PRODETEC
ActivePRODETEC has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235k and a net result of €-7k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 7778 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-42
Solvency92▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.58 in 2024; short-term debt: 19.4% and cash: 9.7% of total assets), and 33.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
60 d late
2023
27 d late
2022
791 d late
2021
134 d late
2020
152 d late
2019
137 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€207k
EBIT margin
8.7%
Net result
€-7k
2024 · €39k
2018: €1k
2019: €-1k
2020: €29k
2021: €72k
2022: €7k
2023: €7k
2024: €39k
2018 → 2025
Working capital
€23k▼ 25.3%
2024 · €31k
2018: €89k
2019: €95k
2020: €120k
2021: €173k
2022: €-69k
2023: €-44k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€207k
Equity€196k-€196k=€203k▲ 3.7%€242k▲ 19.2%€235k▼ 2.8%
Operating result€99k-€18k▼ 81.9%€25k▲ 40.3%€76k▲ 202%€5k▼ 93.4%
Net result€72k-€7k▼ 89.7%€7k▼ 2.2%€39k▲ 442%€-7k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353k
Fixed assets
€261k▼ 2.5%
Current assets
€92k▲ 7.2%
Equity and liabilities €353k
Equity
€235k▼ 2.8%
Debt
€117k▲ 5.5%
The debt ratio rises from 31.5% to 33.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €91k
Cash flow
€8k▼
2024 · €54k
Solvency
66.7%▼
2024 · 68.5%
Current ratio
1.34▼
2024 · 1.58
Quick ratio
1.34▼
2024 · 1.58
Debt / equity
0.50▲
2024 · 0.46
ROE
-2.8%▼
2024 · 16.1%
ROA
-1.9%▼
2024 · 11.0%
Interest coverage
2.90▼
2024 · 12.20
Debt
€117k▲
2024 · €111k
Debt ≤ 1 year
€68k▲
2024 · €54k
Debt > 1 year
€49k▼
2024 · €57k
Income taxes
€5k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€353k€353k▼
Fixed assets21/28€268k€261k▼
Tangible fixed assets22/27€268k€261k▼
Land and buildings22€251k€243k▼
Plant, machinery and equipment23€476€180▼
Furniture and vehicles24€16k€18k▲
Financial fixed assets28€25€25=
Current assets29/58€86k€92k▲
Amounts receivable within one year40/41€32k€57k▲
Trade receivables40€395€13k▲
Other amounts receivable41€32k€44k▲
Cash at bank and in hand54/58€53k€34k▼
Deferred charges and accrued income490/1-€325
Equity and liabilities
Total equity and liabilities10/49€353k€353k▼
Equity10/15€242k€235k▼
Contributions10/11€16k€16k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€15k€15k=
Profit (loss) carried forward14€209k€202k▼
Amounts payable17/49€111k€117k▲
Amounts payable after more than one year17€57k€49k▼
Financial debts170/4€57k€49k▼
Amounts payable within one year42/48€54k€68k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€34€34=
Credit institutions430/8€34€34=
Trade debts44€20k€21k▲
Suppliers440/4€20k€21k▲
Taxes, remuneration and social security45€26k€20k▼
Taxes450/3€26k€20k▼
Other amounts payable47/48€780€19k▲
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€4k€6k▲
Non-recurring operating charges66A€14k€1k▼
Gross operating margin9900€109k€27k▼
Operating profit (loss)9901€76k€5k▼
Financial income75/76B€538€33▼
Recurring financial income75€538€33▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€69k€-2k▼
Income taxes67/77€30k€5k▼
Profit (loss) for the period9904€39k€-7k▼
Profit (loss) for the period to be appropriated9905€39k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€209k€202k▼
Profit (loss) brought forward from the previous period14P€170k€209k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €-7k ▼117%
Net result drops to €-7k, the lowest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 791 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 1.58
Current ratio from 0.70 to 1.58; short-term debt falls from €145k to €54k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €200kEq €203k ▲3.7%
4 profitable years in a row build equity to €203k.
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 134 days late
2021
31-12
Financial
Highest result since 2018net €72k ▲148%
Operating result €99k, net result €72k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.86
Current ratio from 1.82 to 3.86; short-term debt falls from €146k to €60k.
31-12
Financial
Equity above €150kEq €196k ▲57.5%
2 profitable years in a row build equity to €196k.
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 152 days late
2020
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial
Equity above €100kEq €124k ▲30.8%
Equity rises from €95k to €124k.
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 137 days late
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 132 days late
22-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 206 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 184 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Octave Michotlaan 361640 Sint-Genesius-RodeGround area
464 m²
Building footprint
183 m²
Volume, LiDAR
1,351 m³
2 parcels, Brussels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PRODETEC
since 20062.151.598.768
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004A0041/00S009 | Flanders | 320 m² | 1 · 119 m² | 11.5 m · 3 fl. |
| 21819C0085/00L004 | Brussels | 144 m² | 1 · 64 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,270 companies in sector 43230 we hold annual accounts for 1,241. 938 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2006
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
74203
71209Other technical testing and analysis
74302
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.