 days early
2024
21 days early
2023
43 days late
2022
60 days late
2021
82 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 27 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 September (4 of the last 5 accounts filed within 65 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0745903670
Registered office moved from Landen to Linter
New registered office: Kattelijnestraat 21, 3350 Linter · Previous registered office: Tiensestraat 5, 3400 Landen · Board meeting of 12-01-2024 · Gazette deed
Registered office moved from Haacht to Landen
New registered office: Tiensestraat 5, 3400 Landen · Previous registered office: Zoellaan 21, 3150 Haacht · General meeting of 01-03-2021 · Gazette deed
Incorporation
published on 14-04-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PRODEVELOPMENT Linter | €743,379 | €105,550 | 10.0% | - |
| CHAR 229 Uccle | €735,936 | €96,876 | 20.4% | - |
| GOLDSTONES RED Ecaussinnes | €815,292 | €114,510 | 14.0% | - |
| PRAKTIJK FELIX Lier | €727,964 | €81,516 | 6.2% | - |
| MEIRLAEN Court-Saint-Etienne | €758,927 | €96,105 | 30.0% | - |
| DUJARDINVEST Wavre | €836,317 | €101,230 | -5.1% | - |
| TRADISTONE Amay | €795,161 | €109,828 | 1.7% | - |
These companies have the same main activity as PRODEVELOPMENT: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €728,000 and €836,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 09-04-2020Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 2 others
- Establishment unit
- 2.305.896.4703350 Linter, since 09-04-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 16-02-2026
Annual accounts 2025
- €105,550
- €85,297
- €74,513
- €743,379▲ 91.9%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on PRODEVELOPMENT
PRODEVELOPMENT files the micro format. That format states no turnover. The gross margin rose from -€19,378 in 2021 to €105,550 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 02-07-2026, 29 days before the deadline€105,550
▲ €138,241
€104,677
▲ €138,088
€85,297
▲ €118,738
€212,013
▲ €222,797
10.0%
▲ 12.8 percentage points
1.40
▲ 0.43
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €140,000 and €350,000.
Balance sheet
balance sheet total €743,379 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
10.0%
Higher than 33% of 17,175 companies in 2025.
1.40
Higher than 57% of 16,472 companies in 2025.
11.5%
Higher than 77% of 16,851 companies in 2025.
PRODEVELOPMENT
Middle half of the sector
80% of the sector
Micro accounts in real estate (NACE 68)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
743,379 | 387,305 | 593,872 | 492,451 | 435,131 | |
29/58 |
743,379 | 387,305 | 593,872 | 492,451 | 435,131 | |
3 |
507,474 | 382,857 | 380,856 | 338,395 | 422,415 | |
30/36 |
507,474 | 382,857 | 380,856 | 338,395 | 422,415 | |
40/41 |
45,404 | 4,194 | 104,710 | 149,703 | 11,321 | |
40 |
19,610 | - | 100,350 | 145,478 | 4,579 | |
41 |
25,794 | 4,194 | 4,360 | 4,224 | 6,742 | |
54/58 |
189,841 | 6 | 108,092 | 4,079 | 1,222 | |
490/1 |
661 | 249 | 214 | 274 | 173 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
743,379 | 387,305 | 593,872 | 492,451 | 435,131 | |
10/15 |
74,513 | -10,784 | 22,656 | -17,303 | -15,319 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | 5,000 | |
10 |
- | - | - | - | 5,000 | |
100 |
- | - | - | - | 5,000 | |
11 |
- | - | 5,000 | - | - | |
1109/19 |
- | - | 5,000 | - | - | |
13 |
500 | 500 | 500 | - | - | |
130/1 |
500 | 500 | 500 | - | - | |
130 |
- | - | 500 | - | - | |
1311 |
500 | 500 | - | - | - | |
14 |
69,013 | -16,284 | 17,156 | -22,303 | -20,319 | |
17/49 |
668,866 | 398,090 | 571,216 | 509,755 | 450,450 | |
17 |
137,500 | - | - | - | - | |
170/4 |
137,500 | - | - | - | - | |
42/48 |
531,366 | 398,090 | 571,216 | 509,755 | 450,450 | |
43 |
- | - | - | - | 23 | |
430/8 |
- | - | - | - | 23 | |
44 |
358,441 | 67,795 | 276,502 | 242,920 | 3,538 | |
440/4 |
358,441 | 67,795 | 276,502 | 242,920 | 3,538 | |
45 |
18,926 | 5,901 | 5,901 | - | - | |
450/3 |
18,926 | 5,901 | 5,901 | - | - | |
47/48 |
154,000 | 324,394 | 288,813 | 266,835 | 446,889 | |
| Income statement | ||||||
9900 |
105,550 | -32,691 | 47,138 | -1,074 | -19,378 | |
640/8 |
873 | 720 | 1,209 | 630 | 771 | |
9901 |
104,677 | -33,411 | 45,929 | -1,704 | -20,149 | |
75/76B |
569 | - | - | - | - | |
75 |
569 | - | - | - | - | |
65/66B |
1,022 | 30 | 69 | 280 | 170 | |
65 |
1,022 | 30 | 69 | 280 | 170 | |
9903 |
104,223 | -33,441 | 45,860 | -1,984 | -20,319 | |
67/77 |
18,926 | - | 5,901 | - | - | |
9904 |
85,297 | -33,441 | 39,959 | -1,984 | -20,319 | |
9905 |
85,297 | -33,441 | 39,959 | -1,984 | -20,319 | |
| Appropriation of the result | ||||||
9906 |
69,013 | -16,284 | 17,656 | -22,303 | -20,319 | |
14P |
-16,284 | 17,156 | -22,303 | -20,319 | - | |
691/2 |
- | - | 500 | - | - | |
6920 |
- | - | 500 | - | - | |
| Document | ||||||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 02-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-07-2026 | 2026-00250632 | |
| 31-12-2024 | micro format | 10-07-2025 | 2025-00261835 | |
| 31-12-2023 | micro format | 12-09-2024 | 2024-00464703 | |
| 31-12-2022 | micro format | 29-09-2023 | 2023-00471121 | |
| 31-12-2021 | micro format | 21-10-2022 | 2022-20470786 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 189,835 | -108,086 | 104,013 | 2,857 | - | ||
| 212,013 | -10,784 | 22,656 | -17,303 | -15,319 | ||
| 10.0% | -2.8% | 3.8% | -3.5% | -3.5% | ||
| 1.40 | 0.97 | 1.04 | 0.97 | 0.97 | ||
| 0.44 | 0.01 | 0.37 | 0.30 | 0.03 | ||
| 8.98 | - | 25.21 | - | - | ||
| 114.5% | - | 176.4% | - | - | ||
| 11.5% | -8.6% | 6.7% | -0.4% | -4.7% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on PRODEVELOPMENT
The operating result for 2025 is a profit of €104,677, after a loss of €33,411 in 2024. It is the highest result since 2021.
Debt's share of the balance-sheet total is 90.0%.
Board & ownership
Board
1 director, last change in 2024Mandates through the years
1 name, the dashed line is todayIryna Kramarovska
Director
Director
Boardmandate already running before its first mention
Mandates as a list
- Iryna Kramarovska
- Director, since before 14-02-2024
Control
Capital
- Contribution
- €5,000
- Source
- 2025 annual accounts
Network & group
No group
PRODEVELOPMENT has no parent and no holdings in its annual accounts. Iryna Kramarovska is the only director. PRODEVELOPMENT shares no director with another company.
Timeline
Timeline
13 events since 2020Filings
Financial
Establishments
Address
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 29 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0745903670
2025
Back to profit net €85,297 The net result is €85,297, after one loss-making year.
Annual accounts 2024 filed PDFmicro format · 21 days before the deadline
2024
Weakest financial year net -€33,441 The net result drops to -€33,441, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 43 days late
Registered office moved from Landen to LinterNew registered office: Kattelijnestraat 21, 3350 Linter · Previous registered office: Tiensestraat 5, 3400 Landen · Board meeting of 12-01-20242 points ▸
- Board meeting, 12-01-2024
- Registered-office move, Kattelijnestraat 21, 3350 Linter
2023
Back to profit net €39,959 The net result is €39,959, after 2 loss-making years.
Annual accounts 2022 filed PDFmicro format · 60 days late
2022
Annual accounts 2021 filed PDFmicro format · 82 days late
2021
Registered office moved from Haacht to LandenNew registered office: Tiensestraat 5, 3400 Landen · Previous registered office: Zoellaan 21, 3150 Haacht · General meeting of 01-03-20212 points ▸
- General meeting, 01-03-2021
- Registered-office move, Tiensestraat 5, 3400 Landen
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0745.903.670
- VAT number
- BE 0745.903.670
- Peppol ID
- 0208:0745903670
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 09-04-2020
- Financial year
- ends on 31 December
- Peppol
- Reachable since 16-02-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PRODEVELOPMENT in Dutch
- Entity type
- Legal entity
Activities
NACEBEL 202568110
Buying and selling of own real estate main activity
Codes under NACEBEL 2008
68100
Real estate activities main activity
43999
Specialised construction activities
68311
Real estate activities
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kattelijnestraat 21 registered office 3350 Linter | 09-04-2020 | 2.305.896.470 |
2 former offices
- Tiensestraat 5, 3400 Landen until 11-12-2023 · deed of 14-02-2024
- Zoellaan 21, 3150 Haacht until the deed of 23-03-2021
Buildings and parcels at the address
- Ground area
- 1,233 m²
- Buildings
- 151 m²
- Volume, LiDAR
- 347 m³
- Tallest building
- 6.2 m
Buildings to scale, each on its own parcel
Environmental permits
1 application in Flanders since 2026| 30-03-2026 | Discontinued | Nieuwbouw van bijgebouwen en niet overdekte lage constructie; Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen; Verbouwen en/of uitbreiden met functiewijziging, maar zonder wijziging van het aantal woongelegenheden; Verwijderen van vrijstaande gebouwen submitted 10-02-2026 · project 2026015256 | Aarschot |
Source: Omgevingsloket Vlaanderen.
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24128C0030/00Z002 | 1,233 m² | 1 · 151 m² | 6.2 m · 1 |
Contact
E-mail
prodevelopmentbv@yahoo.com establishment in Linter
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0745.903.670