PRODEQ
ActivePRODEQ has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €268k and a net result of €-68k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-75
Solvency75▲+6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.65 against 5.73 in 2024; short-term debt: 8.1% and cash: 16.8% of total assets), but 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-06-2026, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
23 d early
2023
49 d early
2022
51 d early
2021
40 d early
2020
39 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€268k▼ 20.3%
2024 · €336k
2018: €366k
2019: €360k
2020: €335k
2021: €239k
2022: €315k
2023: €353k
2024: €336k
2018 → 2025
Total assets
€538k▼ 29.4%
2024 · €762k
2018: €806k
2019: €885k
2020: €816k
2021: €842k
2022: €837k
2023: €824k
2024: €762k
2018 → 2025
Net result
€-68k
2024 · €56k
2018: €72k
2019: €-6k
2020: €-25k
2021: €3k
2022: €92k
2023: €68k
2024: €56k
2018 → 2025
Working capital
€116k▼ 61.1%
2024 · €298k
2018: €402k
2019: €353k
2020: €289k
2021: €269k
2022: €285k
2023: €315k
2024: €298k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€239k-€315k▲ 32.0%€353k▲ 11.8%€336k▼ 4.7%€268k▼ 20.3%
Operating result€16k-€141k▲ 783%€99k▼ 30.2%€72k▼ 27.0%€-65k
Net result€3k-€92k▲ 2,903%€68k▼ 25.7%€56k▼ 18.5%€-68k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €65k after €72k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €538k
Fixed assets
€378k▼ 5.6%
Current assets
€160k▼ 55.8%
Equity and liabilities €538k
Equity
€268k▼ 20.3%
Debt
€270k▼ 36.5%
The debt ratio falls from 55.9% to 50.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-30k▼
2024 · €107k
Cash flow
€-33k▼
2024 · €91k
Solvency
49.8%▲
2024 · 44.1%
Current ratio
3.65▼
2024 · 5.73
Quick ratio
3.65▼
2024 · 5.73
Debt / equity
1.01▼
2024 · 1.27
ROE
-25.5%▼
2024 · 16.6%
ROA
-12.7%▼
2024 · 7.3%
Interest coverage
-5.13▼
2024 · 15.67
Debt
€270k▼
2024 · €426k
Debt ≤ 1 year
€44k▼
2024 · €63k
Debt > 1 year
€226k▼
2024 · €363k
Income taxes
€590▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€762k€538k▼
Fixed assets21/28€401k€378k▼
Tangible fixed assets22/27€401k€378k▼
Land and buildings22€399k€376k▼
Plant, machinery and equipment23€2k€2k▲
Current assets29/58€361k€160k▼
Amounts receivable after more than one year29€12k€12k=
Other amounts receivable291€12k€12k=
Amounts receivable within one year40/41€104k€58k▼
Trade receivables40€19k€26k▲
Other amounts receivable41€85k€32k▼
Cash at bank and in hand54/58€245k€90k▼
Equity and liabilities
Total equity and liabilities10/49€762k€538k▼
Equity10/15€336k€268k▼
Contributions10/11€19k€19k=
Reserves13€317k€317k=
Distributable reserves133€317k€317k=
Profit (loss) carried forward14-€-68k
Amounts payable17/49€426k€270k▼
Amounts payable after more than one year17€363k€226k▼
Financial debts170/4€363k€226k▼
Amounts payable within one year42/48€63k€44k▼
Current portion of amounts payable after more than one year42€34k€35k▲
Trade debts44€11k€7k▼
Suppliers440/4€11k€7k▼
Taxes, remuneration and social security45€15k-
Taxes450/3€15k-
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€44k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€35k▲
Other operating charges640/8€10k€8k▼
Gross operating margin9900€117k€-21k▼
Operating profit (loss)9901€72k€-65k▼
Financial income75/76B€8k€3k▼
Recurring financial income75€8k€3k▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€73k€-68k▼
Income taxes67/77€18k€590▼
Profit (loss) for the period9904€56k€-68k▼
Profit (loss) for the period to be appropriated9905€56k€-68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€-68k▼
Transfer from equity791/2€72k-
Transfer to equity691/2€56k-
To other reserves6921€56k-
Profit to be distributed694/7€72k-
Return on contributions (dividend)694€72k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-68k ▼223%
Net result drops to €-68k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €92k ▲2903%
Operating result €141k, net result €92k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Niel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenbakkerijen 662845 NielGround area
621 m²
Building footprint
433 m²
Volume, LiDAR
3,191 m³
Parcel 11030B0319/00S008, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Steenbakkerijen 66, 2845 Niel
since 20012.100.150.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11030B0319/00S008 | Flanders | 621 m² | 1 · 433 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CONFI-dence
BE 0652.744.276
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6000 GANG
BE 0740.961.224
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Vandermeulen David
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Deinze · Eq €268k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 38,674 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.